Wells Fargo
Choice Privileges
No annual fee
The no-annual-fee Choice Privileges Mastercard is best for Choice Hotels loyalists who want to earn points on hotel stays and everyday spending like gas, groceries, and home improvement, while getting automatic Gold Elite status each year.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels | 5x |
Benefits
Welcome Bonus
- Welcome Bonus – Wells Fargo Choice Privileges Mastercard Select50,000 pts
Spend $3,000 on purchases within your first 3 months of account opening and earn 60,000 bonus Choice Privileges points. Those points can be used for free nights at Choice Hotels properties and other redemptions through the Choice Privileges program.
Bonus Earnings
- 5X Points on Choice Hotels Stays and Choice Privileges Point Purchases
Earn 5 points per dollar on stays at participating Choice Hotels properties. The same rate applies when you purchase Choice Privileges points directly.
Resets: Yearly - 3X Points on Gas, Grocery, Home Improvement, and Phone Plan Purchases
Earn 3 points per dollar at gas stations, grocery stores, and home improvement stores, and on phone plan services. Use your Choice Privileges Mastercard at these categories to rack up points on everyday spending.
Resets: Yearly
Hotel Status
- Automatic Gold Elite Membership
Get automatic Choice Privileges Gold Elite status each calendar year just by holding the Choice Privileges Mastercard. The card credits your account with 10 Elite Qualifying Nights annually, enough to secure Gold Elite standing without any additional hotel stays required.
Resets: Yearly
Purchase Protection
- Cellular Telephone Protection
Covers your cell phone against damage or theft, up to $800 per claim. To qualify, pay your monthly cell phone bill with your Choice Privileges Select Mastercard. Each claim requires a $25 deductible.
Resets: Yearly