
Citi
AAdvantage MileUp
No annual fee · Earns ThankYou Points
A no-annual-fee card for American Airlines loyalists who want to earn AAdvantage miles on groceries and AA purchases. Best for casual AA flyers who value simplicity over premium perks.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Flights | 2x | |
| Groceries | 2x | |
| Everything else | 1x |
Benefits
Welcome Bonus
- Welcome Bonus: 15K AA Miles15,000 mi
Earn a one-time bonus of AAdvantage miles after spending $500 on purchases in your first 3 months as a cardmember. Miles are deposited into your AAdvantage account once the spending threshold is met. Only available to new cardmembers.
Bonus Earnings
- 2x AAdvantage Miles on American Airlines Purchases
Earn 2 AAdvantage miles per $1 spent on eligible American Airlines purchases, such as flights and inflight Wi-Fi. Use your card at checkout on aa.com or at the airport. Not all AA-related purchases may qualify.
Resets: Yearly - 2x AAdvantage Miles at Grocery Stores
Earn 2 AAdvantage miles per $1 spent at grocery stores, including grocery delivery services like Instacart or FreshDirect. Use your card at checkout in-store or online. Superstores, warehouse clubs, and non-grocery retailers may not qualify.
Resets: Yearly - 1x AAdvantage Miles on All Other Purchases
Earn 1 AAdvantage mile per $1 spent on every purchase that doesn't fall into a higher-earning category. Miles accumulate with no cap and never expire as long as your account is open and in good standing.
Resets: Yearly - Loyalty Points Earning
Earn 1 Loyalty Point for every eligible AAdvantage mile earned from card purchases, helping you reach AAdvantage status faster. Loyalty Points count toward your annual status qualification threshold. Only miles earned from card spending — not redeemed miles — generate Loyalty Points.
Resets: Yearly
Travel Benefits
- Inflight Food and Beverage Discount
When you buy food or drinks on an American Airlines-operated flight using your MileUp card, you get 25% back on those purchases. The discount is applied automatically at the time of purchase — no rebate claims needed.
Resets: Yearly
Fees & Miscellaneous
- No Annual Fee
The AAdvantage MileUp card charges no annual fee, so all miles and savings go straight to you. There's nothing to offset each year to make the card worthwhile.
Resets: Yearly - Foreign Transaction Fee
A 3% foreign transaction fee is charged on every purchase made in a foreign currency. This fee applies whether you're traveling abroad or shopping with an international merchant online. Factor this cost in before using the card outside the U.S.
Resets: Yearly - Citi Entertainment Access
Get early and special access to buy tickets for thousands of concerts, sports games, and arts and culture events through Citi Entertainment. Log in to your Citi account to browse available presales and exclusive experiences. Access is available to all Citi cardmembers, not just MileUp holders.
Resets: Yearly