Amex Gold

New cardholders may earn up to 100,000 Membership Rewards points by spending $6,000 on eligible purchases within the first 6 months of account opening. The exact offer you receive may vary, and prior cardholders may not qualify. Points can be used for travel, gift cards, or transfers to airline and hotel partners.

Earn 4 Membership Rewards points per dollar at restaurants worldwide, including takeout, on up to $50,000 in purchases per calendar year. Spending beyond that cap earns 1 point per dollar.

Earn 4 Membership Rewards points per dollar at U.S. supermarkets on up to $25,000 in purchases each calendar year, then 1 point per dollar after that. Warehouse clubs and superstores generally don't count toward this category.

Earn 3 Membership Rewards points per dollar on flights booked directly with an airline or through AmexTravel.com. Purchasing through a third-party travel site or agency won't qualify for the 3X rate.

Book prepaid hotels or other eligible travel through AmexTravel.com and earn 2 Membership Rewards points per dollar. Hotels booked directly or through other travel sites earn only the base 1 point per dollar rate.

Any eligible purchase that doesn't fall into a higher rewards category earns 1 Membership Rewards point per dollar spent. Points don't expire as long as your account remains open and in good standing.

Get up to $100 back per year when you pay with your Gold Card at U.S. Resy restaurants or for eligible Resy purchases. Credits are split into two $50 chunks — one for January through June and one for July through December. Unused credit from each half-year does not roll over.

Link your card to your Uber account and receive $10 in Uber Cash each month — up to $120 per year — to use on U.S. Uber rides or Uber Eats orders. You must select an Amex card as the payment method at checkout for the credit to apply. Unused monthly cash does not carry over to the following month.

Get up to $7 back each month when you pay with your Gold Card at U.S. Dunkin' locations, adding up to $84 per year. Enrollment is required before purchases count toward the credit. Unused monthly credit expires at month-end and does not carry over.

Book a stay of at least 2 consecutive nights at a Hotel Collection property through AmexTravel.com and receive a $100 credit toward eligible on-property charges such as dining or spa services. A room upgrade is also provided upon arrival when available. Eligible charges vary by property.

Get up to $10 back each month — up to $120 per year — when you pay with your Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, or Five Guys. Enrollment is required. Unused monthly credit does not roll over to the next month.

Covers damage to or theft of a rental car when you reserve and pay for the full rental with your Gold Card and decline the collision damage waiver (CDW) at the counter. This is secondary coverage and does not include liability. Rentals in Australia, Italy, and New Zealand are not covered.

Covers lost, damaged, or stolen baggage when traveling on a common carrier — such as a plane, train, ship, or bus. The full fare for your trip must be charged to your Gold Card. Coverage limits apply, so check the benefit terms for per-item and total maximums.

Covers certain out-of-pocket expenses — like meals or lodging — when a covered trip is delayed more than 12 hours. The entire round-trip fare must be charged to your Gold Card to qualify. Coverage is capped at $300 per trip, with a maximum of 2 claims per 12-month period.

Extends the original U.S. manufacturer's warranty by up to one additional year on eligible purchases charged to your Gold Card. No separate enrollment is needed — the benefit applies automatically at the time of purchase. Review the benefit terms for covered product types and any exclusions.

Enroll your card in ShopRunner to receive free two-day shipping and free return shipping at hundreds of participating online retailers. Simply use your enrolled card at checkout with a ShopRunner merchant to activate the benefit. Available merchants may change over time.

Covers eligible purchases made on your Gold Card against accidental damage, theft, or loss for up to 90 days from the purchase date. No enrollment is needed — the benefit is automatically included. Coverage limits apply, so check the benefit guide for per-item and per-year maximums.

Gives you 24/7 access to emergency coordination services — including medical and legal referrals, emergency cash wires, and missing luggage help — whenever you travel more than 100 miles from home. Call the hotline to connect with assistance; referral services are free, but costs charged by third-party providers are your responsibility.

Cardholders can access presale or preferred seating for select concerts, sporting events, and other entertainment before tickets go on general sale. Your card must be used to purchase the tickets, and availability varies by event.

You can add authorized users to your account at no additional cost, giving them their own card that charges to your account. Amex sometimes runs limited-time bonuses when a new authorized user hits a minimum spend — check your account for current offers.

American Express charges no foreign transaction fees on purchases made outside the United States with your Gold Card. This applies automatically to every international purchase — no enrollment or action needed.