Aeroplan Benefits, Credits & Annual Fee

• Air Canada Semiannual Credit$50 / 6moTrackable

  Receive up to $50 in statement credits January 1 through June 30 and another $50 July 1 through December 31 for eligible purchases directly with Air Canada. Purchases before September 10, 2026 do not qualify. Excludes gift cards, third-party products, onboard Wi-Fi and tickets through travel agencies or non-airline packages. Credits follow the purchase posting period; allow 6 to 8 weeks.

  Resets: Twice a yearChecked Sep 12, 2026Official terms
• NEXUS / Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

  Get up to $120 back as a statement credit to cover the application fee for Global Entry, TSA PreCheck, or NEXUS. Charge the application fee to your Aeroplan card and the credit is applied automatically. You can use this credit once every 4 years.

  Checked Oct 9, 2026Official terms

Travel Benefits

• Pay Yourself Back

  Redeem eligible Aeroplan points against eligible travel, dining, groceries, gas and annual-fee charges from the last 90 days. Categories, redemption values and caps may change and are shown before redemption. Points converted from programs other than Aeroplan or Ultimate Rewards are excluded.

  Checked Sep 12, 2026Official terms
• Priority Reward Vouchers with Annual Spend

  Earn one voucher at each calendar-year purchase threshold: $100,000, $250,000, $500,000 and $750,000. Each discounts an eligible flight reward base fare in points by 50%. Eligible cabins and destinations depend on elite status when earned. Book within one year of issue; travel may be later. Taxes and fees are excluded.

  Checked Sep 12, 2026Official terms
• Roadside Assistance

  Request roadside dispatch assistance. Service fees are billed to the card and are not a complimentary credit.

  Checked Sep 12, 2026Official terms
• Aeroplan Global +1 with $1 Million SpendTrackableMin spend $1,000,000

  Spend $1,000,000 in a calendar year to receive Global +1. Designate one Aeroplan companion through the contact center. After eligible travel together, receive the companion base fare in points back; taxes and fees are excluded. Bookings and travel must finish by the end of the following calendar year. Allow up to 8 weeks to issue and 2 weeks after travel for returned points.

  Resets: Calendar yearChecked Sep 13, 2026Official terms
• Air Canada and Partner Airline Flight Redemptions

  Use Aeroplan points for flight rewards on Air Canada and more than 45 partner airlines. Search and book eligible flights through Aeroplan for travel to destinations across the partner network. Flight options and the points needed depend on the itinerary and availability.

  Checked Sep 27, 2026
• Carbon Offsets on Air Canada Awards

  Carbon offsets are automatically included on Air Canada award flights booked with this card, covering the environmental footprint of those trips at no additional cost. No action is required on your part - the offset is applied at booking.

  Checked May 20, 2026
• FLY15OFF Flight Reward Discount

  Save at least 15% of the base fare in points on eligible Air Canada flight rewards. The relevant outbound or inbound itinerary must be fully operated by Air Canada, Air Canada Express or Air Canada Rouge. Book through Air Canada while signed in to the linked Aeroplan account. Taxes, fees and cash portions are excluded.

  Checked Sep 27, 2026Official terms
• Fourth Night Free on Hotel Reward Stays

  Redeem Aeroplan points for 3 consecutive hotel nights in one eligible booking and receive the fourth night free, subject to Aeroplan hotel reward terms.

  Checked Sep 12, 2026Official terms
• Free First Checked Bags

  The primary cardmember and up to 8 companions on the same reservation each receive one checked bag up to 50 lb when checking in with Air Canada for an Air Canada, Rouge or Express flight. Gate-checked bags do not qualify. No extra bag is granted if the first is already free.

  Checked Sep 12, 2026Official terms
• International Stopover Redemption

  Add a stopover to an international Aeroplan reward trip for 5,000 points. Choose a qualifying stopover when booking your international itinerary with points. The extra 5,000 points covers the stopover, not the points required for the underlying flight reward.

