Chase Freedom Rise Benefits, Credits & Annual Fee

• DoorDash Non-Restaurant Order Discount$10 / qtrTrackable

  As a DashPass member, get up to $10 off per quarter on non-restaurant orders placed through DoorDash, such as grocery or convenience store deliveries. The discount applies automatically at checkout on eligible orders. This benefit is available through Dec 31, 2027.

  Resets: QuarterlyChecked Oct 9, 2026
• Autopay Enrollment Statement Credit$25TrackableEnrollment required

  Set up automatic payments within your first 3 months and stay enrolled for at least 90 days to receive a one-time $25 statement credit. This is a new cardmember offer - you must enroll during that initial window to qualify. Allow 6-8 weeks after qualifying for the credit to appear.

  Resets: One timeChecked Sep 3, 2026
• Refer-a-Friend Cash Back$250 / yrTrackable

  Earn $25 cash back for each friend you refer who is approved for a Chase Freedom Rise card. Share your referral link and cash back posts after your friend's card is approved. You can earn up to $250 in referral cash back per calendar year.

  Resets: Calendar yearChecked Sep 3, 2026

Travel Benefits

• Chase Travel Booking

  Book flights, hotels and other travel through Chase Travel. You can pay with your card or use your rewards, depending on the booking. Rates and payment options vary by trip.

  Checked Oct 9, 2026

Travel Insurance

• Trip Cancellation and Interruption Insurance

  Covers pre-paid, non-refundable passenger fares if your trip is canceled or cut short due to sickness, severe weather, or other covered reasons. Pay for the trip with your card to be eligible. Coverage is up to $1,500 per covered traveler and $6,000 per trip.

  Checked Sep 26, 2026

Bonus Earnings

• 1.5% Unlimited Cash Back on All Purchases1.5%

  Every purchase earns 1.5% cash back with no spending caps and no categories to keep track of. Rewards accumulate as Chase Ultimate Rewards points and can be redeemed for cash back, statement credits, gift cards, or travel.

  Checked Sep 3, 2026
• 2% Lyft Cash Back2%

  Earn 2% cash back total on qualifying Lyft products and services. Make your purchase through the Lyft mobile app with your Freedom Rise card. This rate applies through September 30, 2027.

  Checked Oct 9, 2026
• 3% Dining Cash Back (Introductory Period)3%

  New cardmembers earn 3% cash back on dining at restaurants, including takeout and eligible delivery, on up to $6,000 spent within the first 6 months of account opening. Once you hit the $6,000 cap or the 6-month window closes, the standard 1.5% rate applies.

  Checked Sep 3, 2026

Purchase Protection

• Purchase Protection

  New purchases made with your card are covered against damage or theft for 120 days from the purchase date. File a claim if an item is stolen or accidentally damaged within that window. Coverage is up to $500 per claim.

  Checked Oct 9, 2026
• Extended Warranty Protection

  Adds one extra year to a manufacturer's U.S. warranty when you pay with your card. Only warranties of three years or less are eligible, and total coverage cannot exceed four years from the purchase date. Keep your receipt and original warranty documentation to file a claim.

  Checked Oct 7, 2026

Concierge & Membership

• Complimentary DashPass MembershipEnrollment required

  Get six months of free DashPass for both DoorDash and Caviar. Activate it for the first time between 02/01/2025 and 12/31/2027. After the free period, the membership auto-renews at the then-current monthly rate.

  Checked Oct 9, 2026

Fees & Miscellaneous

• Amazon Shop with Points

  Use your cash back rewards to pay for all or part of eligible Amazon.com orders, including tax and shipping. Link your Freedom Rise card to your Amazon.com account, then select your rewards at checkout. Only eligible orders can use Shop with Points.

  Checked Oct 7, 2026
• Gift Card Redemptions

  Use your rewards for gift cards and certificates for shopping, dining, entertainment, and more. Browse available options in your Chase rewards account and choose a gift card to redeem. Selection and point costs can vary.

  Checked Oct 7, 2026
• Upgrade to Freedom Unlimited

  Chase reviews your account on its anniversary date to see if you qualify for an upgrade to the Chase Freedom Unlimited, which offers stronger rewards in select categories. No new application or hard credit inquiry is required for eligible cardholders - upgrade eligibility is based on account standing and is not guaranteed.

  Checked Sep 3, 2026
• Chase Offers Statement Credits

  Get statement credits from Chase Offers at participating merchants. Check the Chase Mobile app or chase.com for offers targeted to you, activate one, and pay with the same card. Credits typically appear within 30 days.

  Checked Oct 7, 2026
• Foreign Transaction Fee3% / yr

  A 3% fee applies to each purchase made outside the U.S. or in a foreign currency.

  Checked Sep 26, 2026
• Zero Liability Protection

  You won't be responsible for unauthorized charges made with your card or account information. Report suspected fraud to Chase and the charges will be reviewed and removed if confirmed unauthorized. This protection applies to both physical card and account number misuse.

  Checked Oct 9, 2026
• No Annual Fee

  This card carries no annual fee - there is no yearly charge to maintain your account or access any of its benefits.

  Checked Sep 3, 2026