Wyndham Rewards Earner Plus Benefits, Credits & Annual Fee

• Meal Delivery Services Credit$25 / 6moTrackable

  Get statement credits for qualifying meal delivery purchases made with your card. Credits match qualifying purchases up to $25 every six months, with a maximum of $50 per calendar year. Unused credit from one six-month period does not increase the next period’s $25 limit.

  Resets: Twice a yearChecked Oct 7, 2026

Travel Benefits

• 15% Discount on Qualifying Point Purchases15% / yr

  Enjoy a 15% discount (or best available offer) on qualifying point purchases. Purchases of fewer than 3,000 points in a single transaction do not qualify. Annual purchase cap 100,000 points per calendar year per member terms.

  Checked Sep 14, 2026
• Cardmember Rate on Paid Stays

  As a cardholder, you get access to a special discounted rate on paid nights at Wyndham properties that is not available to the general public. Book through Wyndham's official channels to ensure the rate is applied. Availability can vary by property and dates.

  Checked Jul 4, 2026
• Free Night After Five Qualifying Nights30,000 pts / yrTrackable

  Earn 30,000 Wyndham Rewards points after completing five qualifying nights at 6X properties; the nights may be across multiple stays. Book and pay for the stays with your card. Points arrive about two to four weeks after the fifth night, with a limit of 30,000 points per calendar year.

  Resets: Calendar yearChecked Oct 7, 2026
• Go Free Award Stay Discount

  When you redeem Wyndham Rewards points for a Go Free award night, you receive 10% off the points required. This discount applies at participating properties and is applied automatically at booking. It only applies to Go Free point redemptions, not paid rates.

  Checked Jul 4, 2026

Hotel Status

• Automatic Wyndham Rewards Diamond then Platinum Status

  Get Wyndham Rewards Diamond status in your primary cardmember rewards account for the first 12 months. Use your Wyndham Rewards membership when staying at participating properties to access the benefits associated with that level. After the first 12 months, your card-provided status changes to Platinum.

  Checked Oct 7, 2026

Bonus Earnings

• 1x Points on Other Purchases1x points

  Earn 1 point per $1 spent on all other purchases (excluding Wyndham Vacation Club down payments).

  Checked Oct 1, 2026
• 4X Points on Wyndham Destinations Purchases4x points

  Earn 4 points per $1 on qualifying Wyndham Destinations purchases. Use your card at participating Club Wyndham, WorldMark by Wyndham, Margaritaville Vacation Club, or Shell Vacations Club properties, or for eligible maintenance fees and timeshare loan payments. Properties in Trademark Collection by Wyndham are excluded from the participating-property category.

  Checked Oct 9, 2026
• 6x Points at Hotels by Wyndham6x points

  Earn 6 points per $1 spent on eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles.

  Checked Oct 1, 2026
• 4x Points on Dining, Grocery, and Travel4x points

  Earn 4 points per $1 on eligible dining, grocery store purchases (excluding Target and Walmart), and travel purchases.

  Checked Oct 1, 2026
• 15,000 Anniversary Bonus Points15,000 pts / yrTrackable

  Receive 15,000 bonus points each anniversary year after payment of your annual fee.

  Resets: Card anniversaryChecked Sep 14, 2026

Dining Benefits

• Dine Out with Wyndham Rewards Enrollment

  Get access to Dine Out with Wyndham Rewards enrollment as a cardmember. You may be enrolled automatically; check your enrollment and the program’s dining details at dineout.wyndhamrewards.com. Participation is subject to the Dine Out with Wyndham Rewards terms.

  Checked Oct 7, 2026

Purchase Protection

• $0 Fraud Liability Protection

  If unauthorized charges appear on your account, you owe nothing on those transactions. Simply report the suspicious activity to Barclays promptly and the fraudulent charges are covered. You bear no financial responsibility as long as you flag the issue in a timely manner.

  Checked Oct 9, 2026

Fees & Miscellaneous

• Points Payback Statement Credit Redemption

  Use Wyndham Rewards points for a statement credit against a recent card purchase. Choose Points Payback redemption for a purchase made with your card, and the credit is applied to your card account. Only purchases from the last 90 days qualify.

  Checked Oct 7, 2026
• No Foreign Transaction Fees

  This card charges no fees on purchases made outside the U.S., whether you're traveling abroad or shopping on international websites. Many cards add a surcharge of 1-3% on such transactions, so this perk keeps your costs down when spending internationally.

  Checked Jul 4, 2026