Delta SkyMiles Platinum Benefits, Credits & Annual Fee

• Resy Dining Credit$10 / moTrackableEnrollment required

  Get up to $10 back per month as a statement credit when you use your enrolled card at U.S. Resy restaurants or for other eligible Resy purchases, worth up to $120 per year. Enrollment is required, and unused monthly credits do not carry over to the next month.

  Resets: MonthlyChecked May 20, 2026
• Rideshare Credit$10 / moTrackableEnrollment required

  Earn up to $10 back per month as a statement credit on U.S. rideshare purchases with select providers, adding up to $120 per year. Enrollment is required before purchases qualify, and credits reset monthly with no rollover.

  Resets: MonthlyChecked May 20, 2026
• Uber One Membership Credit$9.99 / moTrackableEnrollment required

  Receive statement credits covering your Uber One membership fee for up to 12 months when you pay for the membership with your card each month. You must enroll by June 25, 2026 to be eligible for this benefit.

  Resets: MonthlyChecked May 20, 2026
• Venue Collection Concessions Rebate$250 / yrTrackableEnrollment required

  Get 10% back, up to $250 in statement credits per calendar year, on qualifying concessions. Enroll your card and use it for food and beverages at participating American Express Venue Collection stadiums and arenas. One card per member can be enrolled; the offer ends December 31, 2026.

  Resets: Calendar yearChecked Sep 28, 2026
• Delta Stays Hotel Credit$150 / yrTrackable

  Receive up to $150 back per year as a statement credit on prepaid hotel or vacation rental bookings made through the Delta Stays portal at delta.com/stays. Only prepaid bookings made through that platform qualify for the credit.

  Resets: Calendar yearChecked May 20, 2026
• Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

  Get a statement credit for your trusted traveler application fee: $120 for Global Entry or up to $85 for TSA PreCheck. Pay the fee with your card. TSA PreCheck must go through an official TSA enrollment provider. You can use it once every 4 years.

  Checked Oct 7, 2026

Travel Benefits

• Zone 5 Priority Boarding

  Board in Zone 5 on eligible Delta flights. Your boarding pass shows your zone when your SkyMiles account is linked to your reservation. The Basic Card Member and up to nine passengers on the same reservation can use this benefit.

  Checked Sep 28, 2026
• Pay with Miles$50

  Use SkyMiles to reduce the cash price of a flight booked on delta.com. Redeem 5,000 miles for up to $50 off the cost of your flight. This option applies when you use Pay with Miles during an eligible booking.

  Checked Oct 7, 2026
• Second Checked Bag Free

  Check a second bag free on domestic Delta flights. Add your SkyMiles number to your reservation and check the bag with Delta. This second-bag benefit does not apply to international flights.

  Checked Sep 28, 2026
• First Checked Bag Free on Delta Flights

  The primary cardholder gets their first checked bag free on Delta flights, saving up to $35 each way. On a round trip, that's up to $70 back per person - just make sure your SkyMiles number is on the reservation.

  Checked May 20, 2026
• Lowest Hotel Rates Guarantee

  Get a refund of the price difference if you find a lower qualifying hotel rate online. Book through amextravel.com or the Amex Travel app, then submit a claim for the matching lower rate. The room, dates, guests, rate terms, and booking policies must match; rates are compared before taxes and fees.

  Checked Sep 28, 2026
• Companion CertificateTrackable

  Cardmembers receive a Companion Certificate as a featured Delta SkyMiles Platinum benefit. Terms, eligibility, and redemption rules are set by Delta and American Express on the issuer card page.

  Resets: Card anniversaryChecked Sep 28, 2026
• Complimentary Upgrades

  Cardholders with eligible Delta tickets are automatically added to the complimentary upgrade waitlist - no action needed. Upgrades go to Delta Medallion elite members and Delta Reserve cardmembers first, so Platinum cardmembers are considered after those groups based on availability.

  Checked May 20, 2026
• 15% Off Award Travel on Delta Flights15% / yr

  When you redeem SkyMiles for award flights, you pay 15% fewer miles on Delta-operated flights booked through delta.com or the Fly Delta app. The discount applies to the miles price only - taxes, fees, and partner-operated flights are not included.

  Checked May 20, 2026
• In-Flight Purchases Savings

  Save 20% on eligible in-flight purchases - including food, drinks, and other items - on Delta flights when you pay with your card. The savings come back as a statement credit after the purchase posts to your account.

  Checked May 20, 2026

Airline Status

• MQD Headstart and MQD Boost Toward Medallion Status

  Each Medallion Qualification Year starts with a $2,500 MQD head start toward Delta Medallion elite status. You then earn an additional $1 MQD for every $20 spent on the card throughout the year, helping you reach or maintain status with less flying.

