
Citi
AAdvantage Executive
$595 / yr · Earns ThankYou Points
A premium American Airlines card for frequent AA flyers, offering complimentary Admirals Club membership, first checked bag free, and strong miles earnings on AA purchases — best for those who can offset the $595 annual fee through lounge access and travel perks.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Flights | 5x |
Benefits
Bonus Earnings
- Loyalty Points Bonus
Earn a 10,000 Loyalty Point bonus when you reach 50,000 Loyalty Points in a status year, and another 10,000 bonus when you hit 90,000 Loyalty Points in the same year — up to 20,000 bonus points total. These bonus points count toward status. Both thresholds must be reached within the same status qualification year.
Resets: Yearly - AAdvantage Miles on Hotels and Car Rentals (10x)
Earn 10 AAdvantage miles per $1 on eligible hotel bookings made at aadvantagehotels.com and car rentals booked at aadvantagecars.com. Book and pay through those portals with your card to earn at this rate. Bookings made elsewhere earn at the standard rate.
Resets: Yearly - Loyalty Points Earning
Earn 1 Loyalty Point for every eligible AAdvantage mile you earn from card purchases. Loyalty Points count toward AAdvantage status qualification each year. Miles earned from bonuses or partner activity may not generate Loyalty Points — only purchase miles qualify.
Resets: Yearly - AAdvantage Miles on American Airlines Purchases (4x)
Earn 4 AAdvantage miles for every $1 spent on eligible American Airlines purchases, including flights booked directly with the airline. Miles post after your statement closes. This rate applies until you hit $150,000 in annual card spend.
Resets: Yearly - AAdvantage Miles Booster (5x after $150,000 spend)
Once you spend $150,000 on the card in a calendar year, your earning rate on eligible American Airlines purchases jumps from 4x to 5x miles for the rest of that year. The boost resets at the start of each new calendar year. All other category rates stay the same.
Resets: Yearly
Statement Credits
- Avis and Budget Car Rental Statement Credit$120 / yrTrackable
Get up to $120 back per calendar year on prepaid car rentals with Avis or Budget. Book directly on avis.com or budget.com and pay with your card to qualify. Only prepaid bookings made through those sites are eligible — third-party bookings don't count.
Resets: Yearly - Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable
Get up to $120 back as a statement credit when you pay the Global Entry or TSA PreCheck application fee with your card. Global Entry ($120) covers TSA PreCheck as well, making it the better value. You can use this credit once every four years.
Resets: Every 4 years - Lyft CreditsTrackable
Earn a $10 Lyft credit each calendar month after completing 3 eligible Lyft rides that month, worth up to $120 per year. Link your card to your Lyft account to qualify. Credits expire if not used, and unused credits from one month don't carry over.
Resets: Yearly - Grubhub Statement Credit$10 / moTrackable
Get up to $10 back per month on Grubhub orders, worth up to $120 a year. Pay with your card on Grubhub and the credit posts to your statement automatically. The $10 limit resets each billing cycle and does not roll over.
Resets: Monthly
Travel Benefits
- 25% Savings on Inflight Food and Beverage
Save 25% on food and beverage purchases made with your card on American Airlines flights. The discount appears as a statement credit after your purchase posts. This applies to in-flight purchases only — airport lounge or gate purchases are not included.
Resets: Yearly - First Checked Bag Free
Get your first checked bag free on domestic American Airlines itineraries — a savings of up to $35 per bag, per flight segment. This applies to you and up to 8 companions booked on the same reservation. Your AAdvantage number must be on the booking and the ticket must be purchased with your card.
Resets: Yearly
Lounge Access
- Complimentary Admirals Club® Access for Authorized Users
Authorized users on your account get complimentary access to Admirals Club lounges whenever they fly American Airlines or a partner carrier. They can use the lounges regardless of the travel class booked. Only individuals you've added as authorized users on the account qualify.
Resets: Yearly
Rental Car
- Worldwide Car Rental Insurance
Covers damage to or theft of a rental car when you pay for the rental with your card and decline the rental company's collision damage waiver. Coverage applies at car rental locations worldwide. Personal liability and wear-and-tear are not covered — see your benefits guide for full details.
Resets: Yearly
Travel Insurance
- Trip Delay Protection
Covers unexpected out-of-pocket expenses — meals, lodging, essentials — when a covered trip is delayed. Charge your travel to the card to activate coverage. Check your card's benefits guide for the minimum delay threshold and per-trip dollar limits.
Resets: Yearly - Lost Baggage Protection
Covers the cost of lost or damaged baggage when you charge your common carrier tickets to the card. Both checked and carry-on bags can qualify. Check your benefits guide for per-bag and per-trip coverage limits.
Resets: Yearly - Trip Cancellation & Interruption Protection
Reimburses non-refundable trip costs if a covered trip is cancelled or cut short due to a qualifying reason, such as illness or severe weather. Book travel with your card to be eligible for coverage. Review your benefits guide for covered reasons and per-trip maximum amounts.
Resets: Yearly
Entertainment
- Citi Entertainment Access
Get access to presale tickets and special experiences for concerts, sporting events, dining, and more through Citi Entertainment. Use your card to purchase tickets on the Citi Entertainment platform before they go on general sale. Availability varies by event and location.
Resets: Yearly
Fees & Miscellaneous
- No Foreign Transaction Fees
Pay no foreign transaction fees on any purchase made outside the U.S. Use your card abroad or on international websites without being charged an added percentage on each transaction. This applies to all currencies and all countries.
Resets: Yearly