US Bank Business Altitude Power

Earn 75,000 bonus points after spending $10,000 on the account owner's card within the first 120 days of opening your account. Points are awarded one time only and do not apply to employee card spending toward the threshold. Use the points toward travel, rewards, or other redemption options.

Earn 2 points per $1 spent on every eligible purchase, with no caps or earning limits. This is your baseline rate — higher bonus rates on select categories stack on top where applicable. Points post automatically with no activation required.

Earn 2.5 points per $1 when you pay with a mobile wallet (such as Apple Pay or Google Pay) or use a virtual card number. The higher rate applies to up to $5,000 in combined mobile wallet and virtual card purchases per quarter. Spending above that quarterly cap earns the standard 2X rate.

Earn 6 points per $1 on prepaid hotel stays and car rentals. To get this rate, book directly through the U.S. Bank Travel Center and pay with your card. Reservations booked outside the Travel Center — including directly with hotels or rental agencies — do not qualify for the 6X rate.

Get a complimentary Priority Pass Digital annual membership, giving you access to 1,700+ airport lounges worldwide. Enroll through the Priority Pass app or website, then show your digital membership at any participating lounge. Access covers the cardholder; guest policies and fees vary by lounge.

This card charges no foreign currency conversion fees on purchases made outside the United States. You pay the posted exchange rate without any added percentage tacked on, which can add up to meaningful savings when traveling or buying from international vendors.

You can add employee cardholders to your account at no additional cost. Each authorized user receives their own card, and their purchases post to your account, making it easier to consolidate business expenses and accumulate points more quickly.