Marriott Bonvoy Boundless

Earn a Free Night Award — valid at properties up to 50,000 points — when you spend $4,000 on eligible purchases within the first 4 months of opening your account. The award is credited to your Marriott Bonvoy account and redeemable through the app or website. This is a one-time welcome offer.

New cardholders can earn up to $100 back as a statement credit on eligible airline purchases in 2026. Spend $250 on airfare between January 1 and June 30 to get a $50 credit, then spend another $250 between July 1 and December 31 for a second $50 credit.

Earn 6 Marriott Bonvoy points per $1 when you pay with this card at participating Marriott Bonvoy hotels. This card-based rate stacks with points earned through your Marriott Bonvoy membership and elite status, pushing your total potential to 17X per $1.

Earn 3 Marriott Bonvoy points per $1 at gas stations, grocery stores, and restaurants. This rate applies to a combined $6,000 in spending across all three categories each calendar year; purchases beyond that cap earn the standard 2X rate.

Earn 2 Marriott Bonvoy points per $1 on every purchase that doesn't qualify for a higher bonus category. There's no cap on earnings at this rate, and points stay active as long as you make a card purchase at least once every 24 months.

Every card anniversary, you receive a Free Night Award certificate redeemable for a one-night stay at Marriott Bonvoy properties priced at up to 35,000 points per night. The certificate is valid for one year from the date it's issued, so plan your stay accordingly.

Get $10 back each month as a statement credit on eligible Instacart purchases charged to your card, for up to $120 per year. Credits are applied automatically but don't carry over, so use each month's $10 credit before the month ends.

Earn up to $100 in statement credits on eligible airline purchases in 2026, split into two $50 credits. To trigger each $50 credit, spend at least $250 directly with airlines in that half of the year — January through June, and July through December.

Receive a complimentary 3-month Instacart+ membership, which includes unlimited free delivery on orders over $35 and reduced service fees. Activate the membership through Instacart using your card by December 31, 2027.

Each year after your account anniversary, you get a Free Night Award valid for a one-night stay at any Marriott Bonvoy property with a redemption level up to 35,000 points. Redeem it through the Marriott Bonvoy app or website. Note that some properties charge resort fees even when using the award.

Get 15 Elite Night Credits added to your Marriott Bonvoy account each calendar year automatically as a cardmember. These credits count toward reaching higher Elite Status tiers alongside nights you actually stay. Credits are awarded once per calendar year regardless of spend.

You automatically hold Marriott Bonvoy Silver Elite Status every calendar year just by being a cardmember. Silver Elite perks include bonus points on stays, late checkout, and a dedicated reservations line. No minimum spend or night stays required to maintain it.

Spend $35,000 on card purchases in a calendar year and you'll unlock Marriott Bonvoy Gold Elite status. Gold Elite perks include a 25% points bonus on stays, room upgrades when available, and 2 p.m. late checkout. The spending threshold resets each account year.

Earn 1 additional Elite Night Credit toward Marriott Bonvoy Elite Status for every $5,000 you spend on the card. These credits stack with your annual 15 automatic credits and any nights from actual hotel stays, helping you reach higher status tiers faster.

Covers unreimbursed expenses such as meals and lodging when your common carrier travel is delayed more than 12 hours or requires an overnight stay. Pay for your trip with the card to be eligible. You get up to $500 per covered traveler per trip.

Get reimbursed up to $100 per day for essential purchases like toiletries and clothing when your checked baggage is delayed more than 6 hours. Charge your travel to the card to be covered. Reimbursement lasts up to 5 days per delay.

Covers the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen on a covered trip. Use the card to pay for your common carrier fare to activate coverage. You get up to $3,000 per covered traveler.

Protects eligible new purchases against damage or theft for 120 days from the date of purchase. Buy the item with your card — no separate enrollment needed. Coverage is capped at $500 per item.

Reach a live Visa Signature Concierge agent 24 hours a day, 7 days a week for help with event tickets, dinner reservations, and gift sourcing. Call the number on the back of your card to connect. The service is complimentary, though costs for tickets or other purchases are yours to pay.

There's no foreign transaction fee on purchases made outside the U.S. You can use your card internationally without paying an extra percentage on each transaction — just use it as you normally would at home.