Capital One Venture X Business Benefits, Credits & Annual Fee

• 150,000 bonus miles

  $30,000 First 3 months from account opening This bonus may not be available for existing or previous Capital One Business card holders.

  Checked Oct 14, 2026Source

• Annual Travel Credit$300 / yrTrackable

  Each year you get up to $300 to spend on travel bookings made through Capital One Business Travel. The credit is applied at checkout within the portal and can be split across multiple bookings. Unused credit expires at your next anniversary and does not roll over.

  Resets: Card anniversaryChecked May 20, 2026
• Anniversary Bonus Miles10,000 mi / yrTrackable

  Every year on your account anniversary, you automatically receive 10,000 bonus miles - worth at least $100 toward travel. No action is needed; the miles post on their own as long as your account remains open and in good standing.

  Resets: Card anniversaryChecked May 20, 2026
• Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

  Get up to $120 back as a statement credit to cover your Global Entry or TSA PreCheck application fee. Charge the application fee to your card and the credit applies automatically. You can use this credit once every four years.

  Checked May 20, 2026
• Premier Collection Hotel Experience Credit$100 / yrTrackable

  Get a $100 experience credit on every eligible stay booked through Premier Collection, a curated portfolio of luxury hotels, resorts, and vacation rentals. The credit applies toward on-property charges like dining, spa, or resort fees. Additional perks such as room upgrades and early check-in are included where available.

  Resets: Calendar yearChecked May 20, 2026

Travel Benefits

• Lifestyle Collection Hotel Experience Credit$50

  Get up to $50 toward qualifying charges during a Lifestyle Collection hotel stay. The hotel applies the experience credit at checkout, in U.S. dollars or the local currency equivalent. Charges above the credit amount remain your responsibility.

  Checked Sep 27, 2026
• Premier Collection Hotel Breakfast for Two

  Get daily breakfast for two with an eligible Premier Collection hotel booking. Book a Premier Collection hotel stay to use the breakfast perk during your visit. Lifestyle Collection hotel bookings do not include this breakfast benefit.

  Checked Sep 27, 2026
• Capital One Business Travel Management Solution

  Get free access to an all-in-one tool for managing business travel. It can help you save time and money when planning and booking trips. Access it through Capital One Business Travel as a cardholder.

  Checked Oct 9, 2026
• Collection Booking Hotel and Vacation Rental Perks

  Get complimentary Wi-Fi with eligible Premier Collection or Lifestyle Collection vacation rental bookings. Early check-in and late checkout may also be available during your stay. Those timing perks depend on availability and are not guaranteed.

  Checked Sep 27, 2026
• Flexible Miles Redemption

  Use miles for bookings through Capital One’s travel site or to reimburse travel purchases made with your card. You may also be able to transfer miles to participating travel partners. Partner transfers depend on the available transfer partners and their terms.

  Checked Sep 27, 2026

Lounge Access

• Priority Pass Lounge MembershipEnrollment required

  Get access to a global network of Priority Pass airport lounges after enrolling through your card account. Enroll once post-activation, then show your Priority Pass membership at participating lounges worldwide. Entry is subject to space availability and lounge participation may change.

  Checked May 20, 2026
• Capital One Lounge and Landing Location Access (Noteworthy Perks)

  Get complimentary access to Capital One Lounges and Landing locations, which offer wellness spaces, high-speed Wi-Fi, and locally inspired food and drinks. Show your card at the lounge entrance to get in. Access is subject to space availability.

  Checked May 20, 2026

Rental Car

• Hertz President's Circle StatusEnrollment required

  Eligible cardholders must enroll in the Hertz Gold+ Rewards status upgrade through the unique Benefits Tab link in the Capital One website or mobile app after logging in to receive complimentary Hertz President's Circle status. Hertz Gold Terms and Rental Qualifications apply.

  Checked Sep 14, 2026

Bonus Earnings

• 5X Miles on Capital One Entertainment Purchases5x miles

  Earn 5 miles per dollar on purchases made through Capital One Entertainment, such as event tickets. Buy on the Capital One Entertainment platform with your Venture X Business card. Purchases elsewhere earn the standard 2 miles per dollar.

  Checked Oct 9, 2026
• 10X Miles on Hotels and Car Rentals via Capital One Business Travel10x miles

  Earn 10 miles per dollar on hotels and car rentals booked through Capital One Business Travel. To get this elevated rate, you must book via the Capital One Business Travel portal - reservations made directly with hotels or rental agencies earn the base 2X rate.

  Checked Sep 30, 2026
• 5X Miles on Flights and Vacation Rentals via Capital One Business Travel5x miles

  Book flights or vacation rentals through Capital One Business Travel and earn 5 miles per dollar spent. Bookings made directly with airlines or rental platforms earn only the standard 2X base rate, so you need to use the portal to get the elevated rate.

  Checked Sep 30, 2026
• Unlimited 2X Miles on Every Purchase2x miles

  Every eligible business purchase earns an unlimited 2 miles per dollar, regardless of category. There are no rotating bonus categories, spending caps, or enrollment steps - the rate applies automatically on all transactions where a higher bonus rate does not already apply.

  Checked Sep 30, 2026

Purchase Protection

• Extended Warranty

  Purchases made with your card can get free additional warranty coverage beyond the manufacturer's original warranty. No separate registration is required - protection applies automatically to eligible items bought with the card. Check benefit terms for which product categories qualify.

  Checked Sep 27, 2026

Concierge & Membership

• Dedicated Relationship Manager

  Your business may be able to work with a dedicated Relationship Manager. They can help you pick the best card for your business and get more rewards from your spending. Availability depends on whether your business qualifies.

  Checked Oct 9, 2026

Fees & Miscellaneous

• Zero Fraud Liability

  You pay $0 for unauthorized charges if your card is lost or stolen. Report the loss to Capital One and you can get an emergency card replacement plus a cash advance to cover immediate needs. Coverage applies to unauthorized transactions only.

  Checked Oct 9, 2026
• No Foreign Transaction Fees

  Purchases made outside the United States are not subject to any foreign transaction fees. Use your card abroad or on international websites and pay only the purchase amount. This applies to all currencies.

  Checked May 20, 2026
• No Preset Spending Limit

  Your card has no preset spending limit. Use it for business purchases, with available spending capacity adapting to your spending behavior, payment history and credit profile. No preset limit does not mean unlimited spending.

  Checked Sep 27, 2026
• Free Authorized Users

  You can add authorized users to your account at no extra annual fee, and each gets their own card to make purchases that earn miles. Note that if you want an authorized user to have airport lounge access, there is an additional $125 fee per user.

  Checked May 20, 2026
• Free Employee and Virtual Cards

  Add employee and virtual cards to your account at no additional cost. All purchases made on those cards earn miles that flow into your primary rewards balance. You can set individual spending limits for each employee card to keep business expenses under control.

  Checked May 20, 2026