Citi Diamond Preferred Benefits, Credits & Annual Fee

Book flights, hotels, car rentals, and attractions through the Citi Travel portal using your Citi card. You get access to over 1.4 million hotels and resorts worldwide in one place. Pay with your eligible Citi card at checkout to complete the booking.

Mastercard monitors the personal information you choose to protect and alerts you if suspicious activity is found. Enroll for free through Mastercard's ID Theft Protection portal, and monitoring starts immediately. There is no cost to enroll or use this service.

You pay $0 for unauthorized charges made on your account if your card is lost, stolen, or used without your permission. Report a suspicious charge to Citi, and you won't be held responsible for the fraudulent amount. Coverage applies to both physical card and account number misuse.

Get special access to buy presale tickets and exclusive experiences for concerts, sporting events, and arts and culture events. Use your Citi card at checkout on the Citi Entertainment portal to access thousands of events throughout the year. Availability varies by event and date.

Citi monitors your account around the clock and sends you an alert if unusual activity is detected. If something looks off, Citi will reach out so you can confirm or dispute the charge quickly. No action is needed to activate - monitoring is automatic.

Reach Citi customer service any time of day or night, every day of the year. Use the Citi Mobile App to manage your account, make payments, and handle most banking needs directly from your phone. For issues that need a live agent, phone support is also available around the clock.

Pick your monthly payment due date from available options at the beginning, middle, or end of the month. Set it once through your Citi account to align with your pay schedule or other bills. Each month you can pay your full balance or just the minimum due.

Split eligible purchases of $75 or more into fixed monthly payments instead of paying all at once. Set up a Flex Pay plan through your Citi account after making a qualifying purchase with your card. A fixed interest rate applies to the plan, so review terms before enrolling.

A 3% fee applies to each purchase made outside the U.S. or in a foreign currency.

Get free access to your FICO Score online anytime to keep tabs on your credit health. Log in to your Citi account to view your score and review your credit history. No hard inquiry is made when you check your score.

Pay a reduced 3% fee (minimum $5) on balance transfers completed within the first 4 months of opening your account. After that introductory window, the fee rises to 5% of each transfer (minimum $5). The promotional APR and this fee apply only to transfers made within that 4-month period.

Add an authorized user to your account at no extra cost so they can make purchases on your card. Request an additional card for them through your Citi account or by calling customer service. Charges made by authorized users post to your account and count toward your balance.