Capital One
Capital One Venture Business Benefits, Credits & Annual Fee
$95 / yr · Earns Capital One Miles
The Capital One Venture Business is a travel rewards card for business owners that earns 2X miles on every purchase and 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel, with a $95 annual fee.
- 5xEntertainment
- 5xHotels +2
- 2xEverything Else
- $120Global Entry
- $50Advertising Software
$130/yr in credits · $95 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 14, 2026
Capital One Venture Business at a Glance: $95 Annual Fee, Issuer and Rewards
- Annual fee:
- $95 / yr
- Issuer:
- Capital One
- Rewards:
- Capital One Miles
- Credits:
- 3 recurring, up to $130 a year
Capital One Venture Business Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Entertainment | 5x | Portal bookings only |
| Everything else | 2x |
Who Should Get the Capital One Venture Business?
The Capital One Venture Business fits people who want one flat rate: 2x on every purchase. Its $95 annual fee makes sense if the $130 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway. It is a business card.
Is the Capital One Venture Business Worth the $95 Annual Fee?
The Capital One Venture Business costs $95 a year. Creddy lists 3 trackable credits worth up to $130 a year if you use every one, $35 more than the fee. You break even once you use about 73% of that credit value, so count only the credits you would use anyway.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Capital One Venture Business Welcome Bonus
- 100,000 bonus miles
$10,000 First 3 months from account opening This bonus may not be available for existing or previous Capital One Business card holders.
Checked Oct 14, 2026Source
Offer history
- Usual
- 100K miles
- Highest seen
- 100K miles
- Jul 2100,000 bonus miles
- Apr 14Up to 150,000 bonus miles
Tracked since Apr 2026
Capital One Venture Business Statement Credits and When They Reset
- Advertising and Software Statement Credit$50 / yrTrackable
Get up to $50 back per year as a statement credit on purchases at qualifying advertising or software merchants. The credit resets annually, and only purchases from eligible merchants in those categories count toward it.
Resets: Card anniversaryChecked Jul 4, 2026 - Capital One Business Travel Credit$50 / yrTrackable
Get a $50 credit each year to use on bookings made through Capital One Business Travel. The credit applies only to purchases on that platform and expires on your account anniversary, so use it before your card's annual renewal date.
Resets: Card anniversaryChecked Jul 4, 2026 - Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable
Get up to $120 back as a statement credit when you pay the Global Entry or TSA PreCheck application fee with your card. You can use this credit once every 4 years, and it covers either program - not both.
Checked Sep 27, 2026
Capital One Venture Business Travel Benefits
Travel Benefits
- Collection Vacation Rental Wi-Fi and Flexible Check-in
Get complimentary Wi-Fi at eligible Premier Collection or Lifestyle Collection vacation rentals, with the possibility of early check-in or late checkout. Book a rental in either collection and confirm timing with the host. Early check-in and late checkout depend on availability.
Checked Sep 27, 2026 - Flexible miles redemption
Use your miles for travel through Capital One’s travel site or to reimburse travel purchases made with your card. You may also be able to transfer miles to more than 15 travel partners. Transfer availability depends on the partner.
Checked Sep 27, 2026 - Lifestyle Collection Hotel Benefits$50 / yr
Book stays at Lifestyle Collection hotels through Capital One Business Travel to get perks like a $50 experience credit, room upgrades when available, and complimentary Wi-Fi. You also earn 5X miles on these hotel stays instead of the standard rate.
Checked Sep 27, 2026 - Premier Collection Hotel Breakfast for Two
Get daily breakfast for two during an eligible Premier Collection hotel stay. Book a Premier Collection hotel and use the breakfast benefit during your stay. Breakfast for two is a Premier Collection hotel perk, not a Lifestyle Collection hotel perk.
