Chase
Disney Benefits, Credits & Annual Fee
No annual fee · Earns Ultimate Rewards
The Disney Visa Card is a no-annual-fee card that earns 1% in Disney Rewards Dollars on all purchases and offers park discounts and perks. It's best for Disney fans who regularly spend on Disney experiences, merchandise, and entertainment.
- MemberDashPass
- $200Disney Resort
- $100Disney Theme
$160/yr in credits · $0 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 9, 2026
Disney at a Glance: No Annual Fee, Issuer and Rewards
- Annual fee:
- No annual fee
- Issuer:
- Chase
- Rewards:
- Ultimate Rewards
- Credits:
- 2 recurring, up to $160 a year
Disney Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Everything else | 1x |
Bonus category rates for this card are still being added.
Who Should Get the Disney?
The Disney fits people who want one flat rate: 1x on every purchase. It has no annual fee, so it costs nothing to keep.
Is the Disney Worth It?
The Disney has no annual fee. Creddy lists 2 trackable credits worth up to $160 a year if you use every one, so anything you use is value on top of your rewards. Credits that need a spending threshold are not counted.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Disney Welcome Bonus
$100 Disney eGift on approval plus $50 statement credit
Offer history
- Sep 7$100 Disney eGift on approval plus $50 statement credit
- Feb 10$150 offer: $100 Disney Gift Card eGift + $50 statement credit
- Dec 26$150 statement credit
Tracked since Dec 2024
Disney Statement Credits and When They Reset
- Disney Resort and Cruise Line Reward Dollars Bonus$200 / yrTrackableMin spend $2,000Min charge $2,000
Spend $2,000 per anniversary year on U.S. Disney Resort stays or Disney Cruise Line bookings and earn $200 in Disney Rewards Dollars. Those Rewards Dollars can be applied toward future Disney purchases or redeemed via Pay Yourself Back for a statement credit.
Resets: Card anniversaryChecked Sep 13, 2026 - Disney Theme Park Ticket Statement Credit$100 / yrTrackableMin spend $200Min charge $200
Spend at least $200 on U.S. Disney Theme Park tickets during a single anniversary year and receive a $100 statement credit. Purchases are tracked automatically when you pay with your card, and only tickets bought within the same anniversary year count toward the threshold.
Resets: Card anniversaryChecked Sep 13, 2026 - Quarterly DoorDash Non-Restaurant Discount$10 / qtrTrackableEnrollment required
Each quarter, DashPass members get up to $10 off a qualifying non-restaurant DoorDash order, worth up to $40 per year. Available through December 31, 2027. Activation and DashPass enrollment required.
Resets: QuarterlyChecked Oct 9, 2026 - Streaming Subscription Monthly Credit$10 / moTrackableEnrollment requiredMin charge $10
Get up to $10 back each month when you spend $10 or more on qualifying subscriptions directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com - worth up to $120 per year. You must activate this benefit yearly to keep receiving the credit.
Checked Jul 4, 2026
Disney Travel Benefits
Travel Benefits
- 10% Off Select Merchandise and Dining at Disneyland and Walt Disney World Resorts
Use your card at select shops and restaurants within Disneyland Resort and Walt Disney World Resort to receive 10% off eligible merchandise and dining purchases on most days. Not all locations or dates qualify, so check participating spots before you visit.
Checked Oct 9, 2026 - 10% Off Select Merchandise at DisneyStore.com10% / yr
Pay with your Disney Visa Card at DisneyStore.com to get 10% off select purchases. Not every item qualifies.
Checked Oct 9, 2026 - Character Meet & Greet at Private Cardmember Area
Cardmembers get access to private character meet-and-greet experiences at Disney parks that aren't open to the general public. Simply show your Disney card at the designated cardmember area to gain entry.
Checked Jul 4, 2026 - Complimentary Disney Visa Cardholder Photo Opportunities
Disney Visa cardholders can visit exclusive photo locations inside Disney parks to take complimentary photos with Disney characters and scenery. Present your card at the designated spots to participate. Check Disney Parks for current locations and hours.
Checked Jul 4, 2026 - Disney on Broadway VIP Cardholder Package
Cardmembers can access a VIP package for select Disney on Broadway shows, including premium seating and extras not available to the general public. Availability is limited to specific shows, so check current offerings before planning your visit.
