US Bank
US Bank Business Altitude Power Benefits, Credits & Annual Fee
$195 / yr
A business rewards card with a flat 2X points on all purchases and boosted rates for mobile wallet spending and travel bookings. Best for small business owners who want simple, uncapped earning with travel perks for a $195 annual fee.
- 6xTravel
- 2.5xEverything Else
Maintained by Creddy Editorial · Catalog checked Oct 9, 2026
US Bank Business Altitude Power at a Glance: $195 Annual Fee, Issuer and Rewards
- Annual fee:
- $195 / yr
- Issuer:
- US Bank
US Bank Business Altitude Power Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Travel general | 6x | Portal bookings only |
| Everything else | 2.5x |
Who Should Get the US Bank Business Altitude Power?
The US Bank Business Altitude Power fits people who want one flat rate: 2.5x on every purchase. With a $195 annual fee and no recurring credits in Creddy's catalog, your rewards need to cover the fee. It is a business card.
Is the US Bank Business Altitude Power Worth the $195 Annual Fee?
The US Bank Business Altitude Power costs $195 a year and lists no trackable statement credits, so its value has to come from earning rates and perks. Compare the rates above with your spending before paying the fee.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
US Bank Business Altitude Power Welcome Bonus
75,000 bonus points
Offer history
- Usual
- 75K points
- Highest seen
- 75K points
Tracked since Feb 2025
US Bank Business Altitude Power Statement Credits and When They Reset
Creddy's catalog lists no statement credits for the US Bank Business Altitude Power. Its value comes from its rewards and other benefits on this page.
US Bank Business Altitude Power Travel Benefits
Lounge Access
- Airport Lounge AccessEnrollment required
Get a complimentary Priority Pass Digital annual membership, giving you access to 1,700+ airport lounges worldwide. Enroll through the Priority Pass app or website, then show your digital membership at any participating lounge. Access covers the cardholder; guest policies and fees vary by lounge.
Checked Sep 14, 2026
More US Bank Business Altitude Power Card Benefits
Bonus Earnings
- 6X Points on Prepaid Hotel and Car Rentals6x points
Earn 6 points per $1 on prepaid hotel and car rentals booked through the travel center.
Checked Sep 14, 2026 - 2X Points on All Purchases2x points
Earn 2 points per $1 on all eligible purchases. Unlimited.
Checked Sep 14, 2026 - 2.5X Points on Mobile Wallet and Virtual Card Purchases2.5x points
Earn 2.5 points (2 base and 0.5 additional) on mobile wallet and virtual card purchases on the first $5,000 combined per calendar quarter.
Checked Sep 14, 2026
Fees & Miscellaneous
- Transfer Points Between Altitude Cards
Move points between your business and personal Altitude credit cards. Transfer points between your Altitude card accounts to combine balances before redeeming. This option applies to points on qualifying Altitude cards, not to other U.S. Bank card rewards.
Checked Sep 30, 2026 - No Foreign Currency Conversion Fees
This card charges no foreign currency conversion fees on purchases made outside the United States. You pay the posted exchange rate without any added percentage tacked on, which can add up to meaningful savings when traveling or buying from international vendors.
Checked Jul 4, 2026 - Points Redemption Options
Use your points for merchandise, statement credits, gift cards, travel, or a deposit to a qualifying U.S. Bank account. Choose a redemption option in your rewards account, or use Real-Time Rewards for an instant redemption when available. Deposits require a qualifying U.S. Bank account.
Checked Sep 30, 2026 - Foreign Transaction Fee3% / yr
A 3% fee applies to each purchase made outside the U.S. or in a foreign currency.
Checked Oct 9, 2026 - Free Authorized User Cards
You can add employee cardholders to your account at no additional cost. Each authorized user receives their own card, and their purchases post to your account, making it easier to consolidate business expenses and accumulate points more quickly.
Checked Jul 4, 2026
US Bank Business Altitude Power vs Other US Bank Cards
- Korean Air Skypass Business$99 / yr
- US Bank Business Altitude Connect$95 / yr (waived year 1)
- US Bank Business Leverage$95 / yr (waived year 1)
- US Bank Business Triple Cash RewardsNo annual fee
Related credit card guides
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Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
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US Bank Business Altitude Power FAQs
Is the U.S. Bank Business Altitude Power worth the annual fee?
Compare US Bank Business Altitude Power's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits can Creddy track for US Bank Business Altitude Power?
Creddy's September 26, 2026 catalog check found no trackable benefit records for US Bank Business Altitude Power. That describes Creddy's tracking coverage, not the card's full rewards, insurance or issuer benefits. Review the earning tables and the exact issuer terms for those separate features.
What is the annual fee for the U.S. Bank Business Altitude Power?
U.S. Bank lists a $195 annual membership fee for the Business Altitude Power account owner and $0 for authorized employees in its September 2026 pricing disclosure. Review the agreement that applies to your account.
Does the U.S. Bank Business Altitude Power come with a welcome bonus?
Welcome offers for US Bank Business Altitude Power can change and may depend on your application or account history. Check US Bank's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the U.S. Bank Business Altitude Power?
US Bank Business Altitude Power may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the U.S. Bank Business Altitude Power compare to other U.S. Bank cards?
Compare US Bank Business Altitude Power with other US Bank cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.