Chase Ink Cash

Earn $750 in bonus cash back by spending $6,000 on purchases within the first 3 months of opening your account. If you also hold a Chase card that earns Ultimate Rewards points, you can transfer this cash back to that account as 75,000 points.

Earn 5x Ultimate Rewards points on purchases at office supply stores and on cell phone, cable, and internet bills. The 5x rate applies to the first $25,000 in combined spending per account anniversary year, then drops to 1x.

Pay for Lyft rides with your card and earn 5x Ultimate Rewards points per dollar spent. Link your card in the Lyft app to ensure the bonus applies automatically. This elevated rate is available through September 30, 2027.

Earn 2x Ultimate Rewards points on gas station and restaurant purchases. This applies to the first $25,000 in combined spending across both categories each account anniversary year, then drops to 1x. Requires pairing with a card that earns Ultimate Rewards to access points.

Every purchase that doesn't qualify for a higher bonus rate earns 1% cash back. There's no cap on how much you can earn at this rate, so it applies to all your everyday spending that falls outside the top categories.

Get $20 back each month on Instacart purchases when you pay with your card through the Instacart app or website. Credits are applied automatically, reset monthly, and do not carry over to the next month.

When renting a car for business purposes, you get primary collision damage waiver coverage — so you don't have to go through your personal auto insurance first. Charge the full rental to your card to activate coverage for theft and collision damage on rentals in the U.S. and abroad.

Provides accidental death and dismemberment coverage up to $500,000 when travel is purchased with your card. Review your benefits guide for the full schedule of covered losses and eligibility details, as specific conditions apply.

Adds one extra year to eligible U.S. manufacturer's warranties of three years or less on items purchased with your card. No enrollment is needed at checkout, but keep your receipt and original warranty documents in case you need to file a claim later.

Items you buy with your card are covered against damage or theft for 120 days from the purchase date. Coverage maxes out at $10,000 per claim and $50,000 per account. If something is stolen or damaged, file a claim with the benefits administrator and provide proof of purchase.

While traveling anywhere in the world, you can call a Benefit Administrator who can connect you with medical or legal referrals and other emergency assistance. Referrals are provided at no cost, though you are responsible for any fees tied to the actual services you receive.

Receive a complimentary 3-month Instacart+ membership, which includes free delivery on eligible orders and other member perks. Activate through your card benefits portal before December 31, 2027 to use this offer.

Issue cards to your employees at no additional cost and earn cash back on their eligible purchases. You can set individual spending limits for each card to help manage and monitor business expenses.

A 3% fee is charged on every transaction processed by a non-U.S. merchant, whether made in person abroad or online. Keep this cost in mind when traveling internationally or purchasing from foreign vendors.