Southwest Premier

Earn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening. Points post to your Rapid Rewards account and can be used toward flights, hotel stays, and more. The $1,500 minimum must be met within the first 3 months.

Earn 3 Rapid Rewards points per dollar on purchases made directly with Southwest Airlines, including flights, inflight buys, and Southwest gift cards. There is no spending cap, so the 3x rate applies to every eligible Southwest purchase you make.

Earn 2 Rapid Rewards points per dollar spent at grocery stores and restaurants, up to a combined $8,000 each anniversary year. Once you hit that cap, spending in these categories drops back to the base rate of 1 point per dollar.

Earn 2 Rapid Rewards points per dollar when booking through Southwest's Rapid Rewards hotel and car rental partners. Be sure to book through the Rapid Rewards portal or partner links to qualify. Confirm current terms before booking, as this benefit has a scheduled end date.

Each year on your card anniversary, 6,000 Rapid Rewards bonus points are automatically added to your account — no action required. These points can be redeemed for Southwest flights or other Rapid Rewards program rewards.

Each calendar year, you receive a 10,000-point head start toward earning the Southwest Companion Pass. These qualifying points are credited automatically with no minimum spending requirement, giving you a running start on reaching the annual threshold.

Once per anniversary year, you receive a promo code for 15% off a Southwest flight booking. Enter it at checkout on Southwest.com or in the app. Note that the discount cannot be applied to Basic fare bookings.

Within 48 hours of departure, you can select a Preferred seat on Southwest flights at no extra charge. The benefit extends to up to eight additional passengers on the same reservation, and is available when Preferred seats are still open.

For every $5,000 you spend on the card in a calendar year, you receive 1,500 tier qualifying points (TQPs) toward Southwest A-List status. These stack with TQPs earned from flying, and there is no annual cap on how many you can accumulate through card spending.

Covers up to $3,000 per traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen on a covered trip. Pay for your travel with this card to activate coverage. Each covered traveler on the same itinerary gets their own $3,000 limit.

Covers up to $100 per day for up to 3 days (max $300) for essential items like toiletries and clothing when your bags are delayed. Coverage kicks in once your baggage is delayed more than 6 hours. Your trip must be paid for with this card to qualify.

Covers new purchases against damage or theft for 120 days from the date you buy them, up to $500 per item. Use this card to make the purchase — no separate enrollment needed. Coverage applies to eligible items bought anywhere.

Adds one extra year to the manufacturer's U.S. warranty on eligible items you buy with this card. Only warranties of three years or less qualify, extending coverage up to four years from the purchase date. Keep your receipt and original warranty documentation to file a claim.

You pay no extra fees on purchases made outside the U.S. or in a foreign currency. This applies automatically on every transaction — nothing to enroll in or activate. Useful for international travel or shopping from foreign merchants online.