Creddy
Southwest Priority credit card

Chase

Southwest Priority Benefits, Credits & Annual Fee

$229 / yr · Earns SOUTHWEST

The Southwest Rapid Rewards Priority Credit Card is a travel card built for frequent Southwest flyers, offering perks like free checked bags, anniversary bonus points, and seat upgrades, with a $229 annual fee.

  • 5xRideshare
  • 4xFlights
  • 2xGas Stations +1
  • MemberDashPass
  • MemberInstacart+

Maintained by Creddy Editorial · Catalog checked Oct 14, 2026

Southwest Priority at a Glance: $229 Annual Fee, Issuer and Rewards

Annual fee:
$229 / yr
Issuer:
Chase
Rewards:
SOUTHWEST

Southwest Priority Earning Rates

CategoryRateNotes
Rideshare5x
Flights4x
Dining2x
Gas2x
Everything else1x

Who Should Get the Southwest Priority?

The Southwest Priority fits people who spend most on rideshare (5x) and flights (4x). With a $229 annual fee and no recurring credits in Creddy's catalog, your rewards need to cover the fee.

Is the Southwest Priority Worth the $229 Annual Fee?

The Southwest Priority costs $229 a year and lists no trackable statement credits, so its value has to come from earning rates and perks. Compare the rates above with your spending before paying the fee.

Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.

Southwest Priority Welcome Bonus

  • 60,000 Rapid Rewards bonus points

    $2,000 First 3 months from account opening This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card and Employee Credit Card products. Southwest Rapid Rewards® Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

    Checked Oct 14, 2026Source

Offer history

Usual
60K points
Highest seen
100K points
$400 statement credit and 40,000 bonus points from Dec 14, 50K points from Jan 21, 30,000 bonus points plus Companion Pass from Feb 19, 30,000 bonus points plus Companion Pass through 2/28/26 from Mar 19, 50K points from Apr 25, 100K points from Aug 12, 85K points from Nov 1, 50K points from Dec 20, 40,000 bonus points plus Companion Pass through 2/18/27 from Mar 1, 60K points from Apr 2, 90K points from Jun 18, 60K points from Jul 17
60K points
Jan 2025Today

Gaps are offers with mixed rewards or no record.

Tracked since Oct 2024

Southwest Priority Statement Credits and When They Reset

  • DoorDash Non-Restaurant Quarterly Discount$10 / qtr

    Get $10 off one qualifying DoorDash non-restaurant order each calendar quarter. Activate DashPass with your Southwest Priority card, then apply the discount at checkout. You must remain enrolled in DashPass to use it.

    Checked Oct 9, 2026
  • Monthly Instacart Credit$10 / mo

    Receive one $10 Instacart credit each month with an active Instacart+ membership after activating the Chase Instacart+ offer (through 12/31/2027). Up to $120 annually.

    Checked Oct 9, 2026
  • Anniversary Bonus Points7,500 pts / yrTrackable

    Each year on your card anniversary, 7,500 Rapid Rewards bonus points are automatically added to your account. No action is required, and the points can be put toward Southwest flights or other program rewards.

    Resets: Card anniversaryChecked May 22, 2026
  • 25% Back on Inflight Purchases

    Get 25% back as a statement credit on purchases made onboard Southwest flights, including drinks and WiFi. Pay with your card when purchasing inflight to receive the credit automatically.

    Checked May 22, 2026

Southwest Priority Travel Benefits

Travel Benefits

  • Preferred Seat Selection at Booking

    Choose a Preferred seat at no additional charge when booking a Southwest flight. Select an available Preferred seat during the booking process. The complimentary selection depends on seat availability.

    Checked Sep 28, 2026
  • Extra Legroom Seat Upgrade

    Upgrade to an Extra Legroom seat at no additional charge when one is available. Check for an upgrade within 48 hours before departure. You can use this benefit on multiple flights, but each upgrade depends on seat availability.

    Checked Sep 28, 2026
  • First Checked Bag Free

    Primary Cardmember and up to eight passengers on the same reservation each get their first standard checked bag free on Southwest-operated flights when the Rapid Rewards number is on the reservation.

    Checked Sep 13, 2026
  • Group 5 Boarding

    Board with Group 5 on Southwest flights. Your boarding group also covers up to eight additional passengers traveling on the same reservation. Check your boarding pass for your group and board when Group 5 is called.

