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Citi

AAdvantage Globe

$350 / yr · Earns ThankYou Points

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Earning rates

CategoryRateNotes
Hotels6x
Flights3x
Dining2x
Transit2x
Everything else1x

Benefits

Welcome Bonus

  • Welcome Bonus Miles60,000 mi

    Earn a one-time bonus of AAdvantage miles after your account opens. Spend $4,000 on purchases within the first 3 months to qualify. The bonus posts after the spending threshold is met.

Bonus Earnings

  • 3x Miles Earned on American Airlines Purchases

    Earn 3 AAdvantage miles per $1 spent on eligible American Airlines purchases, including flights. Miles post to your AAdvantage account after each billing cycle. Some AA purchases may be excluded — check terms for details.

    Resets: Yearly
  • 6x Miles on AAdvantage Hotels

    Earn 6 AAdvantage miles per $1 on eligible hotel bookings made through the AAdvantage Hotels portal. You must book via that portal and pay with your card to earn at this rate — direct hotel bookings do not qualify.

    Resets: Yearly
  • AAdvantage Loyalty Points Bonus15,000 pts / yr

    Earn 5,000 bonus AAdvantage Loyalty Points after every four qualifying American Airlines flights, up to 15,000 bonus points per status qualification year (March through February). Completing 12 qualifying flights in a status year earns the full 15,000 bonus, which count toward AAdvantage elite status.

    Resets: Yearly
  • 2x Miles on Rides and Rails

    Earn 2 AAdvantage miles per $1 on eligible Rides and Rails purchases, including taxis, rideshares, and public transit. Miles apply automatically when merchants are coded in the qualifying categories; some transit passes may not qualify.

    Resets: Yearly
  • 2x Miles on Dining

    Earn 2 AAdvantage miles per $1 at restaurants worldwide, including takeout and delivery. Miles are awarded based on how the merchant is categorized by the card network, so some food-delivery apps or bar charges may earn at a different rate.

    Resets: Yearly
  • 1x Miles on All Other Purchases

    Earn 1 AAdvantage mile per $1 on every purchase that doesn't fall into a higher-earning category. Miles are credited automatically with each transaction and there is no cap on how many you can accumulate.

    Resets: Yearly
  • Base Miles Earned on All Other Purchases

    Earn 1 AAdvantage mile per $1 spent on all purchases that don't fall into a higher-earning category. This base rate applies automatically with no caps or enrollment required.

    Resets: Yearly
  • Flight Streak Loyalty Point Bonus

    Earn 5,000 bonus Loyalty Points each time you complete 4 qualifying American Airlines flights. The bonus can be earned multiple times, up to 15,000 additional Loyalty Points per status qualification year.

    Resets: Yearly

Statement Credits

  • Turo Statement Credit$240 / yrTrackableEnrollment required

    Get up to $30 back per eligible Turo trip, up to $240 per year. To qualify, link your card to your Turo account and pay for the trip with the card. The credit resets annually.

    Resets: Yearly
  • Annual Splurge Credit$100 / yrTrackable

    Get up to $100 back per calendar year on purchases from up to 2 brands of your choice: 1stDibs, eligible AAdvantage Hotels bookings, Future Personal Training, or Live Nation. Some exclusions apply within each brand. The credit resets each calendar year.

    Resets: Yearly
  • Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

    Get up to $120 back to cover your Global Entry or TSA PreCheck application fee. Pay the fee with your card and the credit is applied automatically. You can use this once every 4 years.

    Resets: Every 4 years
  • In-Flight Purchase Statement Credit$100 / yrTrackable

    Earn up to $100 back per calendar year on purchases made during American Airlines flights when you pay with your card. The statement credit posts automatically after eligible in-flight transactions clear your account.

    Resets: Yearly

Travel Benefits

  • Preferred Boarding on American Airlines Flights

    Board American Airlines flights before general boarding for you and up to 8 companions on the same reservation. No action is needed — the benefit applies automatically when your AAdvantage number is on the booking.

    Resets: Yearly
  • Companion Certificate

    Starting in your second card year, you receive a certificate to bring one companion on a round-trip domestic American Airlines main cabin flight for $99 plus applicable taxes and fees. The certificate is issued each year upon renewal, so you must hold the card for at least one full year before it becomes available.

    Resets: Yearly
  • First Checked Bag Free on Domestic American Airlines Itineraries

    Get your first checked bag free on domestic American Airlines itineraries. This covers you and up to 8 companions listed on the same reservation. Pay for your ticket with the card or use your AAdvantage number to ensure the benefit applies.

