US Bank Business Leverage

Earn 60,000 bonus points — worth up to $600 in rewards — when you spend $6,000 in eligible purchases within your first 120 days. Apply the points toward travel, cash back, gift cards, and more. This is a one-time bonus tied to the account owner's card only.

Earn 5X points on prepaid hotels and car rentals booked through the card's Travel Center. Book directly in the Travel Center portal using this card to qualify. Reservations made outside the Travel Center — even with the same card — earn the standard rate.

Earn 2X points in the two categories where you spend the most each month. The card tracks your spending automatically and applies the bonus rate — no activation or category selection needed. Categories are evaluated monthly, so your 2X categories can shift as your spending changes.

Earn 1 point per dollar on every eligible purchase that doesn't fall into your top two monthly spend categories. This base rate applies automatically across all other spending with no caps or category restrictions.

When you make purchases outside the U.S., no foreign currency conversion fee is charged to your account. The waiver is automatic — nothing to activate or request. Note that any fees imposed by third parties or ATMs are separate and may still apply.