US Bank Business Altitude Connect

Earn 75,000 bonus points as a one-time reward for new cardholders. Spend $6,000 in net purchases within the first 180 days of opening your account to unlock the bonus. The bonus is awarded once to the account owner's card and does not apply to existing accounts.

Earn 5 points per $1 on prepaid hotel stays and car rental bookings. To get the 5X rate, reservations must be made directly through the U.S. Bank Travel Center — bookings on hotel or rental company websites do not qualify. Points post after the travel purchase is completed.

Earn 2 points per $1 on dining, takeout, restaurant delivery, and cell phone service charges. All other purchases earn 1 point per $1. Cell phone service must be billed directly to your card to earn the 2X rate.

Every purchase that doesn't fall into a bonus category earns 1 point per dollar automatically. No enrollment needed — this base rate applies as a fallback on all other spending.

Get a $25 statement credit by using your card for rideshare or taxi purchases in three back-to-back months. Charges from services like Uber, Lyft, or traditional taxis all count. All three consecutive monthly transactions must post to the same card account to qualify.

Get a Priority Pass Digital membership giving you access to more than 1,600 airport lounges worldwide. Your first four lounge visits each membership year are complimentary; additional visits may be charged. Present your digital Priority Pass membership at any participating lounge entrance.

Covers luggage that is lost or damaged while you're traveling when you pay for the trip with your card. File a claim through the benefit administrator if an airline or carrier loses your bags. Coverage limits and eligible travel types are defined in your guide to benefits.

Get 24/7 access to a travel assistance hotline that can help with medical referrals, emergency transportation coordination, and trip-related problems while you're away from home. Use your card to pay for travel to be eligible for these services. Assistance is advisory — actual costs for services arranged may still be your responsibility.

Covers collision damage or theft on a rental vehicle when you pay for the full rental with your card. Decline the rental company's own collision damage waiver at the counter to use this coverage. Coverage terms, vehicle-type exclusions, and geographic limits apply — review your card's guide to benefits for details.

If a covered event like illness or severe weather forces you to cancel or cut short a trip, this benefit can reimburse non-refundable prepaid costs. To be eligible, charge your travel expenses to the card. Review your card's terms for the full list of covered reasons and any limits.

When a covered trip is delayed beyond a qualifying threshold, the card can help cover necessary out-of-pocket costs such as meals and a hotel room. Pay for your travel with the card to activate eligibility. Check your card's benefits guide for the minimum delay period and coverage limits.

Move points between your Business Altitude Connect card and a personal U.S. Bank Altitude Go or Altitude Connect card you own. This lets you pool balances across accounts to reach redemption thresholds faster. Both cards must be held by the same cardholder to transfer.

The annual fee is waived for your first year, then $95 per year after that. Employee cards are also free to add.