    Checked Sep 28, 2026

Airline Status

  • Tier Qualifying Points Toward A-List StatusTrackableMin spend $5,000

    Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.

    Resets: Calendar yearChecked Sep 28, 2026
  • Companion Pass Qualifying Points Boost10,000 pts / yr

    Earn one boost of 10,000 Companion Pass qualifying points each calendar year.

    Checked Sep 28, 2026

Travel Insurance

  • Baggage Delay Insurance

    Covers essential purchases like toiletries and clothing when your baggage is delayed. Get reimbursed up to $100 per day for up to 3 days (max $300 total). The delay must be more than 6 hours to qualify.

    Checked Oct 9, 2026
  • Lost Luggage Reimbursement

    Covers repair or replacement costs for checked or carry-on baggage that is lost, damaged, or stolen on a covered trip. Coverage applies up to $3,000 per covered traveler. Pay for your travel with the card to activate coverage.

    Checked Oct 9, 2026

More Southwest Priority Card Benefits

Bonus Earnings

  • 4X Points on Southwest Purchases4x points

    Earn 4 points per dollar on Southwest Airlines purchases.

    Checked Sep 14, 2026
  • 5x Lyft Purchase Rewards5x points

    Earn 5 points per $1 on qualifying Lyft rides and services. Book through the Lyft mobile app and pay with your card. This rate is available through 12/31/2027.

    Checked Oct 9, 2026
  • 2X Points at Gas Stations and Restaurants2x points

    Earn 2 points per dollar spent at gas stations and restaurants.

    Checked Sep 30, 2026
  • 1X Points on All Other Purchases1x points

    Earn 1 point per dollar on all other purchases.

    Checked Sep 14, 2026

Purchase Protection

  • Purchase Protection

    Covers new eligible purchases against damage or theft for 120 days from the date of purchase. Pay with your card to activate coverage. Reimbursement is capped at $500 per item.

    Checked Sep 28, 2026
  • Extended Warranty Protection

    Adds 1 extra year to a manufacturer's U.S. warranty on eligible items you buy with the card. Only warranties of 3 years or less qualify, and coverage can extend up to 4 years from the purchase date.

    Checked Oct 9, 2026

Concierge & Membership

  • Complimentary DoorDash DashPass

    Get 12 months of complimentary DashPass for use in the DoorDash and Caviar apps. Activate DashPass for the first time with your Southwest Priority card between February 1, 2025, and December 31, 2027. The 12-month period starts on your first activation date.

    Checked Oct 9, 2026
  • Complimentary Instacart+ Membership

    Three months of complimentary Instacart+ membership when activated between 5/1/2025 and 12/31/2027.

    Checked Oct 9, 2026

Fees & Miscellaneous

  • No Foreign Transaction Fees

    No fees are added to purchases made outside the U.S. Use your card abroad or on international websites without paying extra charges on each transaction.

    Checked May 22, 2026
  • Refer a Friend Bonus20,000 pts

    Earn 20,000 bonus points for each friend or business approved for a Southwest Rapid Rewards credit card you referred. You can earn up to 100,000 bonus points per year through referrals.

    Checked Oct 9, 2026
Cards with similar benefits:Rideshare CreditsGrocery & Delivery CreditsCompanion Fares & Certificates
Best cards for:DiningGasFlightsRideshare

Southwest Priority vs Other Chase Cards

Related credit card guides

Southwest Priority FAQs

Is the Southwest Priority Card worth the annual fee?

Compare Southwest Priority's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.

Which benefits does Creddy list for Southwest Priority Card?

Creddy's September 26, 2026 catalog lists Tier Qualifying Points Toward A-List Status, Anniversary Bonus Points for Southwest Priority. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with Chase. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.

What is the annual fee for the Southwest Priority Card?

Creddy's catalog lists a $229 annual fee for Southwest Priority as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Chase before applying or renewing.

Does the Southwest Priority Card come with a welcome bonus?

Welcome offers for Southwest Priority can change and may depend on your application or account history. Check Chase's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.

Who should get the Southwest Priority Card?

Southwest Priority may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.

How does the Southwest Priority Card compare to other Chase cards?

Compare Southwest Priority with other Chase cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.