Southwest Premier Benefits, Credits & Annual Fee

• 55,000 Rapid Rewards bonus points

  $1,500 First 3 months from account opening This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card and Employee Credit Card products. Southwest Rapid Rewards® Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

  Checked Oct 14, 2026Source

• Anniversary Bonus Points6,000 pts / yr

  Each year on your card anniversary, 6,000 Rapid Rewards bonus points are automatically added to your account - no action required. These points can be redeemed for Southwest flights or other Rapid Rewards program rewards.

  Checked May 22, 2026
• Inflight Purchases Statement Credit25%

  Get 25% back as a statement credit on drinks and Wi-Fi purchased aboard Southwest flights. Pay with your Southwest Premier card to get the credit on qualifying inflight purchases; it does not apply to other Southwest purchases.

  Checked Sep 28, 2026
• Instacart Monthly Credit$10 / moTrackableEnrollment requiredMin charge $10

  Receive one $10 credit in your Instacart account each month. Requires active Instacart+ membership and a minimum $10 order. Activation required.

  Resets: MonthlyChecked Sep 14, 2026
• Companion Pass Qualifying Points Boost10,000 pts / yr

  Each calendar year, you receive a 10,000-point head start toward earning the Southwest Companion Pass. These qualifying points are credited automatically with no minimum spending requirement, giving you a running start on reaching the annual threshold.

  Checked Sep 28, 2026
• Flight Discount CodeTrackable

  Once per anniversary year, you receive a promo code for 15% off a Southwest flight booking. Enter it at checkout on Southwest.com or in the app. Note that the discount cannot be applied to Basic fare bookings.

  Resets: Card anniversaryChecked May 22, 2026

Travel Benefits

• Preferred Seat Selection

  Within 48 hours of departure, you can select a Preferred seat on Southwest flights at no extra charge. The benefit extends to up to eight additional passengers on the same reservation, and is available when Preferred seats are still open.

  Checked May 22, 2026
• First Checked Bag Free

  Get your first checked bag free on Southwest flights. The benefit also covers up to eight additional passengers on the same reservation as the cardmember. Each covered passenger gets one first checked bag at no additional cost.

  Checked Sep 28, 2026
• Group 5 Boarding

  Board Southwest flights with Group 5. The cardmember and up to eight additional passengers on the same reservation can use this boarding benefit. It applies to passengers sharing that reservation, not people booked separately.

  Checked Sep 28, 2026

Airline Status

• A-List Tier Qualifying Points BoostTrackableMin spend $5,000

  For every $5,000 you spend on the card in a calendar year, you receive 1,500 tier qualifying points (TQPs) toward Southwest A-List status. These stack with TQPs earned from flying, and there is no annual cap on how many you can accumulate through card spending.

  Resets: Calendar yearChecked Sep 28, 2026

Travel Insurance

• Lost Luggage Reimbursement

  Covers up to $3,000 per traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen on a covered trip. Pay for your travel with this card to activate coverage. Each covered traveler on the same itinerary gets their own $3,000 limit.

  Checked Oct 9, 2026
• Baggage Delay Insurance

  Covers up to $100 per day for up to 3 days (max $300) for essential items like toiletries and clothing when your bags are delayed. Coverage kicks in once your baggage is delayed more than 6 hours. Your trip must be paid for with this card to qualify.

  Checked Sep 26, 2026

Bonus Earnings

• 1x Points on Balance Transfers1x points

  Earn 1 Rapid Rewards point per dollar on qualifying balance transfers. Transfer a balance to your card within 90 days of your original account opening date. Points apply only to the first $15,000 in balance transfers made during that window.

  Checked Sep 30, 2026
• 3X Points on Lyft Purchases3x points

  Earn 3 Rapid Rewards points per dollar on qualifying Lyft products and services. Make the purchase through the Lyft mobile app with your Southwest Premier card. This offer runs through December 31, 2027.

  Checked Sep 30, 2026
• 3x Points on Southwest Purchases3x points

  Earn 3 Rapid Rewards points per dollar on purchases made directly with Southwest Airlines, including flights, inflight buys, and Southwest gift cards. There is no spending cap, so the 3x rate applies to every eligible Southwest purchase you make.

  Checked Sep 30, 2026
• 2x Points on Grocery Stores and Restaurants2x points

  Earn 2 Rapid Rewards points per dollar spent at grocery stores and restaurants, up to a combined $8,000 each anniversary year. Once you hit that cap, spending in these categories drops back to the base rate of 1 point per dollar.

  Checked Sep 30, 2026
• 2x Points on Rapid Rewards Hotel and Car Rental Partners2x points

  Earn 2 Rapid Rewards points per dollar when booking through Southwest's Rapid Rewards hotel and car rental partners. Be sure to book through the Rapid Rewards portal or partner links to qualify. Confirm current terms before booking, as this benefit has a scheduled end date.

  Checked Sep 30, 2026

Dining Benefits

• DoorDash Non-Restaurant Quarterly Discount$10 / qtrEnrollment required

  After activating Premier DashPass, receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant DoorDash order while enrolled in DashPass (through the promo window). Unused value does not roll over.

  Checked Sep 14, 2026

Purchase Protection

• Purchase Protection

  Covers new purchases against damage or theft for 120 days from the date you buy them, up to $500 per item. Use this card to make the purchase - no separate enrollment needed. Coverage applies to eligible items bought anywhere.

  Checked Oct 9, 2026
• Extended Warranty Protection

  Adds one extra year to the manufacturer's U.S. warranty on eligible items you buy with this card. Only warranties of three years or less qualify, extending coverage up to four years from the purchase date. Keep your receipt and original warranty documentation to file a claim.

  Checked Sep 28, 2026

Concierge & Membership

• Complimentary DoorDash DashPassEnrollment required

  Get 12 months of complimentary DashPass for use in the DoorDash and Caviar apps. Activate the membership for the first time with your Southwest Premier card between February 1, 2025, and December 31, 2027. The 12-month period starts on your first activation date.

  Checked Sep 28, 2026
• Complimentary Instacart+ MembershipEnrollment required

  Get three months of complimentary Instacart+ membership. Activate it for the first time with your Southwest Premier card at instacart.com/p/chase-cobrands between May 1, 2025, and December 31, 2027. Limit one complimentary membership per eligible card account.

  Checked Sep 28, 2026

Fees & Miscellaneous

• No Foreign Transaction Fees

  You pay no extra fees on purchases made outside the U.S. or in a foreign currency. This applies automatically on every transaction - nothing to enroll in or activate. Useful for international travel or shopping from foreign merchants online.

  Checked May 22, 2026