AAdvantage Business World Elite Benefits, Credits & Annual Fee

• 65,000 AAdvantage bonus miles

  $4,000 First 4 months from account opening ### Offer Availability American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a CitiBusiness® / AAdvantage® Platinum Select® or Citi® / AAdvantage Business™ Mastercard® account in the past 48 months. **The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.** ### AAdvantage® Bonus Miles Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage® bonus miles typically will appear as a bonus in your AAdvantage Business™ account 8-10 weeks after you have met the purchase requirements. AAdvantage® miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. The Business for whom a Citi® / AAdvantage Business™ Mastercard® account was opened must have an AAdvantage Business™ account. AAdvantage® miles earned will be posted to the AAdvantage Business™ account. ### AAdvantage Business™ Membership You must be enrolled in the American Airlines AAdvantage Business™ program, which is managed by American Airlines. American Airlines may, in its sole discretion, change the AAdvantage Business™ program rules, regulations, travel awards and special offers at any time. For complete details about the AAdvantage Business™ program, visit [aa.com/aadvantagebusiness](https://aa.com/aadvantagebusiness). If you are not an AAdvantage Business™ member, you consent to enrollment in the AAdvantage Business™ program, which is governed by the AAdvantage Business™ terms and conditions available at aa.com/aadvantagebusiness, on behalf of yourself and the business.

  Checked Oct 14, 2026Source

Travel Benefits

• Preferred Boarding on American Airlines Flights

  Board American Airlines flights in Group 5, giving you early access to overhead bin space. This applies to the primary cardholder and up to 4 companions on the same reservation. Present your card at the gate to use this benefit.

  Checked May 22, 2026
• 25% Savings on Inflight Purchases

  Get 25% back as a statement credit on inflight food, beverages, and Wi-Fi on American Airlines flights. Pay with your card when purchasing onboard to trigger the savings. Applies only to purchases made directly on American Airlines-operated flights.

  Checked May 22, 2026
• First Checked Bag Free on Domestic American Airlines Itineraries

  Get your first checked bag free on domestic American Airlines itineraries. The benefit covers you and up to 4 companions traveling on the same reservation. Your AAdvantage number must be on the reservation and you must pay with the card.

  Checked May 22, 2026
• American Airlines Companion CertificateTrackableMin spend $30,000

  Earn a companion certificate for one domestic American Airlines round trip after spending $30,000 in a cardmembership year and renewing your card. Redeem it for a companion ticket at $99 plus applicable taxes and fees. The certificate is issued after renewal and is valid for qualifying domestic itineraries.

  Resets: Cardmember yearChecked Sep 13, 2026

Bonus Earnings

• 1x Points on card purchases1x points

  Earn 1 Loyalty Point per $1 spent on business card purchases. Both the primary cardmember and employee cardmembers earn Loyalty Points from their own card spending. Loyalty Points are earned by each cardmember, while the business earns miles on purchases.

  Checked Oct 7, 2026
• 2x Miles on American Airlines Purchases2x miles

  Earn 2 AAdvantage miles for your business on every $1 spent on eligible American Airlines purchases.

  Checked Sep 30, 2026
• 2x Miles on Telecommunications and Cable/Satellite2x miles

  Earn 2 AAdvantage miles for your business on every $1 spent at telecommunications merchants and cable and satellite providers.

  Checked Sep 30, 2026
• 2x Miles on Car Rentals and Gas Stations2x miles

  Earn 2 AAdvantage miles for your business on every $1 spent at car rental merchants and gas stations.

  Checked Sep 30, 2026
• 1x Miles on All Other Purchases1x miles

  Earn 1 AAdvantage mile for your business on every $1 spent on other purchases.

  Checked Sep 30, 2026

Purchase Protection

• Mastercard ID Theft Protection

  Get identity monitoring through Mastercard ID Theft Protection. Choose the personal information you want monitored and review alerts if suspicious activity is found. Monitoring applies to the information you select and does not prevent all identity theft.

  Checked Sep 30, 2026

Concierge & Membership

• AAdvantage Business Program Membership

  Membership in the AAdvantage Business program comes automatically with your card. The company earns AAdvantage miles on business travel booked at aa.com, while individual employees earn Loyalty Points on card purchases. Both rewards accumulate at the same time on eligible spending.

  Checked May 22, 2026
• Citi Mobile App and personal business assistant

  Manage business expenses through the Citi Mobile App and get assistance with business travel and more. Use the app to check on your account, or access the personal business assistant when you need help. Assistance is available 24/7.

  Checked Sep 30, 2026

Fees & Miscellaneous

• Free FICO Score access

  View your FICO Score online at no additional cost. Sign in to your card account to check the score and keep track of changes over time. The score provides a snapshot of credit information, not a full credit report.

  Checked Sep 30, 2026
• No Foreign Transaction Fees

  The Citi / AAdvantage Business Mastercard has no foreign transaction fees for purchases.

  Checked Sep 13, 2026
• Annual Fee Waived First Year$99

  The card's $99 annual fee is waived for the first 12 months of cardmembership. Starting at your first renewal, the $99 fee applies each year. No action is needed to receive the first-year waiver.

  Checked Sep 30, 2026
• Employee cards at no additional cost

  Get employee cards at no additional cost. Add cards for employees to use for business purchases, and your business earns miles on their card spending. Employee purchases count toward business spending, so give cards only to people authorized to use them.

  Checked Sep 30, 2026
• Citi Entertainment Access

  Get access to presale tickets and exclusive experiences for concerts, sporting events, and arts and culture events through Citi Entertainment. Use your card to purchase tickets via the Citi Entertainment portal before they go on sale to the public. Availability varies by event.

  Checked May 22, 2026