Citi credit card benefits
Creddy lists 14 Citi cards (12 personal, 2 business): 8 with no annual fee and annual fees from $95 to $695 on the rest. Compare them by fee, benefits and earning rates below, and check the issuer for current terms before applying.
Citi Credit Card Benefits: All Cards Compared
Personal cards
Citi
AAdvantage Executive
$695 / yr
Citi
AAdvantage Globe
$350 / yr
Citi
Citi Double Cash
No annual fee
Citi
Citi Strata Elite
$595 / yr
Citi
AAdvantage MileUp
No annual fee
Citi
AAdvantage Platinum Select World Elite
$99 / yr (waived year 1)
Citi
AT&T Points Plus
No annual fee
Citi
Citi Diamond Preferred
No annual fee
Citi
Citi Simplicity
No annual fee
Citi
Citi Strata
No annual fee
Citi
Citi Strata Premier
$95 / yr
Citi
Costco Anywhere Visa
No annual fee
Business cards
Best Citi Card by Spending Category
Ranked by effective return, the same way as Creddy's best card pages.
| Spending | Best Citi card | Earning rate |
|---|---|---|
| Dining | Citi Strata Elite | 3x points ≈ 4.5% back (1.5¢/pt) |
| Groceries | Citi Strata | 3x points ≈ 4.5% back (1.5¢/pt) |
| Gas | Costco Anywhere Visa | 5% cash back |
| Travel | Citi Double Cash | 2x points ≈ 3% back (1.5¢/pt) |
| Everything else | Citi Double Cash | 2x points ≈ 3% back (1.5¢/pt) |
Citi Credit Card FAQs
What Citi credit cards does Creddy cover?
Creddy's September 26, 2026 active catalog contains 13 Citi cards. Browse this issuer page for current coverage; discontinued cards are separate historical records.
What is the best Citi credit card?
There is no single best Citi card: frequent travelers usually get more from a premium card with travel credits, while light spenders often do better with a no-annual-fee card. Compare fees, credits and earning rates on Creddy's Citi page. Include interest and other charges if you carry a balance.
How do Citi credit card benefits compare to each other?
Open the listed Citi cards to compare annual fees, earning rates and benefit conditions. Use a dedicated comparison page where available; opening separate card pages does not itself create a side-by-side comparison.
Does Citi have a no-annual-fee credit card?
Creddy's active catalog lists 7 Citi cards with a zero standard annual fee as of September 26, 2026. Browse the cards and compare their displayed fees; confirm current pricing and any other charges with the issuer.
Which Citi card has the best welcome bonus?
Citi welcome offers change frequently and can be targeted. Check Creddy's best card offers page and Citi's website for current bonuses, minimum spend and deadlines before applying. Include interest and other charges if you carry a balance.