United Club

Earn up to 110,000 bonus United MileagePlus miles as a new cardmember. Spend $5,000 in the first 3 months to receive 100,000 miles and 3,000 PQPs, then add an authorized user within the same 3-month window to earn an additional 10,000 miles.

As part of the welcome offer, earn 3,000 Premier Qualifying Points (PQPs) toward MileagePlus Premier elite status when you spend $5,000 on qualifying purchases within the first 3 months of opening your account. These PQPs are in addition to what you earn from regular card spending.

Earn 11 total miles per dollar on eligible United flight purchases — 6 miles as a MileagePlus member plus 5 bonus miles for being a United Club Cardmember. Miles are posted after your flight is completed. Note that Basic Economy tickets earn at a different rate.

Earn 5 miles per dollar on eligible United purchases that aren't flights — things like seat upgrades or United Wi-Fi. Just charge the purchase directly to your card to earn at this rate.

Get 1,500 Card Bonus Premier Qualifying Points (PQP) each calendar year to help you earn or maintain United Premier status, applicable up to the Premier 1K level. Bonus PQP are awarded within 8 weeks of February 1 each year, starting the year after your account opens.

Earn 5 miles per dollar on hotel stays booked through the Renowned Hotels and Resorts for United collection. You must prepay with your United Club Card to qualify, and miles post after your stay is complete.

Earn 1 PQP for every $15 spent on purchases with your United Club Card, up to 28,000 PQP per calendar year. These points count toward United Premier status qualification up to and including the Premier 1K level.

Earn 2 miles per $1 spent at restaurants and on eligible food delivery services. Pay with your United Club Card at qualifying dining merchants to earn the bonus rate.

Earn 1 mile per $1 spent on all purchases that don't fall into a bonus category. Miles post to your MileagePlus account after each billing cycle.

Get up to $120 back as a statement credit to cover the application fee for Global Entry, TSA PreCheck, or NEXUS. Charge the fee directly to your United Club Card when you apply. This credit is available once every four years.

Earn up to $100 in United TravelBank cash per year when you book Avis or Budget car rentals through cars.united.com and pay with your United Club Card. The credit is capped at $50 per rental, and TravelBank cash can be used toward future United purchases.

Earn a 10,000-mile discount on an eligible award flight each time you spend $20,000 in a calendar year, up to twice per year (up to 20,000 discount miles annually). Apply the discount when booking a United award flight through your MileagePlus account.

Get up to $200 back in statement credits each anniversary year on prepaid hotel stays. Book directly through Renowned Hotels and Resorts for United Cardmembers using your United Club Card to earn the credit. Only prepaid bookings made through that portal qualify.

Get up to $150 back in statement credits each calendar year on rideshare purchases. Credits post at up to $12 per month from January through November and up to $18 in December. Yearly enrollment is required — you must opt in each calendar year to activate this benefit.

Get two $10 Instacart credits every month, worth up to $240 per calendar year, on purchases made directly through Instacart. Pay with your United Club Card at checkout to receive the credits. This benefit is available through December 31, 2027.

Get up to $200 back as a statement credit each anniversary year on JSX flights. Book directly with JSX using your United Club Card to trigger the credit. Only direct JSX bookings — not third-party sites — are eligible.

Get 25% back as a statement credit on inflight food, beverages, and Wi-Fi on United-operated flights, plus United Club premium drinks. Pay with your United Club Card onboard or at the Club to earn the credit.

Book United Economy Saver Award flights on United or United Express with 10% fewer miles as the primary cardmember. This discount applies to routes within the continental U.S. and Canada.

Each time you spend $20,000 in a calendar year with your card, you earn a 10,000-mile discount on an award flight booking. This can happen up to twice per year, giving you a potential savings of 20,000 miles total on award redemptions.

Both you and one travel companion on the same reservation each get their first and second standard checked bags free on United-operated flights. Purchase your tickets with your United Club Card and include your MileagePlus number to qualify. This can save up to $360 per roundtrip.

