Carnival World

Earn 30,000 bonus FunPoints — worth $300 in onboard credit — early in your card membership. Spend $1,000 on purchases within the first 90 days of account opening to qualify. Returns, credits, and adjustments count against your spending total.

Earn 1 FunPoint per $1 on every purchase that doesn't qualify for a higher earning rate. Points are based on net purchases after returns and adjustments.

Earn 2 FunPoints per $1 spent on purchases from Carnival Cruise Line and affiliated World's Leading Cruise Lines brands. Qualifying brands include AIDA, Costa, Cunard, Holland America Line, Princess Cruises, P&O Cruises Australia, P&O Cruises UK, Seabourn, and Fathom. Points are based on net purchases after returns and adjustments.

Get 10% back as a statement credit when you buy Carnival shore excursions on Carnival.com before your cruise. The credit posts to the same billing statement as the purchase. Taxes and fees on the excursion are not included in the discount.

Covers collision damage or theft on eligible rental cars when you pay for the rental with your card and decline the rental company's own collision waiver. Coverage is secondary to your personal auto insurance in most cases. Your Guide to Benefits details which vehicle types and countries are excluded.

Covers accidental death or dismemberment when you use your card to pay for eligible travel. Coverage applies automatically on qualifying trips paid with the card. Check your Guide to Benefits for coverage limits and full eligibility details.

Reimburses non-refundable trip costs if a covered event forces you to cancel or cut a trip short. Pay for the trip with your card to activate coverage. Review your Guide to Benefits for covered reasons, dollar limits, and exclusions.

Covers reasonable essential purchases — like clothing or toiletries — when your checked baggage is delayed. Use your card to pay for the trip to be eligible. Your Guide to Benefits specifies the delay threshold, per-day limits, and covered expenses.

Move existing debt to this card and pay no interest for 15 months. Balance transfers must be made within 45 days of account opening to get the 0% rate. After 15 months, a variable APR of 18.49%–29.49% applies based on your creditworthiness.

Pay no interest on Carnival cruise bookings charged to your card for 6 billing cycles. After the promotional period ends, a variable APR of 18.49%–29.49% applies to any remaining balance, based on your creditworthiness.

This card charges no annual fee, so you can hold it year after year at no recurring cost. That makes it easy to keep open for Carnival purchases without worrying about offsetting a membership charge.

When you use this card for purchases outside the U.S., no foreign transaction fee is added. This saves you the typical 1–3% surcharge, which is handy whether you're shopping internationally or spending while at a port of call.