Citi
AAdvantage MileUp Benefits, Credits & Annual Fee
No annual fee · Earns AAdvantage
A no-annual-fee card for American Airlines loyalists who want to earn AAdvantage miles on groceries and AA purchases. Best for casual AA flyers who value simplicity over premium perks.
- 2xFlights
- 2xGroceries
Maintained by Creddy Editorial · Catalog checked Sep 30, 2026
AAdvantage MileUp at a Glance: No Annual Fee, Issuer and Rewards
- Annual fee:
- No annual fee
- Issuer:
- Citi
- Rewards:
- AAdvantage
AAdvantage MileUp Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Flights | 2x | |
| Groceries | 2x | |
| Everything else | 1x |
Who Should Get the AAdvantage MileUp?
The AAdvantage MileUp fits people who spend most on flights (2x) and groceries (2x). It has no annual fee, so it costs nothing to keep.
Is the AAdvantage MileUp Worth It?
The AAdvantage MileUp has no annual fee, so every reward you earn is value you keep. Compare its earning rates with your spending.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
AAdvantage MileUp Welcome Bonus
15,000 AAdvantage bonus miles
Offer history
- Usual
- 15K miles
- Highest seen
- 15K miles
Tracked since Oct 2024
AAdvantage MileUp Statement Credits and When They Reset
Creddy's catalog lists no statement credits for the AAdvantage MileUp. Its value comes from its rewards and other benefits on this page.
AAdvantage MileUp Travel Benefits
Travel Benefits
- Inflight Food and Beverage Discount25% / yr
Get 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights.
Checked Sep 14, 2026
More AAdvantage MileUp Card Benefits
Bonus Earnings
- 2x AAdvantage Miles on American Airlines Purchases2x miles
Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases.
Checked Sep 14, 2026 - 2x AAdvantage Miles at Grocery Stores2x miles
Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services.
Checked Sep 14, 2026 - 1x AAdvantage Miles on All Other Purchases1x miles
Earn 1 AAdvantage mile for every $1 spent on all other purchases.
Checked Sep 14, 2026 - Loyalty Points Earning
Earn 1 Loyalty Point for every eligible AAdvantage mile earned from card purchases, helping you reach AAdvantage status faster. Loyalty Points count toward your annual status qualification threshold. Only miles earned from card spending - not redeemed miles - generate Loyalty Points.
Checked Sep 30, 2026
Fees & Miscellaneous
- No Annual Fee
The AAdvantage MileUp card charges no annual fee, so all miles and savings go straight to you. There's nothing to offset each year to make the card worthwhile.
Checked Jul 4, 2026 - Free FICO Score access
Get free online access to your FICO Score. Sign in to your Citi account to view your score and track it over time. Your FICO Score is a snapshot of credit information, not a guarantee of approval for credit.
Checked Sep 30, 2026 - Mastercard ID Theft Protection
Mastercard ID Theft Protection monitors personal information you choose to protect and alerts you to suspicious activity. Set up the protection and select the information you want monitored. Alerts depend on the information you provide and what the service detects.
Checked Sep 30, 2026 - Authorized User cards at no additional charge
Add Authorized User cards to your account at no additional charge. Request an Authorized User card through Citi so another person can make purchases on your account. You remain responsible for charges made with the added card.
Checked Sep 30, 2026 - Citi Entertainment Access
Get early and special access to buy tickets for thousands of concerts, sports games, and arts and culture events through Citi Entertainment. Log in to your Citi account to browse available presales and exclusive experiences. Access is available to all Citi cardmembers, not just MileUp holders.
Checked Jul 4, 2026 - Foreign Transaction Fee3% / yr
A 3% foreign transaction fee applies to purchases made in a foreign currency or with foreign merchants.
Checked Sep 14, 2026
AAdvantage MileUp vs Other Citi Cards
- AT&T Points PlusNo annual fee
- Citi Diamond PreferredNo annual fee
- Citi Double CashNo annual fee
- Citi SimplicityNo annual fee
Related credit card guides
How to Track Credit Card Benefits Without a Spreadsheet
Build a reliable system for tracking statement credits, card perks, reset dates, and reminders without maintaining a complicated spreadsheet.
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Calculate Credit Card Value vs. the Annual Fee
Compare the value you actually receive from a credit card with its annual fee using realistic credits, rewards, and perks.
AAdvantage MileUp FAQs
Is the Citi Aadvantage Mileup Card worth the annual fee?
Compare AAdvantage MileUp's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits can Creddy track for AAdvantage MileUp?
Creddy's September 26, 2026 catalog check found no trackable benefit records for AAdvantage MileUp. That describes Creddy's tracking coverage, not the card's full rewards, insurance or issuer benefits. Review the earning tables and the exact issuer terms for those separate features.
What is the annual fee for the Citi Aadvantage Mileup Card?
Creddy's catalog lists a $0 annual fee for AAdvantage MileUp as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Citi before applying or renewing.
Does the Citi Aadvantage Mileup Card come with a welcome bonus?
Welcome offers for AAdvantage MileUp can change and may depend on your application or account history. Check Citi's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Citi Aadvantage Mileup Card?
AAdvantage MileUp may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Citi Aadvantage Mileup Card compare to other Citi cards?
Compare AAdvantage MileUp with other Citi cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.