As a United Club Cardmember, you can access a broader pool of award seats on United flights than non-cardholders see. This can make it easier to find and book award flights, particularly on high-demand routes, when you're logged into your linked MileagePlus account.

Premier Access gives you priority lanes for check-in, security screening, boarding, and baggage handling on United flights, where available. Show your United Club Card or MileagePlus number at check-in to take advantage of these faster airport services.

Get access to Complimentary Premier Upgrades on select United and United Express flights when traveling on an award ticket with MileagePlus Premier status. One companion on the same reservation is also eligible. Upgrades are subject to availability.

Book through Renowned Hotels and Resorts for United Cardmembers to get a $100 property credit, daily breakfast for two, complimentary Wi-Fi, and a room upgrade plus early check-in and late check-out when available. These perks are only available on bookings made through the Renowned Hotels portal.

Get full United Club membership, giving you and your eligible travel companions access to all United Club lounge locations worldwide. Present your United Club Card at the lounge entrance. Eligible companions are defined by United's current guest policy.

Get 4 United Club one-time passes each year on your account anniversary when you hold All Access Membership and have an authorized user on your account. Each pass grants a single visit to a United Club lounge for one guest.

Get complimentary IHG One Rewards Platinum Elite status as the primary cardmember. Perks include room upgrades, extended check-out when available, and elite points that never expire. Enroll through IHG to activate your status.

Each year, your account receives 1,500 Premier Qualifying Points (PQPs) as an automatic head start toward MileagePlus Premier elite status. No spending is required — the points are credited to your MileagePlus account annually, starting the year after account opening.

Earn 1 Premier Qualifying Point (PQP) for every $15 you spend on your card, up to a maximum of 28,000 PQPs per calendar year. These points count toward MileagePlus Premier elite status and the cap resets on January 1 each year.

Get primary auto rental collision coverage up to $60,000 for theft and collision damage on most rental vehicles with an MSRP of $125,000 or less. Decline the rental company's collision insurance and pay the full rental cost with your United Club Card. Coverage is primary, meaning it pays before your personal auto insurance.

Enroll in Avis President's Club as the primary cardmember to get complimentary two-car class upgrades, guaranteed car availability, and expedited rental service. Register through the Avis enrollment link to activate the status.

Covers up to $500 per covered traveler for unreimbursed expenses like meals and lodging when your common carrier travel is delayed more than 12 hours or requires an overnight stay. Charge your travel to the card to activate coverage.

Covers up to $100 per day for up to 3 days (max $300) for essential purchases like toiletries and clothing when your checked baggage is delayed. Coverage kicks in when the delay exceeds 6 hours. Charge your travel to the card to be eligible.

Covers up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip. Charge your travel to your United Club Card to be eligible for this coverage.

Covers up to $10,000 per covered traveler and $20,000 per trip for prepaid, non-refundable travel expenses if your trip is canceled or cut short. Covered reasons include sickness, severe weather, and other qualifying situations. Charge your travel to the card to be eligible.

Get reimbursed for eligible items a store won't accept as a return within 90 days of purchase — up to $500 per item and $1,000 per 12-month period. Pay for the item with your United Club Card to be eligible.

Covers eligible new purchases against damage or theft for 120 days from the date of purchase, up to $10,000 per item. Pay for the item with your United Club Card to be eligible.

Extends the manufacturer's U.S. warranty by one additional year on eligible warranties of three years or less, up to four years from the purchase date. Pay for the item with your United Club Card to qualify. Only warranties originally three years or shorter are eligible.

Get a complimentary Instacart+ membership, which includes unlimited deliveries with $0 delivery fees on eligible orders. Activate through Instacart using your United Club Card. This benefit is available through December 31, 2027, and service fees may still apply.

Reach a 24/7 Visa Infinite Concierge for help with travel planning, restaurant reservations, sports and entertainment tickets, and more. The service is available every day of the year, whether you're at home or traveling abroad.

Pay no foreign transaction fees when using your United Club Card for purchases made outside the U.S. This applies to all international transactions, including online purchases billed in a foreign currency.