American Express
Rakuten
No annual fee
A no-annual-fee card that earns cash back or Amex Membership Rewards points, best for Rakuten shoppers who want to stack rewards through the Rakuten portal. Ideal for existing Membership Rewards cardholders looking to boost their points balance.
Earning rates
Earning rates for this card are coming soon.
Benefits
Welcome Bonus
- Welcome Bonus Cash Back$100
Earn $100 cash back by spending $1,000 on purchases within the first 90 days of opening your account. Only purchases made inside that 90-day window count toward the $1,000 threshold.
Fees & Miscellaneous
- No Annual Fee
This card carries no annual fee, so you can keep it open indefinitely without needing to earn back a yearly charge. It's a low-risk card to hold long-term.
Resets: Yearly