AT&T Points Plus

New cardholders can earn a $200 statement credit by spending $1,000 on purchases within the first 3 months of opening the account. The credit is applied to your statement automatically once you meet the spending requirement — no redemption steps needed.

You earn 3 ThankYou points per $1 at gas stations and EV charging stations — the highest earn rate on this card. The bonus applies automatically at eligible locations with no enrollment or activation required.

You earn 2 ThankYou points per $1 spent at grocery stores, with the bonus applying automatically at eligible retailers. Keep in mind that warehouse clubs and superstores may not be coded as grocery stores and could earn at the base 1 point per $1 rate instead.

You earn 2 ThankYou points per $1 spent on AT&T products and services, such as your wireless or internet bill. Points are awarded automatically with no activation required, making it easy to stack rewards on top of the card's other AT&T-specific discounts.

Earn 1 ThankYou Point per $1 on every purchase that doesn't fall into a bonus category. Points post automatically to your ThankYou account with no earning cap.

You receive a $20 statement credit in any billing cycle where your purchases total $1,000 or more. The credit is applied automatically — no action needed. Hit the threshold every month and you can earn up to $240 back per year. Note that cash advances and balance transfers do not count toward the $1,000.

Get a $10 monthly discount per line on your AT&T wireless bill, worth up to $120 per line per year. To qualify, enroll in both AutoPay and paperless billing through AT&T. The discount applies directly to your AT&T bill, not as a statement credit.

Get early and special access to buy tickets for concerts, sporting events, and arts and culture experiences. Use your AT&T Points Plus Card at checkout on the Citi Entertainment portal to access presale and exclusive event tickets. Availability varies by event and market.

Pay no extra fees when you use your card abroad or on international retailer websites. Purchases are charged at the standard exchange rate with no added foreign transaction surcharge, making this card a practical choice for international travel or shopping.

Carry this card at no annual cost. There is no annual fee, ever — you keep full access to all card benefits without paying a yearly charge.