Capital One Spark 2x Miles

Earn 100,000 bonus miles after spending $10,000 on purchases in the first 3 months of account opening. Miles post after the spending threshold is met and can be used toward travel, transfers, and more. The 3-month window starts from your account open date.

Earn 2 miles for every $1 spent on all business purchases — no category restrictions and no cap on the miles you can earn. Miles accumulate on employee card spending too.

Earn 5x miles on hotels, vacation rentals, and rental cars when you book through the Capital One Business Travel portal. Bookings made directly with the hotel, rental company, or any other site earn the standard 2x rate instead.

Covers up to $120 toward the application fee for Global Entry or TSA PreCheck®. Pay the fee with your card and the credit posts automatically to your statement. You can use this credit once every four years.

Get a $50 statement credit each year for purchases at qualifying advertising or software merchants. Use your card at eligible merchants and the credit posts automatically to your statement. Only purchases at qualifying merchants count — check the benefit terms for the current merchant list.

Get a $50 credit each year toward travel bookings. Book through Capital One Business Travel to apply the credit automatically. The credit resets annually and only applies to bookings made on that platform.

Get premium perks at Lifestyle Collection hotels, including a $50 experience credit per stay and room upgrades when available. Book through Capital One Business Travel to access these benefits and earn 5X miles on those hotel stays. Benefits apply to Lifestyle Collection properties only.

Get complimentary Hertz Five Star status as a cardholder. Five Star lets you skip the counter, choose from a wider selection of vehicles, and access other perks at select Hertz locations. Enroll through the Hertz Gold Plus Rewards program to activate the status.

Extends the manufacturer's warranty on eligible items you buy with your card. No separate enrollment is needed — coverage kicks in automatically when the original warranty expires. Check benefit terms for eligible product categories and maximum coverage limits.

Pay no foreign transaction fees on any purchases made outside the United States. This applies to all currencies and international merchants, including online purchases billed in a foreign currency.

The $95 annual fee is waived entirely for your first year, so there's no cost to get started. Beginning in year two, the $95 fee is charged each year the account remains open.

Add employee cards to your account at no extra cost. All purchases made on employee cards earn 2X miles that go directly to your rewards balance, and you can track employee spending from your account dashboard.