Capital One Venture X Business

Earn 150,000 bonus miles — worth $1,500 in travel — after spending $30,000 on purchases in the first 3 months after account opening. Miles can be redeemed for travel, transferred to airline and hotel partners, or used through Capital One Travel. The $30,000 spend threshold must be met within the first 3 months.

Earn 10 miles per dollar on hotels and car rentals booked through Capital One Business Travel. To get this elevated rate, you must book via the Capital One Business Travel portal — reservations made directly with hotels or rental agencies earn the base 2X rate.

Book flights or vacation rentals through Capital One Business Travel and earn 5 miles per dollar spent. Bookings made directly with airlines or rental platforms earn only the standard 2X base rate, so you need to use the portal to get the elevated rate.

Every eligible business purchase earns an unlimited 2 miles per dollar, regardless of category. There are no rotating bonus categories, spending caps, or enrollment steps — the rate applies automatically on all transactions where a higher bonus rate does not already apply.

Every purchase earns 2 miles per dollar, with no category restrictions, spending caps, or enrollment requirements. The rate applies automatically across all eligible transactions, making it easy to accumulate miles on day-to-day business spending.

Each year you get up to $300 to spend on travel bookings made through Capital One Business Travel. The credit is applied at checkout within the portal and can be split across multiple bookings. Unused credit expires at your next anniversary and does not roll over.

Every year on your account anniversary, you automatically receive 10,000 bonus miles — worth at least $100 toward travel. No action is needed; the miles post on their own as long as your account remains open and in good standing.

Get up to $120 back as a statement credit to cover your Global Entry or TSA PreCheck application fee. Charge the application fee to your card and the credit applies automatically. You can use this credit once every four years.

Get a $100 experience credit on every eligible stay booked through Premier Collection, a curated portfolio of luxury hotels, resorts, and vacation rentals. The credit applies toward on-property charges like dining, spa, or resort fees. Additional perks such as room upgrades and early check-in are included where available.

Get access to a global network of Priority Pass airport lounges after enrolling through your card account. Enroll once post-activation, then show your Priority Pass membership at participating lounges worldwide. Entry is subject to space availability and lounge participation may change.

Get complimentary access to Capital One Lounges and Landing locations, which offer wellness spaces, high-speed Wi-Fi, and locally inspired food and drinks. Show your card at the lounge entrance to get in. Access is subject to space availability.

Get complimentary Hertz President's Circle status, Hertz's top tier, simply by holding the card. You can skip the counter at select locations and access the widest selection of available vehicles. No Hertz loyalty points spending is required to earn or maintain the status.

Purchases made with your card can get free additional warranty coverage beyond the manufacturer's original warranty. No separate registration is required — protection applies automatically to eligible items bought with the card. Check benefit terms for which product categories qualify.

You pay $0 for unauthorized charges if your card is lost or stolen. Report the loss to Capital One and you can get an emergency card replacement plus a cash advance to cover immediate needs. Coverage applies to unauthorized transactions only.

Add employee and virtual cards to your account at no additional cost. All purchases made on those cards earn miles that flow into your primary rewards balance. You can set individual spending limits for each employee card to keep business expenses under control.

You can add authorized users to your account at no extra annual fee, and each gets their own card to make purchases that earn miles. Note that if you want an authorized user to have airport lounge access, there is an additional $125 fee per user.

Purchases made outside the United States are not subject to any foreign transaction fees. Use your card abroad or on international websites and pay only the purchase amount. This applies to all currencies.