
Wells Fargo
Choice Privileges Select
$95 / yr
A co-branded hotel card for loyal Choice Hotels guests, offering 10x points on Choice Hotels stays, automatic Platinum Elite status, a 30,000-point anniversary bonus, and a $120 Global Entry/TSA PreCheck credit — all for a $95 annual fee.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels | 10x | |
| Everything else | 1x |
Benefits
Welcome Bonus
- Anniversary Bonus Points30,000 pts / yr
Get 30,000 bonus Choice Privileges points each year on your account anniversary. Those points are enough to redeem up to 3 reward nights at Choice Hotels properties. Additional fees and terms may apply at redemption.
Resets: Yearly
Bonus Earnings
- 10X Points on Choice Hotels Stays
Earn 10 points per $1 spent on stays at participating Choice Hotels properties and on Choice Privileges point purchases. Points can be redeemed for reward nights and other perks through the Choice Privileges program. Earning rate applies to participating properties only.
Resets: Yearly - 5X Points on Gas, Groceries, Home Improvement, and Phone Plans
Earn 5 points per $1 spent at gas stations, grocery stores, and home improvement stores, and on phone plan services. This rate applies automatically at eligible merchants — no activation needed. All other everyday spending earns at the base rate.
Resets: Yearly - 1X Points on Other Purchases
Earn 1 point per $1 on every purchase that doesn't qualify for a higher bonus category. Points accumulate in your Choice Privileges account and can be redeemed for reward nights and other options.
Resets: Yearly
Statement Credits
- Trusted Traveler Program Application Fee Credit$120 / 4yrTrackableEnrollment required
Get a statement credit of up to $120 to cover a Global Entry or TSA PreCheck application or renewal fee. Charge the fee to your Choice Privileges Select Mastercard to trigger the reimbursement. You can use this credit once every four years.
Resets: Every 4 years
Hotel Status
- Automatic Platinum Elite Membership
Automatically earn Choice Privileges Platinum Elite status each calendar year just by holding the card. You get 20 Elite Qualifying Nights credited to your account annually, which meets the threshold for Platinum Elite and unlocks its associated benefits.
Resets: Yearly
Purchase Protection
- Cellular Telephone Protection
Covers up to $800 per claim if your cell phone is damaged or stolen. To qualify, pay your monthly cell phone bill with your Choice Privileges Select Mastercard. Each claim has a $25 deductible, and terms apply.
Resets: Yearly
Concierge & Membership
- Mastercard World Elite Benefits
Access a suite of Mastercard World Elite perks, including enhanced security features, a 24/7 concierge service, travel and lifestyle offers, and curated merchant deals. Benefits are available to all Choice Privileges Select Mastercard holders and are managed through Mastercard.
Resets: Yearly
Fees & Miscellaneous
- No Foreign Transaction Fee
Pay no foreign currency conversion fee when you use your card for purchases processed in a currency other than U.S. dollars. This applies automatically anywhere the card is accepted internationally — no opt-in required.
Resets: Yearly