  Checked Sep 27, 2026

Airline Status

• Aeroplan 35K Status with $75,000 Annual SpendTrackableMin spend $75,000

  Spend $75,000 in net purchases during a calendar year to receive 35K Status for the rest of that year and the next. Higher independently earned status is retained. The linked card and Aeroplan accounts must remain in good standing. Allow 6 to 8 weeks after qualifying.

  Resets: Calendar yearChecked Sep 13, 2026Official terms
• Annual Status Qualifying Credits5,000 pts / yr

  Receive 5,000 SQC on opening and by the end of February each subsequent year. Earn 10,000 more after $25,000 annual net purchases and another 10,000 after $50,000 total. All Aeroplan cards combined are capped at 25,000 SQC per member per calendar year. SQC qualify for status and cannot be redeemed.

  Checked Oct 9, 2026Official terms
• Automatic Aeroplan 25K Status

  Primary cardmembers receive Aeroplan 25K Status while the linked card account remains open and not in default. No annual spending requirement. A higher status earned separately is retained.

  Checked Sep 12, 2026Official terms

Rental Car

• Auto Rental Coverage

  Pay the entire rental with the card and decline the rental company collision insurance. Eligible theft and collision damage are covered subject to the guide; coverage in the US is secondary to personal insurance. Coverage restrictions, exclusions and claim deadlines apply; consult the Guide to Benefits.

  Checked Sep 27, 2026Official terms
• Fourth Day Free on Car Rental Reward Bookings

  Starting January 2027, redeem Aeroplan points for 4 consecutive days in one eligible car rental booking and receive the fourth day free at more than 11,000 car rental locations worldwide, subject to Aeroplan car rental reward terms.

  Checked Sep 12, 2026

Travel Insurance

• Trip Delay Reimbursement

  For covered common-carrier delays over 12 hours or requiring an overnight stay, eligible unreimbursed expenses may be reimbursed up to $500 per covered traveler. Coverage restrictions, exclusions and claim deadlines apply; consult the Guide to Benefits.

  Checked Sep 26, 2026Official terms
• Trip Cancellation and Interruption Insurance

  Coverage for eligible prepaid nonrefundable passenger fares up to $1,500 per covered traveler and $6,000 per trip for covered cancellations or interruptions. Coverage restrictions, exclusions and claim deadlines apply; consult the Guide to Benefits.

  Checked Sep 26, 2026Official terms
• Baggage Delay Insurance

  For a covered baggage delay over 6 hours, essential purchases may be reimbursed up to $100 per day for up to 3 days. Coverage restrictions, exclusions and claim deadlines apply; consult the Guide to Benefits.

  Checked Sep 26, 2026Official terms

Bonus Earnings

• 2X Points at Gas Stations2x points

  Earn 2 Aeroplan points per $1 on eligible gas station purchases. Merchant-category exclusions apply.

  Checked Sep 30, 2026Official terms
• 3X Points on Dining Through 2026, Then 2X

  Earn 3 Aeroplan points per $1 on eligible dining purchases posting by December 31, 2026, then 2 points per $1 from January 1, 2027. Dining includes takeout and eligible delivery. Merchant category exclusions apply.

  Checked Sep 12, 2026Official terms
• 3X Points on Travel3x points

  Earn 3 Aeroplan points per $1 on eligible travel purchases. Air Canada purchases qualifying for the separate 3X category do not earn another 3X on top. Merchant-category exclusions apply.

  Checked Sep 30, 2026Official terms
• 3X Points on Grocery Stores Through 2026, Then 2X

  Earn 3 Aeroplan points per $1 on eligible grocery store purchases posting by December 31, 2026, then 2 points per $1 from January 1, 2027. Merchant category exclusions apply.

  Checked Sep 12, 2026Official terms
• 3X Points on Air Canada3x points

  Earn 3 Aeroplan points per $1 on eligible purchases directly with Air Canada. Gift cards, third-party products, onboard Wi-Fi and tickets bought through travel agencies or non-airline travel packages do not qualify. Separate airline points for eligible flown fares are not an extra card multiplier.

