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Chase

Aeroplan

$95 / yr · Earns Ultimate Rewards

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Earning rates

CategoryRateNotes
Groceries3x
Dining3x
Flights3x
Everything else1x

Benefits

Welcome Bonus

  • Welcome Bonus Points80,000 pts

    Earn 75,000 bonus Aeroplan points as a one-time welcome offer. Spend $4,000 on purchases within the first 3 months your account is open to unlock the points. Points are deposited to your Aeroplan account after the spend threshold is met.

Bonus Earnings

  • 3X Points on Dining

    Earn 3 Aeroplan points per $1 at restaurants, takeout spots, and eligible delivery services, both in the US and abroad. No spending cap applies, so the bonus rate covers all of your dining charges.

    Resets: Yearly
  • 3X Points on Grocery Stores

    Earn 3 Aeroplan points per $1 at eligible grocery stores. Points are credited automatically and there is no cap on how much you can earn at this rate.

    Resets: Yearly
  • 3X Points on Air Canada

    Pay directly with Air Canada — for flights, vacation packages, or other eligible purchases — and earn 3 Aeroplan points per $1 spent. There is no cap on how much you can earn at this rate.

    Resets: Yearly
  • 1X Points on All Other Purchases

    Every purchase that does not qualify for a higher earning category earns 1 Aeroplan point per $1 spent. This base rate applies automatically with no spending cap, so every dollar you put on the card is working for you.

    Resets: Yearly
  • Monthly Spend Bonus Points1,500 pts / mo

    Earn 500 bonus Aeroplan points for every $2,000 you spend in a calendar month, on top of your regular earning rates. The bonus maxes out at 1,500 points per month, achieved by spending $6,000 or more in that month.

    Resets: Monthly
  • 10% Bonus on Ultimate Rewards Transfers to Aeroplan

    When you transfer 50,000 or more Chase Ultimate Rewards points to Aeroplan in a single transaction, you receive a 10% bonus on top — so 50,000 UR becomes 55,000 Aeroplan points. The bonus is capped at 25,000 extra Aeroplan points per calendar year.

    Resets: Yearly

Statement Credits

  • NEXUS / Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

    Get up to $120 back as a statement credit to cover the application fee for Global Entry, TSA PreCheck, or NEXUS. Charge the application fee to your Aeroplan card and the credit is applied automatically. You can use this credit once every 4 years.

    Resets: Every 4 years
  • Monthly Instacart Credit$10 / moTrackable

    Get $10 back per month as a statement credit on Instacart purchases when you pay with this card. Credits do not carry over, so you will want to use each month's credit before it resets — adding up to $120 per year in potential savings.

    Resets: Monthly
  • Complimentary Instacart+ MembershipEnrollment required

    Cardmembers can activate 3 complimentary months of Instacart+ membership, which includes free delivery and reduced service fees on eligible orders. Activate through your card benefits portal before December 31, 2027.

Travel Benefits

  • Ultimate Companion Pass with $1 Million Spend

    Spend $1,000,000 on the card in a single calendar year and earn an Ultimate Companion Pass for one designated companion. With it, you get 100% of your points back on award redemptions in any cabin for that companion, covering the rest of the milestone year and the full following year.

    Resets: Yearly
  • Pay Yourself Back for Travel

    Use the Pay Yourself Back feature to redeem Aeroplan points as statement credits against recent travel, dining, grocery, and gas station purchases. Points are redeemed against transactions posted within the last 90 days directly from your account.

    Resets: Yearly
  • Preferred Pricing on Flight Rewards

    As the primary cardmember, you get access to preferred pricing on Aeroplan flight rewards, meaning many routes cost fewer points to book. Use your Aeroplan account to search and book flights — eligible fares will show the reduced point price automatically. Preferred pricing availability varies by route and fare class.

    Resets: Yearly
  • Discounted Award Pricing

    As a cardmember, you get access to lower Aeroplan point prices on eligible award flight bookings compared to non-cardholders. The discount applies automatically when you search and book awards while logged into your linked Aeroplan account, and pricing varies by route and cabin.

    Resets: Yearly
  • Priority Reward Vouchers with Big Spend

    Reach annual spend thresholds of $100,000, $250,000, $500,000, or $750,000 and unlock a Priority Reward voucher at each level, good for 50% off an Aeroplan flight award in any cabin. A new voucher is awarded each time you cross one of these spend milestones within the calendar year.

    Resets: Yearly
  • Carbon Offsets on Air Canada Awards

    Carbon offsets are automatically included on Air Canada award flights booked with this card, covering the environmental footprint of those trips at no additional cost. No action is required on your part — the offset is applied at booking.

    Resets: Yearly

Airline Status

  • Aeroplan 25K Status Renewal with Annual Spend

    Keep your Aeroplan 25K elite status year after year by spending $15,000 on the card within a calendar year. Once you hit that threshold, status renews for the next calendar year — no flight activity required.

    Resets: Yearly
  • Aeroplan Status Boost with $50K Spend (ends 2026)

    Spend $75,000 on the card in a calendar year and your Aeroplan elite status moves up one tier — for example, from 25K to 35K. This benefit is available through the end of 2025, so check current terms for availability.

    Resets: Yearly
  • Status Qualifying Credits at Card Anniversary

    Earn up to 25,000 Status Qualifying Credits (SQC) per calendar year to help reach or maintain Aeroplan Elite Status. You get 5,000 SQC as a base bonus, another 10,000 SQC after $25,000 in net purchases, and a final 10,000 SQC after $50,000 in net purchases. Only the primary cardmember earns SQC through this benefit.

    Resets: Yearly
  • Aeroplan 25K Status Upon Card Opening

    New cardmembers receive Aeroplan 25K elite status automatically upon account opening, with no flight activity needed to qualify. Status is valid for the rest of the calendar year you open the account plus the entire following year, giving you perks like priority boarding and upgrade eligibility on Air Canada.

  • Aeroplan 35K Elite Status (Spend-Based Upgrade)

    Upgrade to Aeroplan 35K Elite Status by spending $75,000 on card purchases within a single calendar year. Status is awarded after you hit the spending milestone and gives you access to 35K-tier perks like priority check-in and bonus points earning. The $75,000 spend resets each January 1.

    Resets: Yearly

Concierge & Membership

  • Mastercard 24/7 Concierge

    Access a personal concierge service around the clock for help with tasks like tracking down hard-to-find items or booking restaurant reservations. Call the number on the back of your card to reach the concierge at any time. There's no additional fee to use the service.

    Resets: Yearly

Fees & Miscellaneous

  • No Foreign Transaction Fees

    Pay no foreign transaction fees when you use your card for purchases made outside the United States. This applies to all international purchases regardless of currency. There are no enrollment steps — the benefit is automatic.

    Resets: Yearly
Cards with similar benefits:Global Entry / TSA PreCheck CreditsGrocery & Delivery CreditsCompanion Fares & Certificates
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