What is the best credit card for everything else?

Q: What is the best credit card for everything else?

Atmos Rewards Business — 10% cash back.

Creddy may earn a commission when you apply through our links. This does not affect our rankings, which are based on the published value of each card's benefits. Full disclosure

Best Credit Cards for Everything else

The flat-rate crown: the best card for spend that fits no bonus category.

Bank of America

Atmos Rewards Business

10% cash back

≈ 10% back$95 / yr

Apply nowWe may earn a commission — see disclosure

Bank of America

Atmos Rewards Summit

10% cash back

≈ 10% back$395 / yr

Apply nowWe may earn a commission — see disclosure

Chase

IHG Premier

3x points ≈ 4.5% back (1.5¢/pt)

≈ 4.5% back$99 / yr

Apply nowWe may earn a commission — see disclosure

Chase

IHG Premier Business

3x points ≈ 4.5% back (1.5¢/pt)

≈ 4.5% back$99 / yr

Learn more

Bilt

Bilt Obsidian

4% cash back

≈ 4% back$95 / yr

Apply nowWe may earn a commission — see disclosure

Chase

Chase Ink Premier

2.5x points ≈ 3.75% back (1.5¢/pt)

≈ 3.75% back$195 / yr

Apply nowWe may earn a commission — see disclosure

Citi

Citi Double Cash

2x points ≈ 3% back (1.5¢/pt)

≈ 3% backNo annual fee

Apply nowWe may earn a commission — see disclosure

Capital One

Capital One Spark 2% Cash Plus

2x miles ≈ 2.9% back (1.45¢/pt)

≈ 2.9% back$150 / yr

Apply nowWe may earn a commission — see disclosure

Capital One

Capital One Venture Business

2x miles ≈ 2.9% back (1.45¢/pt)

≈ 2.9% back$95 / yr

Apply nowWe may earn a commission — see disclosure

Capital One

Capital One Venture Rewards

2x miles ≈ 2.9% back (1.45¢/pt)

≈ 2.9% back$95 / yr

Apply nowWe may earn a commission — see disclosure