Checked Sep 27, 2026 - Premier Collection Hotel Experience Credit$100
Get up to $100 toward qualifying experience charges at a Premier Collection hotel. Book an eligible stay and charge qualifying experiences at the hotel; the hotel applies the credit at checkout. The credit cannot exceed $100 USD or its local-currency equivalent.
Checked Sep 27, 2026 - Premier Collection Vacation Rental Experience Credit$100
Get up to $100 toward qualifying experiences with a Premier Collection vacation rental. Book a qualifying experience through the host provider, who applies the credit when you book the experience. The credit cannot exceed $100 USD or its local-currency equivalent.
Checked Sep 27, 2026
Rental Car
- Hertz Five Star StatusEnrollment required
Eligible cardholders must enroll in the Hertz Gold+ Rewards status upgrade through the unique Benefits Tab link in the Capital One website or mobile app after logging in to receive complimentary Hertz Five Star status. Hertz Gold Terms and Rental Qualifications apply.
Checked Sep 14, 2026
More Capital One Venture Business Card Benefits
Bonus Earnings
- 5X Miles on Capital One Entertainment Purchases5x miles
Earn 5 miles per dollar on purchases made through Capital One Entertainment, such as event tickets. Buy through the Capital One Entertainment ticketing platform to get the higher rate. Tickets bought elsewhere earn the standard rate.
Checked Oct 9, 2026 - Unlimited 5X Miles on Hotels, Vacation Rentals, and Rental Cars via Capital One Business Travel5x miles
Earn unlimited 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Business Travel.
Checked Sep 30, 2026 - Unlimited 2X Miles on Every Purchase2x miles
Earn 2 miles for every $1 spent on every business purchase - no bonus categories to track. Miles accumulate without a cap, so all spending counts equally toward your rewards balance.
Checked Sep 30, 2026
Purchase Protection
- Extended Warranty
Get additional warranty protection on eligible items you buy with your card. Use your card for the purchase and keep your receipt and original warranty information in case you need to make a claim. Coverage applies only to eligible purchases.
Checked Oct 9, 2026
Concierge & Membership
- Capital One Business Travel management
Get complimentary access to Capital One Business Travel, a platform for managing business trips. Use it to organize your travel bookings in one place. Access to the platform is complimentary; travel purchases themselves are not free.
Checked Sep 27, 2026
Fees & Miscellaneous
- Zero fraud liability and emergency card assistance
Get $0 liability for fraudulent card charges, plus emergency help if your card is lost or stolen. Contact Capital One to report the issue and request an emergency replacement card or cash advance. A cash advance is not free money and may have associated charges.
Checked Oct 9, 2026 - No Foreign Transaction Fees
Pay no foreign transaction fees on purchases made outside the United States. This applies automatically to every international charge - nothing to activate.
Checked Jul 4, 2026
Capital One Venture Business vs Other Capital One Cards
- Capital One Spark 2x Miles$95 / yr
- Capital One Spark Cash for Business$95 / yr (waived year 1)
- Capital One Spark Cash Plus$150 / yr
- Capital One Spark 1.5% Miles SelectNo annual fee
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Capital One Venture Business FAQs
Is the Capital One Venture Business Card worth the annual fee?
Compare Capital One Venture Business's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits does Creddy list for Capital One Venture Business Card?
Creddy's September 26, 2026 catalog lists Capital One Business Travel Credit, Global Entry / TSA PreCheck Application Fee Credit, Advertising and Software Statement Credit for Capital One Venture Business. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with Capital One. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.
What is the annual fee for the Capital One Venture Business Card?
Creddy's catalog lists a $95 annual fee for Capital One Venture Business as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Capital One before applying or renewing.
Does the Capital One Venture Business Card come with a welcome bonus?
Welcome offers for Capital One Venture Business can change and may depend on your application or account history. Check Capital One's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Capital One Venture Business Card?
Capital One Venture Business may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Capital One Venture Business Card compare to other Capital One cards?
Compare Capital One Venture Business with other Capital One cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.