Apple Card Benefits, Credits & Annual Fee

Get at least 5% off Hertz Pay Later base rates, plus free emergency roadside service, a discounted loss damage waiver, and a free additional driver at pickup. To access these savings, visit the Rewards & Offers Hub in Apple Wallet and use the exclusive link provided there. Benefits are fulfilled by Hertz.

Earn 1% Daily Cash back on every purchase when you use the titanium Apple Card. Recurring purchase earn rate, not a one-time payout.

Earn 2% Daily Cash back when you pay with Apple Card via Apple Pay. Recurring purchase earn rate, not a one-time payout.

Earn 3% Daily Cash back at Apple and select merchants when you use Apple Card. Recurring purchase earn rate, not a one-time payout.

Get 3% Daily Cash on the full purchase price of each product bought with Apple Card Monthly Installments. You receive it all up front, not spread across the monthly payments. It applies to eligible purchases at Apple.

Get 2% in Booking.com Travel Credits on eligible stays and car rentals booked with Apple Card through Booking.com subject to eligible booking, link, and payment restrictions. Recurring partner earn, not a one-time payout.

Apple Card Family lets you share Apple Card benefits with family members and gives two partners the option to merge their credit lines into a single co-owned account. Both co-owners manage the account together and build credit equally. Family members don't need to be co-owners to be added and share benefits.

Split the cost of Apple products - including iPhone, Mac, iPad, and Apple Watch - into interest-free monthly payments. At checkout, choose Apple Card Monthly Installments and you'll also earn 3% Daily Cash back on the full purchase price upfront. Available on purchases made directly at Apple.

Open a high-yield savings account directly in the Wallet app to automatically grow your Daily Cash earnings. You can also deposit funds from Apple Cash or a linked bank account to build savings faster. Account setup takes a few steps and your balance is visible at a glance in Wallet.

Apple Card charges no annual fee - ever. You keep every dollar of cash back you earn without any yearly cost eating into your rewards.

Apple Card adds no foreign transaction fees on purchases made outside the U.S., whether you pay with Apple Pay or the physical card. No enrollment is needed - just use your card abroad as you normally would.

Apple Card charges no annual fee, no foreign transaction fee, no over-the-limit fee, and no late fee. You won't be penalized for carrying a balance or missing a payment, though interest will still accrue on unpaid balances.

Get a six-month free trial of Uber One, which covers Uber ride discounts and Uber Eats perks. To redeem, sign up for Uber One through the dedicated link in Apple Wallet using Apple Card with Apple Pay. Available to new Uber One members only; fulfilled by Uber.