Marriott Bonvoy Bountiful

Earn 85,000 Marriott Bonvoy points as a one-time welcome bonus by spending $4,000 on purchases within the first 3 months of opening your account. Points can be used for free hotel nights, travel experiences, or transfers to airline partners.

Earn 6 Marriott Bonvoy points per dollar on purchases at participating Marriott Bonvoy hotels. Use the card at check-in or for any charges billed directly by the hotel to earn at this rate. Only properties in the Marriott Bonvoy program qualify.

Earn 4 Marriott Bonvoy points per dollar at restaurants and grocery stores, applied to combined spending across both categories up to $15,000 per calendar year. Spending beyond that cap earns the base 2 points per dollar rate.

Earn 2 Marriott Bonvoy points per dollar on everyday purchases that don't fall into a higher bonus category. This base rate applies automatically with no spending cap.

Earn an extra 1,000 Marriott Bonvoy points on each eligible stay at participating hotels and resorts when you pay with this card. The bonus is awarded per stay — not per night — and only applies at properties in the Marriott Bonvoy program.

Earn 2 points per dollar on all eligible purchases that don't qualify for a higher bonus category. There's no cap on how much you can earn at this base rate.

Every purchase that doesn't qualify for a higher earning category earns 2 Marriott Bonvoy points per dollar. This rate applies automatically with no annual spending cap.

Receive $10 back each month toward Instacart purchases, adding up to $120 per year. The credit applies automatically when you pay with your card on eligible orders through the Instacart app or website.

Spend $15,000 on eligible purchases within a calendar year and receive a free night award redeemable at any participating Marriott Bonvoy property with a redemption level of 50,000 points or fewer. Note that some hotels may still charge resort fees even when using this award.

Simply holding the card grants you Marriott Bonvoy Gold Elite status automatically, with no minimum nights required. Gold Elite perks include a 25% bonus on points earned during stays, room upgrades, and late checkout when available — equivalent to what members earn by staying 25 nights per year.

Each year you hold the card, 15 Elite Night Credits are automatically added to your Marriott Bonvoy account — no hotel stays required. These credits count toward earning or maintaining higher status tiers like Platinum or Titanium, and they stack with credits from a Marriott business card.

Pay for your entire car rental with this card and decline the rental company's collision coverage to receive protection against theft or damage to the vehicle. Coverage is secondary to any personal auto insurance you already carry, and certain vehicle types or countries may not be covered.

If your trip is delayed for a covered reason, you can be reimbursed for necessary out-of-pocket expenses such as meals or lodging. Pay for your travel with this card to be eligible, and note that a minimum delay period typically must pass before coverage kicks in.

When you buy your common carrier ticket with this card, you and immediate family members traveling with you are covered if luggage is lost, damaged, or stolen. Coverage limits differ depending on whether the bag is checked or carry-on.

Get a complimentary 3-month Instacart+ membership, which includes free delivery on orders over $35 and reduced service fees. You must activate it through Instacart before December 31, 2027, or the offer will expire unused.

Use your card for purchases made abroad or in foreign currencies without paying any extra transaction fees. The full purchase amount is charged with no surcharge added.