ROBINHOOD
Robinhood Gold benefits and annual fee
No annual fee · Earns Cash Back
3% cash back on eligible purchases. Requires a $50 annual Robinhood Gold subscription; the card has no annual fee.
Maintained by Creddy Editorial · Catalog checked Sep 13, 2026
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Everything else | 3% |
Bonus category rates for this card are still being added.
How to evaluate this card
Compare the annual fee with benefits you can realistically use. Check enrollment requirements, merchant restrictions, reset timing, and the issuer's current terms before applying. Creddy shows face values for planning, but usable value depends on your account and spending.
Benefits
Bonus Earnings
- 3% cash back on eligible purchases3%
Earn 3% cash back on eligible purchases with an active annual Robinhood Gold subscription. A Robinhood Financial brokerage account is required for cash-back redemption. Terms and exclusions apply.
Checked Sep 9, 2026Official terms
Travel Insurance
- Trip Interruption Protection
Official Robinhood Gold Card page retrieved 2026-09-12 lists Trip Interruption Protection among card benefits. The issuer page does not publish a dollar cap or coverage schedule on that page, so no amount is proposed.
Checked Sep 12, 2026
Fees & Miscellaneous
- No Authorized User Fee$0 / yr
No authorized user fee on the Robinhood Gold Card.
Checked Sep 13, 2026
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Robinhood Gold questions
- Is the Robinhood Gold worth its annual fee?
- Compare the current annual fee with the benefits and rewards you would actually use. A listed credit has less value if its restrictions do not fit your spending.
- What benefits does the Robinhood Gold include?
- No trackable benefits are currently listed for this card. Check ROBINHOOD's current card terms for coverage.
- What is the Robinhood Gold annual fee?
- Creddy's catalog currently lists no annual fee. Confirm current pricing with ROBINHOOD before applying or renewing.
- Does the Robinhood Gold have a welcome offer?
- Offers change and can depend on eligibility. Check ROBINHOOD's current application terms for the available bonus, spending requirement and deadline.
- Who might benefit from the Robinhood Gold?
- It may fit someone whose normal spending matches its earning rates and who can use enough listed benefits to justify the fee. Compare alternatives before applying.
- How does the Robinhood Gold compare with other ROBINHOOD cards?
- Compare annual fees, earning rates and benefits across the ROBINHOOD cards in Creddy's catalog. The right choice depends on your spending and which perks you can use.