US Bank
US Bank Business Altitude Connect Benefits, Credits & Annual Fee
$95 / yr (waived year 1)
A business travel rewards card with strong earning rates on travel, gas, dining, and cell service. Best for small business owners who want lounge access and flexible rewards at a modest $95 per year fee.
- 5xTravel
- 4xTravel +2
- 2xDining +3
- LoungePriority Pass Digital with
- $25Rideshare
$100/yr in credits · $95 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 7, 2026
US Bank Business Altitude Connect at a Glance: $95 Annual Fee, Issuer and Rewards
- Annual fee:
- $95 / yr (waived year 1)
- Issuer:
- US Bank
- Credits:
- 1 recurring, up to $100 a year
US Bank Business Altitude Connect Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Travel general | 4x | |
| Gas | 4x | |
| Dining | 2x | |
| Phone & internet | 2x | |
| Everything else | 1x |
Who Should Get the US Bank Business Altitude Connect?
The US Bank Business Altitude Connect fits people who spend most on travel general (4x) and gas (4x). Its $95 annual fee makes sense if the $100 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway. It is a business card.
Is the US Bank Business Altitude Connect Worth the $95 Annual Fee?
The US Bank Business Altitude Connect costs $95 a year. Creddy lists 1 trackable credit worth up to $100 a year if you use it, $5 more than the fee. You break even once you use about 95% of that credit value, so count only the credits you would use anyway.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
US Bank Business Altitude Connect Welcome Bonus
75,000 bonus points
Offer history
Higher than usual- Usual
- 60K points
- Highest seen
- 75K points
Gaps are offers with mixed rewards or no record.
Tracked since Feb 2025
US Bank Business Altitude Connect Statement Credits and When They Reset
- Rideshare Statement Credit$25 / qtrTrackable
Receive a $25 statement credit after three consecutive monthly taxi or rideshare transactions paid with your card (e.g. Uber/Lyft). After the credit posts you become eligible again the following month to start another 3-month cycle.
Checked Sep 13, 2026
US Bank Business Altitude Connect Travel Benefits
Lounge Access
- Priority Pass Digital Membership with Airport Lounge AccessTrackableEnrollment required
Get a Priority Pass Digital membership giving you access to more than 1,600 airport lounges worldwide. Your first four lounge visits each membership year are complimentary; additional visits may be charged. Present your digital Priority Pass membership at any participating lounge entrance.
Resets: Cardmember yearChecked Oct 1, 2026
Travel Insurance
- Trip Delay Reimbursement
When a covered trip is delayed beyond a qualifying threshold, the card can help cover necessary out-of-pocket costs such as meals and a hotel room. Pay for your travel with the card to activate eligibility. Check your card's benefits guide for the minimum delay period and coverage limits.
Checked Jul 4, 2026 - Travel Assistance Services
Get 24/7 access to a travel assistance hotline that can help with medical referrals, emergency transportation coordination, and trip-related problems while you're away from home. Use your card to pay for travel to be eligible for these services. Assistance is advisory - actual costs for services arranged may still be your responsibility.
Checked Jul 4, 2026 - Trip Cancellation/Interruption Insurance
If a covered event like illness or severe weather forces you to cancel or cut short a trip, this benefit can reimburse non-refundable prepaid costs. To be eligible, charge your travel expenses to the card. Review your card's terms for the full list of covered reasons and any limits.
Checked Jul 4, 2026 - Auto Rental Collision Damage Waiver
Covers collision damage or theft on a rental vehicle when you pay for the full rental with your card. Decline the rental company's own collision damage waiver at the counter to use this coverage. Coverage terms, vehicle-type exclusions, and geographic limits apply - review your card's guide to benefits for details.
Checked Jul 4, 2026 - Lost Luggage Insurance
Covers luggage that is lost or damaged while you're traveling when you pay for the trip with your card. File a claim through the benefit administrator if an airline or carrier loses your bags. Coverage limits and eligible travel types are defined in your guide to benefits.
Checked Jul 4, 2026
More US Bank Business Altitude Connect Card Benefits
Bonus Earnings
- 5X Points on Prepaid Hotels and Car Rentals in Travel Center5x points
Earn 5 points per $1 on prepaid hotel stays and car rental bookings. To get the 5X rate, reservations must be made directly through the U.S. Bank Travel Center - bookings on hotel or rental company websites do not qualify. Points post after the travel purchase is completed.
Checked Oct 1, 2026 - 4X Points on Travel, Gas, and EV Charging4x points
Earn 4X points on travel, including airfare, hotels, gas, and EV charging stations, on the first $150,000 in combined annual spend. Excludes discount stores/supercenters and wholesale clubs for gas.
Checked Oct 2, 2026 - 2X Points on Dining, Takeout, Restaurant Delivery, and Cell Phone Services2x points
Earn 2 points per $1 on dining, takeout, restaurant delivery, and cell phone service charges. All other purchases earn 1 point per $1. Cell phone service must be billed directly to your card to earn the 2X rate.
Checked Oct 1, 2026 - 1x Points on All Other Purchases1x points
Every purchase that doesn't fall into a bonus category earns 1 point per dollar automatically. No enrollment needed - this base rate applies as a fallback on all other spending.
Checked Oct 1, 2026
Fees & Miscellaneous
- First-Year $0 Annual Fee
Pay a $0 annual fee for the first year. The annual fee is $95 per year after that. This introductory rate applies to the card's annual fee, not other potential account charges.
Checked Oct 7, 2026 - No Foreign Transaction Fees
Enjoy no foreign transaction fees when making purchases outside the United States with the U.S. Bank Business Altitude Connect card.
Checked Sep 13, 2026 - Points Transfer to Personal Altitude Card
Move points between your Business Altitude Connect card and a personal U.S. Bank Altitude Go or Altitude Connect card you own. This lets you pool balances across accounts to reach redemption thresholds faster. Both cards must be held by the same cardholder to transfer.
Checked Jul 4, 2026
US Bank Business Altitude Connect vs Other US Bank Cards
- US Bank Business Leverage$95 / yr (waived year 1)
- Korean Air Skypass Business$99 / yr
- US Bank Business Triple Cash RewardsNo annual fee
- US Bank Business Altitude Power$195 / yr
Related credit card guides
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Build a reliable system for tracking statement credits, card perks, reset dates, and reminders without maintaining a complicated spreadsheet.
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Calculate Credit Card Value vs. the Annual Fee
Compare the value you actually receive from a credit card with its annual fee using realistic credits, rewards, and perks.
US Bank Business Altitude Connect FAQs
Is the U.S. Bank Business Altitude Connect worth the annual fee?
Compare US Bank Business Altitude Connect's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits does Creddy list for U.S. Bank Business Altitude Connect?
Creddy's September 26, 2026 catalog lists Rideshare Statement Credit, 4X Points on Travel, Gas, and EV Charging for US Bank Business Altitude Connect. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with US Bank. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.
What is the annual fee for the U.S. Bank Business Altitude Connect?
Creddy's catalog lists a $95 annual fee for US Bank Business Altitude Connect as checked on September 26, 2026. The catalog marks the first-year fee as waived; confirm the offer you receive. Confirm current pricing and any additional-card fees with US Bank before applying or renewing.
Does the U.S. Bank Business Altitude Connect come with a welcome bonus?
Welcome offers for US Bank Business Altitude Connect can change and may depend on your application or account history. Check US Bank's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the U.S. Bank Business Altitude Connect?
US Bank Business Altitude Connect may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the U.S. Bank Business Altitude Connect compare to other U.S. Bank cards?
Compare US Bank Business Altitude Connect with other US Bank cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.