  Checked Sep 30, 2026Official terms
• 1X Points on All Other Purchases1x points

  Every purchase that does not qualify for a higher earning category earns 1 Aeroplan point per $1 spent. This base rate applies automatically with no spending cap, so every dollar you put on the card is working for you.

  Checked Sep 30, 2026Official terms
• Monthly Spend Bonus Points Through 20261,500 pts / moMin charge $2,000

  Through December 31, 2026, earn 500 bonus points per $2,000 in purchases each calendar month, up to 1,500 points on $6,000. Purchases count when posted. Allow up to 8 weeks for bonus points.

  Checked Sep 12, 2026Official terms
• 10% Ultimate Rewards Transfer Bonus Through 2026

  Through December 31, 2026, primary Aeroplan cardmembers receive 10% extra on transfers of at least 50,000 Ultimate Rewards points in one transaction to their own linked Aeroplan account, capped at 25,000 bonus points per calendar year. An eligible Ultimate Rewards card is required. Authorized-user destinations do not qualify. Allow 7 days for bonus points.

  Checked Sep 12, 2026Official terms

Dining Benefits

• DoorDash Non-Restaurant Discount (Quarterly Cohort)$10 / moEnrollment required

  Get up to $10 off each month on DoorDash orders for groceries, everyday essentials and other non-restaurant items. You must stay enrolled in your Chase DashPass membership. The offer runs through December 31, 2027.

  Checked Oct 9, 2026
• Monthly $10 Instacart In-App Credit$10 / moTrackableEnrollment requiredMin charge $10

  Through December 31, 2027, receive a $10 monthly in-app credit after activating the eligible card benefit, while maintaining an active Instacart+ membership. Pay with the enrolled card. Use on one qualifying purchase of $10 or more with one retailer; unused value expires monthly. Excludes fees, tips, taxes and Uber Eats restaurant orders. This is an Instacart checkout credit, not a statement credit.

  Resets: MonthlyChecked Sep 12, 2026Official terms

Purchase Protection

• Purchase Protection

  Eligible new purchases are covered against theft or damage for 120 days, up to $500 per item. New York residents have a 90-day coverage period. Coverage restrictions, exclusions and claim deadlines apply; consult the Guide to Benefits.

  Checked Oct 9, 2026Official terms

Concierge & Membership

• 12 Complimentary Months of DashPass$120Enrollment required

  Get one year of complimentary DoorDash DashPass, valued at $120. Activate the membership and use it on eligible DoorDash orders for $0 delivery fees and lower service fees. The complimentary membership lasts one year; order eligibility and other charges may still apply.

  Checked Oct 9, 2026Official terms
• 3 Complimentary Months of Instacart+Enrollment required

  Activate with the eligible card by December 31, 2027 for 3 complimentary months of Instacart+. A US address is required. A new membership renews at the then-current annual price unless canceled; existing paid memberships resume after the complimentary period. Digital-wallet activation is excluded.

  Checked Sep 12, 2026Official terms
• Mastercard 24/7 Concierge

  Access a personal concierge service around the clock for help with tasks like tracking down hard-to-find items or booking restaurant reservations. Call the number on the back of your card to reach the concierge at any time. There's no additional fee to use the service.

  Checked Sep 12, 2026Official terms

Fees & Miscellaneous

• Hotel, Car Rental and Other Aeroplan Redemptions

  Use Aeroplan points for hotels, car rentals and other nonflight rewards. Search available options through Aeroplan and redeem points for an eligible booking, vacation package or gift card. The available rewards and points required vary by option.

  Checked Sep 27, 2026
• No Foreign Transaction Fees

  Pay no foreign transaction fees when you use your card for purchases made outside the United States. This applies to all international purchases regardless of currency. There are no enrollment steps - the benefit is automatic.

  Checked Sep 12, 2026Official terms