Emirates Skywards Premium World Elite Benefits, Credits & Annual Fee

• Global Entry / TSA PreCheck Application Fee Credit$120 / 5yrTrackable

  Get a statement credit of up to $120 when you pay a Global Entry or TSA PreCheck application fee with your card. Available once every five years.

  Resets: Every 5 yearsChecked Oct 9, 2026

Travel Benefits

• Cash + Miles Special Rate

  Get a special Cash + Miles rate when booking Emirates flights with a mix of money and Skywards Miles. Book on emirates.com or in the Emirates App and use your Emirates Skywards Mastercard for the cash portion. The special rate applies to Cash + Miles flight bookings through those channels.

  Checked Sep 28, 2026
• Miles Purchase Discount

  When you buy or gift Emirates Skywards miles through Emirates, you get 25% off the purchase price when you pay with this card. This can be a handy way to top up your miles balance before booking a flight or upgrade.

  Checked Jul 4, 2026

Lounge Access

• Priority Pass Select Lounge Access

  Access over 1,200 airport lounges worldwide through the Priority Pass Select network. Both the primary cardmember and their guest(s) get unlimited visits. Enroll in Priority Pass through your card account before your first visit.

  Checked Jul 4, 2026

Airline Status

• Emirates Skywards Gold Status (First Cardmember Year)

  Complimentary Emirates Skywards Gold tier membership during your first cardmember year. Not gated by spend. Retaining Gold in later years requires $40,000 spend per cardmembership year (separate retention benefit).

  Checked Sep 28, 2026
• Emirates Skywards Gold Status RetentionTrackableMin spend $40,000

  Retain Emirates Skywards Gold tier status after the first cardmember year by spending $40,000 each cardmembership year.

  Resets: Card anniversaryChecked Sep 28, 2026
• Emirates Skywards Silver Tier Membership

  Get Emirates Skywards Silver tier membership if you do not retain Gold in a subsequent year. Your status changes to Silver if you miss the $40,000 annual spending threshold or do not qualify under Skywards program rules. You must keep a valid card account to maintain this card-linked Silver status.

  Checked Sep 28, 2026
• Tier Miles from Card Spend

  Earn 1 Tier Mile per 4 base Skywards Miles earned on the card.

  Checked Sep 28, 2026

Bonus Earnings

• 1X Skywards Mile on All Other Purchases1x miles

  Earn 1 Skywards Mile on all other purchases.

  Checked Sep 30, 2026
• 2X Skywards Miles on Travel Purchases2x miles

  Earn 2 Skywards Miles on eligible travel purchases.

  Checked Sep 30, 2026
• 3X Skywards Miles on Emirates Purchases3x miles

  Earn 3 Skywards Miles on eligible Emirates purchases.

  Checked Sep 30, 2026
• Anniversary Bonus Skywards Miles10,000 mi / yrTrackableMin spend $30,000 in 365d

  Earn 10,000 bonus Skywards Miles at your card account anniversary after making at least $30,000 in eligible net purchases during the cardmembership year. Keep the account open for at least 45 days after the anniversary. Bonus miles typically post six to eight weeks after that date.

  Resets: Card anniversaryChecked Sep 28, 2026

Purchase Protection

• Fraud Liability Protection

  You pay $0 for any unauthorized charges made on your account. Report suspicious activity to your card issuer and the charge is covered. No dollar cap applies.

  Checked Sep 28, 2026

Fees & Miscellaneous

• Complimentary FICO Credit Score Access

  View your FICO Credit Score for free through your online account or mobile app. You'll also get alerts whenever your score changes. The score is based on your Experian credit report.

  Checked Jul 4, 2026
• Introductory APR on Balance Transfers

  Pay 0% APR on balance transfers for the first 12 billing cycles. You must initiate the transfer within 45 days of opening your account. After the intro period, a variable APR of 19.49%-29.49% applies, and a balance transfer fee is charged.

  Checked Jul 4, 2026
• No Foreign Transaction Fees

  Every purchase made outside the U.S. is charged at the standard exchange rate with no added foreign transaction fee. This applies to both in-person and online purchases billed in a foreign currency.

  Checked Jul 4, 2026
• No Limit on Skywards Miles Earned

  There's no cap on the Skywards Miles you can earn through card spending. Miles accumulate without restriction as long as your account stays open, active, and in good standing.

  Checked Jul 4, 2026