
American Express
Delta SkyMiles Platinum
$350 / yr
A Delta-branded card for frequent Delta flyers who travel with a companion. The $350 annual fee is offset by an annual companion certificate, free checked bag, and up to $390 in annual statement credits.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Dining | 2x | |
| Everything else | 1x |
Benefits
Welcome Bonus
- Welcome Bonus Miles90,000 mi
New cardholders may earn up to 90,000 bonus Delta SkyMiles after spending $3,000 on eligible purchases within the first 6 months of card membership. Your exact offer is determined at approval and may vary — not all applicants will receive the maximum offer.
Bonus Earnings
- Earn 3X Miles on Delta and Hotel Purchases
Earn 3 miles per dollar on eligible Delta purchases and on hotel bookings made directly with the hotel. To qualify for the hotel bonus rate, book and pay through the hotel's own website or front desk — reservations through third-party travel sites do not earn 3X.
Resets: Yearly - 2X Miles on Restaurants
Earn 2 SkyMiles per dollar at eligible restaurants worldwide, whether you're dining in, ordering takeout, or using a delivery service. The bonus rate applies automatically at qualifying restaurant merchants with no activation needed.
Resets: Yearly - Earn 1X Miles on All Other Eligible Purchases
All eligible purchases that don't qualify for a higher bonus category earn 1 mile per dollar spent. This base rate applies automatically across everyday spending wherever American Express is accepted.
Resets: Yearly
Statement Credits
- Resy Dining Credit$10 / moTrackableEnrollment required
Get up to $10 back per month as a statement credit when you use your enrolled card at U.S. Resy restaurants or for other eligible Resy purchases, worth up to $120 per year. Enrollment is required, and unused monthly credits do not carry over to the next month.
Resets: Monthly - Rideshare Credit$10 / moTrackableEnrollment required
Earn up to $10 back per month as a statement credit on U.S. rideshare purchases with select providers, adding up to $120 per year. Enrollment is required before purchases qualify, and credits reset monthly with no rollover.
Resets: Monthly - Uber One Membership CreditTrackableEnrollment required
Receive statement credits covering your Uber One membership fee for up to 12 months when you pay for the membership with your card each month. You must enroll by June 25, 2026 to be eligible for this benefit.
Resets: Monthly - Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable
Get a statement credit covering the $120 Global Entry application fee, or up to $85 toward a TSA PreCheck application, when charged to your card. This credit is available once every 4 years and can be used for a new application or a renewal. Global Entry approval also includes TSA PreCheck access.
Resets: Every 4 years - Delta Stays Hotel Credit$150 / yrTrackable
Receive up to $150 back per year as a statement credit on prepaid hotel or vacation rental bookings made through the Delta Stays portal at delta.com/stays. Only prepaid bookings made through that platform qualify for the credit.
Resets: Yearly
Travel Benefits
- First Checked Bag Free on Delta Flights
The primary cardholder gets their first checked bag free on Delta flights, saving up to $35 each way. On a round trip, that's up to $70 back per person — just make sure your SkyMiles number is on the reservation.
Resets: Yearly - Complimentary Upgrades
Cardholders with eligible Delta tickets are automatically added to the complimentary upgrade waitlist — no action needed. Upgrades go to Delta Medallion elite members and Delta Reserve cardmembers first, so Platinum cardmembers are considered after those groups based on availability.
Resets: Yearly - 15% Off Award Travel on Delta Flights15% / yr
When you redeem SkyMiles for award flights, you pay 15% fewer miles on Delta-operated flights booked through delta.com or the Fly Delta app. The discount applies to the miles price only — taxes, fees, and partner-operated flights are not included.
Resets: Yearly - In-Flight Purchases Savings
Save 20% on eligible in-flight purchases — including food, drinks, and other items — on Delta flights when you pay with your card. The savings come back as a statement credit after the purchase posts to your account.
Resets: Yearly
Airline Status
- MQD Headstart and MQD Boost Toward Medallion Status
Each Medallion Qualification Year starts with a $2,500 MQD head start toward Delta Medallion elite status. You then earn an additional $1 MQD for every $20 spent on the card throughout the year, helping you reach or maintain status with less flying.
Resets: Yearly - MQD Earn on Spend (Platinum)
Earn 1 Medallion Qualifying Dollar for every $20 spent on eligible card purchases throughout the year. MQDs count toward Delta Medallion elite status tiers, and there is no cap on how many you can earn through card spending.
Resets: Yearly
Rental Car
- Hertz Five Star Status
Cardholders receive complimentary Hertz Five Star status, which can unlock vehicle upgrades when available, loyalty points earnings, and other perks in the Hertz loyalty program. Enroll through American Express or present your card to activate the status.
Resets: Yearly
Purchase Protection
- Cell Phone Protection
Pay your monthly wireless bill with this card to get coverage if your cell phone is stolen or damaged. Eligible phones are those listed on the bill you pay with the card. Reimbursement is subject to a deductible and coverage limits.
Resets: Yearly
Fees & Miscellaneous
- No Foreign Transaction Fees
This card charges no additional fees on purchases made outside the U.S. or in foreign currencies. Most cards add a 2–3% surcharge on international transactions, so you can travel or shop abroad without that extra cost.
Resets: Yearly