Marriott Bonvoy Bold

Spend $1,000 on eligible purchases within the first 3 months of opening your account and you'll receive 30,000 Marriott Bonvoy bonus points. Those points can be put toward free hotel nights, flights, or other redemptions through the Marriott Bonvoy program.

You can earn up to 14X total Marriott Bonvoy points per $1 at participating Marriott hotels. This combined rate stacks the card's 3X earn rate with the 10 base points and any elite status bonus points you receive through your Marriott Bonvoy membership.

Earn 2X Marriott Bonvoy points per $1 spent at grocery stores. Points post automatically when you use your card at eligible grocery retailers.

Earn 2X Marriott Bonvoy points per $1 spent on select streaming services and internet, cable, and phone bills. Points post automatically when you pay eligible providers with your card. Not all providers may qualify as select services.

Earn 2X Marriott Bonvoy points per $1 spent on rideshare services and select food delivery apps. Points post automatically — note that not all delivery platforms may qualify, so check current eligible merchants.

Every eligible purchase that doesn't qualify for a higher bonus category earns 1 Marriott Bonvoy point per $1. Points go straight into your Marriott Bonvoy account and can be used for hotel stays, travel, and other redemptions.

Use your Marriott Bonvoy points to get a statement credit covering airline tickets booked directly with airlines or stays at Marriott Bonvoy hotels. Redeem through the Pay Yourself Back portal after making the qualifying purchase. You can redeem up to $750 in total credits per year.

Get $10 off one non-restaurant DoorDash order each calendar quarter. To use it, activate your complimentary DashPass membership first — the discount applies automatically at checkout. You must stay enrolled in DashPass to keep receiving the quarterly discount.

Cardmembers receive Marriott Bonvoy Silver Elite status automatically each year, with no hotel nights required to qualify. Silver status comes with a 10% bonus on points earned during hotel stays, priority late checkout when available, and other Bonvoy member benefits. Status remains active as long as your account stays open and in good standing.

Earn 5 Elite Night Credits each calendar year toward Marriott Bonvoy Elite Status, regardless of how many nights you actually stay. These credits count the same as nights spent at a Marriott property and help you reach or maintain a higher status tier.

Covers the cost to repair or replace checked or carry-on bags that are lost, damaged, or stolen during a covered trip. Each covered traveler can get up to $3,000 in reimbursement. Pay for the trip with your card to activate coverage.

Covers essential purchases like toiletries and clothing when your checked baggage is delayed more than 6 hours. You get up to $100 per day for up to 5 days. Pay for the trip with your card to be eligible.

Covers unreimbursed expenses like meals and lodging when your common carrier trip is delayed more than 12 hours or requires an overnight stay. Each covered traveler can get up to $500. Pay for the trip with your card to be eligible.

Covers new purchases against damage or theft for 120 days from the purchase date. You can get up to $500 per claim. Pay with your card to be eligible.

Get 24/7 phone access to a personal concierge who can help with event tickets, dinner reservations, gift ideas, and more. Call anytime through the Visa Signature Concierge line — there's no extra charge for the service itself, though purchases you make are billed separately.

Pay no additional fees on purchases made outside the United States. Use your card abroad without worrying about the typical 1–3% foreign transaction fee that many cards charge.