Checked Jul 4, 2026
Travel Insurance
- Baggage Delay Insurance
Covers essential purchases like toiletries and clothing when your checked or carry-on baggage is delayed more than 6 hours. Get up to $100 per day for up to 3 days while you wait for your bags. Trip must be paid for with your card to qualify.
Checked Sep 26, 2026
More Disney Card Benefits
Bonus Earnings
- Disney Rewards Dollars on All Purchases1% / yr
Every purchase earns 1% back in Disney Rewards Dollars with no cap on accumulation. Rewards Dollars can be redeemed for Disney theme park tickets, resort stays, shopping, dining, and more - or used toward airline purchases via Pay Yourself Back.
Checked Oct 1, 2026
Purchase Protection
- Extended Warranty Protection
Adds one extra year to eligible U.S. manufacturer warranties of three years or less - up to four years from the purchase date total. Charge the purchase to your card to activate coverage. Only original manufacturer warranties qualify; extended service plans do not.
Checked Oct 9, 2026 - Purchase Protection
Covers eligible new purchases against damage or theft for 120 days from the purchase date, up to $500 per item. Pay for the purchase with your card to qualify. Review your card's Guide to Benefits for exclusions.
Checked Oct 9, 2026
Concierge & Membership
- Complimentary DashPass MembershipEnrollment required
Get one-year complimentary DashPass membership for DoorDash and Caviar when activated for the first time with a Disney Visa Card between 02/01/2025 and 12/31/2027. After the complimentary period, membership auto-enrolls at the then-current monthly rate unless canceled. Add the card as default payment and activate in DoorDash or Caviar.
Checked Oct 9, 2026
Entertainment
- Disney Cruise Line Merchandise Savings
Save 10% on select merchandise purchases onboard Disney Cruise Line ships when you pay with your Disney Visa Card. The offer is subject to availability and other restrictions, and it may change or be canceled without notice.
Checked Oct 9, 2026 - Disney Guided Tour Savings
Get 15% off the regular, non-discounted price of select guided tours at Disneyland Resort and Walt Disney World Resort. Use your Disney Visa Card to pay for a qualifying tour. Not all guided tours qualify.
Checked Oct 9, 2026
Fees & Miscellaneous
- Foreign Transaction Fee3% / yr
A 3% fee applies to each purchase made outside the U.S. or in a foreign currency.
Checked Sep 26, 2026 - Refer a Friend Disney Rewards Dollars$500 / yr
Earn 100 Disney Rewards Dollars each time a friend you refer is approved for any Disney Visa Card. You can refer up to 5 approved friends per year, for a maximum of 500 Disney Rewards Dollars.
Checked Oct 9, 2026
Disney vs Other Chase Cards
- Amazon PrimeNo annual fee
- Chase Freedom FlexNo annual fee
- Chase Freedom RiseNo annual fee
- Chase Freedom UnlimitedNo annual fee
Related credit card guides
How to Track Credit Card Benefits Without a Spreadsheet
Build a reliable system for tracking statement credits, card perks, reset dates, and reminders without maintaining a complicated spreadsheet.
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Calculate Credit Card Value vs. the Annual Fee
Compare the value you actually receive from a credit card with its annual fee using realistic credits, rewards, and perks.
Disney FAQs
Is the Disney Visa Card worth the annual fee?
Compare Disney's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
What are the benefits of the Disney Visa Card?
Chase lists 1% in Disney Rewards Dollars on qualifying purchases for the basic Disney Visa card. Eligible cardmembers can activate 12 months of complimentary DashPass by December 31, 2027, followed by paid renewal, and receive a $10 quarterly eligible non-restaurant DoorDash discount while enrolled through that date. Checked against the basic Disney issuer page September 26, 2026.
What is the annual fee for the Disney Visa Card?
Creddy's catalog lists a $0 annual fee for Disney as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Chase before applying or renewing.
Does the Disney Visa Card come with a welcome bonus?
Welcome offers for Disney can change and may depend on your application or account history. Check Chase's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Disney Visa Card?
Disney may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Disney Visa Card compare to other Chase cards?
Compare Disney with other Chase cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.