Creddy
Wyndham Rewards Earner credit card

Barclays

Wyndham Rewards Earner Benefits, Credits & Annual Fee

No annual fee · Earns WYNDHAM

A no-annual-fee hotel card for occasional Wyndham travelers. It earns solid points on Wyndham stays and gas, includes automatic Gold status, and offers a discount on award night redemptions.

  • 5xHotels
  • 3xGroceries
  • StatusWyndham Rewards Gold

Maintained by Creddy Editorial · Catalog checked Oct 9, 2026

Wyndham Rewards Earner at a Glance: No Annual Fee, Issuer and Rewards

Annual fee:
No annual fee
Issuer:
Barclays
Rewards:
WYNDHAM

Wyndham Rewards Earner Earning Rates

CategoryRateNotes
Hotels5x
Dining3x
Gas3x
Groceries3x
Everything else1x

Who Should Get the Wyndham Rewards Earner?

The Wyndham Rewards Earner fits people who spend most on hotels (5x) and dining (3x). It has no annual fee, so it costs nothing to keep.

Is the Wyndham Rewards Earner Worth It?

The Wyndham Rewards Earner has no annual fee, so every reward you earn is value you keep. Compare its earning rates with your spending.

Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.

Wyndham Rewards Earner Welcome Bonus

Up to 75,000 Wyndham points: 30,000 purchase bonus plus 45,000 hotel-spend bonus

Offer history

  • Sep 7Up to 75,000 Wyndham points: 30,000 purchase bonus plus 45,000 hotel-spend bonus
  • Jun 23Up to 75,000 bonus points
  • Jan 1930,000 bonus points

Tracked since Oct 2024

Wyndham Rewards Earner Statement Credits and When They Reset

Creddy's catalog lists no statement credits for the Wyndham Rewards Earner. Its value comes from its rewards and other benefits on this page.

Wyndham Rewards Earner Travel Benefits

Travel Benefits

  • 10% Fewer Points on Free Night Redemptions10% / yr

    Redeem 10% fewer Wyndham Rewards points for free nights at participating properties, which means free nights can start at lower point levels (for example 6,750 points where applicable).

    Checked Sep 14, 2026
  • Cardmember Rate on Paid Stays

    Cardholders get access to a special discounted rate on paid Wyndham hotel stays. Additionally, when redeeming points for a Go Free award stay, you receive a 10% discount on the points required. Book directly through Wyndham to access these rates.

    Checked Jul 4, 2026

Hotel Status

  • Automatic Wyndham Rewards Gold Status

    Simply holding the card grants you Wyndham Rewards Gold status with no qualifying stays required. Gold perks include a 10% points bonus on stays, preferred room selection, complimentary in-room Wi-Fi, and late checkout.

    Checked Jul 4, 2026

More Wyndham Rewards Earner Card Benefits

Bonus Earnings

  • 3X Points on Grocery Stores (excluding Target and Walmart)3x points

    Earn 3 points per $1 on eligible Vacation Club, dining, and grocery store purchases. Just pay with your card. Purchases at Target and Walmart are excluded, even when they're grocery items.

    Checked Oct 9, 2026
  • 3X Points on Wyndham Destinations Purchases3x points

    Earn 3 points per $1 on qualifying Wyndham Destinations purchases. Use your card for eligible charges at participating Club Wyndham, WorldMark by Wyndham, Margaritaville Vacation Club, or Shell Vacations Club properties, or for qualifying maintenance fees and timeshare loan payments. Properties in Trademark Collection by Wyndham are excluded.

    Checked Oct 9, 2026
  • 5X Wyndham Rewards Points at Hotels by Wyndham5x points

    Earn 5 points per $1 on eligible purchases at Hotels by Wyndham including Wyndham Travel Bundles.

    Checked Oct 1, 2026
  • 1X Wyndham Rewards Points on Other Purchases1x points

    Earn 1 point per $1 on all other purchases (excluding Wyndham Vacation Club down payments).

    Checked Oct 1, 2026
  • Anniversary Bonus Points (Spend-Based)7,500 pts / yrTrackableMin spend $15,000

    Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases.

    Resets: Card anniversaryChecked Oct 7, 2026

Purchase Protection

  • $0 Fraud Liability Protection

    If an unauthorized charge appears on your account, you owe nothing as long as you report it promptly. This zero-liability protection means fraudulent transactions won't come out of your pocket.

    Checked Oct 7, 2026

Concierge & Membership

  • Dine Out with Wyndham Rewards Enrollment

    You may be automatically enrolled in Dine Out with Wyndham Rewards. Check your enrollment and the program’s dining offers at dineout.wyndhamrewards.com before participating. Enrollment and participation are subject to the Dine Out with Wyndham Rewards terms, and automatic enrollment is not guaranteed.

    Checked Oct 7, 2026

Fees & Miscellaneous

  • No Annual Fee

    The card has a $0 annual fee. Keep your account open without paying a yearly card membership charge. Other charges, such as interest or transaction fees, may still apply depending on how you use the card.

    Checked Oct 7, 2026
  • No Foreign Transaction Fees

    This card charges no fees on purchases made outside the U.S., whether you're traveling internationally or shopping on a foreign website. You pay only the purchase price with no added currency conversion surcharge.

    Checked Jul 4, 2026
Cards with similar benefits:Annual Free Night AwardsGrocery & Delivery Credits
Best cards for:DiningGroceriesGasHotels

Wyndham Rewards Earner vs Other Barclays Cards

Related credit card guides

Wyndham Rewards Earner FAQs

Is the Wyndham Rewards Earner Card worth the annual fee?

Compare Wyndham Rewards Earner's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.

Which benefits does Creddy list for Wyndham Rewards Earner Card?

Creddy's September 26, 2026 catalog lists Anniversary Bonus Points (Spend-Based) for Wyndham Rewards Earner. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with Barclays. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.

What is the annual fee for the Wyndham Rewards Earner Card?

Creddy's catalog lists a $0 annual fee for Wyndham Rewards Earner as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Barclays before applying or renewing.

Does the Wyndham Rewards Earner Card come with a welcome bonus?

Welcome offers for Wyndham Rewards Earner can change and may depend on your application or account history. Check Barclays's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.

Who should get the Wyndham Rewards Earner Card?

Wyndham Rewards Earner may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.

How does the Wyndham Rewards Earner Card compare to other Barclays cards?

Compare Wyndham Rewards Earner with other Barclays cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.