US Bank Business Triple Cash Rewards

Earn a one-time $750 cash back bonus when you spend $6,000 on purchases within your first 180 days of account opening. Only purchases made on the primary account owner's card count toward the spending requirement.

Earn 3% cash back on purchases at restaurants and food delivery services, office supply stores, cell phone service providers, and gas and EV charging stations. Gas and EV charging transactions must be $200 or less to qualify at 3%. Purchases at wholesale clubs and discount superstores are excluded from this rate.

Get a $100 statement credit each year toward recurring software subscriptions, like FreshBooks or QuickBooks, charged directly to your card. Make eligible software purchases for 11 consecutive months and the credit posts automatically within 1–2 billing cycles. The credit resets every 12-month period from account opening.

Pay 0% APR on new purchases and balance transfers for the first 12 billing cycles. Balance transfers must be initiated within 30 days of account opening to qualify for the intro rate. After the intro period ends, the standard variable APR applies.

Add employee credit cards to your account at no cost. Each employee gets their own card, helping you track business spending without paying extra fees per card.

There is no annual fee to carry this card. Employee cards are also free, so adding team members to your account costs nothing.