    Resets: Yearly
  • Group 5 Preferred Boarding

    Board American Airlines flights in Group 5, ahead of general boarding. This benefit applies to you and up to eight companions listed on the same reservation, making it easier for your whole group to board together.

    Resets: Yearly

Lounge Access

  • Admirals Club Globe Passes

    Get 4 Admirals Club Globe Passes per calendar year, each good for a single visit to any of nearly 50 Admirals Club lounges. Access complimentary drinks, snacks, and free Wi-Fi during your visit. Present your digital pass from the AAdvantage wallet at the lounge entrance.

    Resets: Yearly

Airline Status

  • Flight Streak Loyalty Points Bonus

    Earn 5,000 AAdvantage Loyalty Points each time you complete four qualifying American Airlines flight segments, up to three times per AAdvantage status year (March through February). That's a maximum of 15,000 additional Loyalty Points per year, which count toward earning or maintaining AAdvantage elite status.

    Resets: Yearly

Rental Car

  • MasterRental® Coverage (Car Rental)

    Covers collision damage or theft on a rental car when you pay for the full rental with your card and decline the rental company's collision damage waiver. Coverage is provided through Mastercard's MasterRental program. Check your benefits guide for covered vehicle types and geographic restrictions.

    Resets: Yearly

Travel Insurance

  • Trip Delay Protection

    Covers reasonable out-of-pocket expenses — like meals or lodging — when your trip is delayed by a covered reason. Pay for your travel with the card to be eligible. Check your benefits guide for the minimum delay period and reimbursement limits.

    Resets: Yearly
  • Baggage Coverage

    When you pay for your trip with your card, you're covered if your checked or carry-on bags are lost, damaged, or delayed. To make a claim, contact the card's benefits administrator. Coverage limits and specific terms are outlined in the card's travel protection policy.

    Resets: Yearly
  • Enhanced Trip Cancellation & Interruption

    Covers non-refundable trip costs if your trip is cancelled or cut short due to a covered reason. Pay for your travel with the card to activate this coverage. Review your benefits guide for the full list of covered reasons and any dollar limits.

    Resets: Yearly
  • Lost or Damaged Luggage Coverage

    Covers repair or replacement costs if your luggage is lost or damaged during a covered trip. Pay for the trip with your card to activate coverage. Review your benefits guide for item limits and any excluded baggage types.

    Resets: Yearly

Purchase Protection

  • Purchase Protection

    New purchases made with your card are protected against damage or theft for a limited time after the purchase date. If something happens, you can file a claim with the card's benefits administrator for reimbursement, repair, or replacement. Per-item and annual claim limits apply.

    Resets: Yearly
  • Extended Warranty

    Extends the original manufacturer's warranty on eligible items purchased with your card. Pay for the item with your card to activate coverage. Review your benefits guide for the maximum extension period and any excluded product categories.

    Resets: Yearly

Fees & Miscellaneous

  • 24-Hour Fraud Protection

    Citi monitors your account around the clock and alerts you if unusual activity is detected. If fraud is confirmed, you're not held responsible for unauthorized charges. No enrollment is needed — monitoring is automatic.

    Resets: Yearly
  • Mastercard ID Theft ProtectionEnrollment required

    Mastercard's ID Theft Protection monitors your personal information and alerts you if suspicious activity is found. Enroll for free in just a few minutes to activate monitoring. The program is available at no additional charge to cardholders.

    Resets: Yearly
  • No Foreign Transaction Fees

    Pay no foreign transaction fees on purchases made outside the U.S. Your card charges the standard exchange rate with no added percentage fee on top.

    Resets: Yearly
  • Add Authorized Users at No Additional Charge

    Add authorized users to your account at no extra cost. Their purchases earn AAdvantage miles that post to your account, helping you accumulate miles faster.

    Resets: Yearly
  • Citi Entertainment Access

    Get special access to purchase tickets to thousands of live events, including presale tickets and exclusive experiences for concerts, sporting events, and arts and culture. Access Citi Entertainment through the Citi website or app using your card credentials.

    Resets: Yearly
  • Free FICO Score Access

    View your FICO Score for free online anytime through your Citi account. Use it to track your credit health over time. No impact to your credit score from checking.

    Resets: Yearly
Cards with similar benefits:Global Entry / TSA PreCheck CreditsAirport Lounge AccessCompanion Fares & Certificates
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