Expedia One Key+

Spend $3,000 on purchases within the first 3 months of opening your account to earn $350 in OneKeyCash. The bonus posts to your One Key account within 1-2 billing periods after it is earned. OneKeyCash can be applied at checkout on Expedia, Hotels.com, or Vrbo toward flights, hotels, or vacation packages.

Earn 3% back in OneKeyCash on purchases at gas stations and grocery stores, and on dining. OneKeyCash can be redeemed on eligible bookings across Expedia, Hotels.com, and Vrbo. Merchant category codes determine eligibility, so not all gas, grocery, or dining purchases may qualify.

Earn 1.5% back in OneKeyCash on everyday purchases that don't fall into a bonus category. OneKeyCash can be used toward eligible bookings on Expedia, Hotels.com, and Vrbo. There's no cap on how much you can earn.

Each year on your card anniversary, $100 in OneKeyCash is automatically deposited into your One Key account. You can put it toward flights, hotels, or vacation rentals on Expedia, Hotels.com, or Vrbo. No minimum spending threshold is required to receive it.

Charge your Global Entry ($120) or TSA PreCheck (around $85) application fee to the card and receive a statement credit of up to $120. The credit is applied automatically — no manual submission needed. This benefit can be used once every four years, aligning with typical program renewal cycles.

Simply holding this card gives you One Key Gold status automatically — no travel spending required. Gold unlocks perks like member prices and enhanced OneKeyCash earning rates on Expedia, Hotels.com, and Vrbo. Status stays active as long as your card account remains open and in good standing.

Covers up to $50,000 in damage or theft on an eligible rental car when you pay the full rental cost with the card. This is primary coverage — meaning it kicks in before your personal auto insurance — except for New York residents, where it is secondary.

Pay for your entire rental with this card and decline the rental company's collision damage waiver to get primary coverage for damage or theft — meaning you don't need to involve your personal auto insurance first. Reimbursement is available for up to $50,000 in covered losses. Certain vehicle types, such as exotic cars, may not qualify.

Reimburses the nonrefundable cost of your common carrier fare if your trip is canceled or cut short for a covered reason. Book your travel with the card to be eligible. Coverage applies only to qualifying reasons, so review your benefit guide for what counts.

Provides up to $1,000,000 in accidental death and dismemberment coverage when traveling on a common carrier. Purchase your airline or other common carrier ticket with the card to activate coverage. Benefits vary by type of loss, so check your benefit guide for the full schedule.

Pay your monthly cell phone bill with this card to activate coverage against theft or accidental damage. Each approved claim reimburses up to $1,000 for repair or replacement costs, minus a $25 deductible. You can file up to two claims per 12-month period.

Pay no foreign transaction fees on purchases converted to U.S. dollars when you use your card abroad. This applies automatically — no enrollment needed. The benefit only applies to currency conversion fees; other card fees may still apply.