  Checked May 20, 2026
• MQD Earn on Spend (Platinum)

  Earn 1 Medallion Qualifying Dollar for every $20 spent on eligible card purchases throughout the year. MQDs count toward Delta Medallion elite status tiers, and there is no cap on how many you can earn through card spending.

  Checked May 20, 2026

Rental Car

• Car Rental Loss and Damage Insurance

  Get secondary coverage for damage to or theft of an eligible rental vehicle. Reserve and pay for the entire rental with your card, and decline the rental company’s collision damage waiver. Liability is not covered, and rentals in Australia, Italy, and New Zealand are excluded.

  Checked Sep 28, 2026
• Hertz Five Star StatusEnrollment required

  Complimentary Hertz Five Star status with your Delta SkyMiles Platinum American Express Card. Enrollment in Hertz Gold+ is required. Add your Hertz Gold+ account number to your SkyMiles account and enroll in the promotion at delta.com/hertz.

  Checked Sep 14, 2026

Travel Insurance

• Trip Delay Insurance

  Get reimbursed up to $300 per trip for certain extra expenses after a covered trip delay of more than 12 hours. Pay for the entire round trip with your card and charge the additional expenses to that card. Coverage is limited to two claims per card in any 12 consecutive months.

  Checked Sep 28, 2026
• Baggage Insurance Plan

  Get coverage for lost, damaged, or stolen baggage when you pay the entire fare for a common-carrier ticket with your card. Coverage is up to $1,250 for carry-on baggage and $500 for checked baggage, above the carrier’s coverage. New York residents have a $10,000 aggregate limit per covered trip.

  Checked Oct 9, 2026

Bonus Earnings

• Earn 3X Miles on Delta and Hotel Purchases3x miles

  Earn 3 SkyMiles per dollar on eligible Delta purchases and on hotel bookings made directly with hotels.

  Checked Sep 30, 2026
• 2X Miles at U.S. Supermarkets2x miles

  Earn 2 SkyMiles per dollar on purchases at U.S. supermarkets.

  Checked Sep 30, 2026
• 2X Miles on Restaurants2x miles

  Earn 2 SkyMiles per dollar at eligible restaurants worldwide, including takeout and delivery in the U.S.

  Checked Sep 30, 2026
• Earn 1X Miles on All Other Eligible Purchases1x miles

  Earn 1 SkyMile per dollar on all other eligible purchases.

  Checked Sep 30, 2026

Purchase Protection

• Purchase Protection

  Get coverage for eligible purchases made with your card for up to 90 days after purchase. Coverage is subject to limits of $1,000 per purchase and $50,000 per calendar year. Only covered purchases and covered incidents qualify.

  Checked Oct 9, 2026
• Cell Phone Protection

  Get coverage for repair or replacement of a damaged or stolen cell phone, up to $800 per approved claim. Pay the prior month’s wireless bill with your card for the listed phone line. A $50 deductible applies per claim, with a limit of two approved claims per 12 months.

  Checked Sep 28, 2026
• Extended Warranty

  Get up to one extra year of warranty coverage on eligible purchases made with your card. It extends the original manufacturer’s warranty on covered purchases in the U.S. or its territories. The original warranty must be five years or less.

  Checked Oct 7, 2026

Concierge & Membership

• Global Assist Hotline

  Get 24/7 help coordinating travel emergencies, including medical or legal referrals, emergency cash wires, and missing-luggage assistance. Call the Global Assist Hotline when you need help while traveling. The service applies when you are more than 100 miles from home.

  Checked Oct 5, 2026

Entertainment

• American Express Venue Collection Entrances and Fast Lanes

  Use designated American Express Card Member entrances or fast lanes at participating venues. Look for the marked entrance or lane and present your card when requested. Availability varies by venue, and not every venue has both options.

  Checked Sep 28, 2026
• Amex Preferred Tickets

  Buy Amex Preferred Tickets for select events and seats. Look for Preferred Tickets during the designated purchase period and use your eligible American Express card. Tickets are available only while supplies last.

  Checked Sep 28, 2026
• Amex Special Ticket Access

  Get access to Amex Presale Tickets and Amex Reserved Tickets for select events. Use your eligible card when purchasing tickets during an available presale or reserved-ticket offer. Events, seats, and ticket availability vary.

  Checked Sep 28, 2026

Fees & Miscellaneous

• No Foreign Transaction Fees

  This card charges no additional fees on purchases made outside the U.S. or in foreign currencies. Most cards add a 2-3% surcharge on international transactions, so you can travel or shop abroad without that extra cost.

  Checked May 20, 2026