Virgin Red Rewards Benefits, Credits & Annual Fee

• Big Spend Bonus - $30K Spend ChoiceTrackableMin spend $30,000

  Reach $30,000 in annual spending and choose two Personal Perks from the same set of Virgin Atlantic, Virgin Hotels, and Virgin Voyages rewards. Each perk can only be selected once, so you'll receive one from two different Virgin brands.

  Resets: Calendar yearChecked Sep 13, 2026

Travel Benefits

• Virgin Personal PerksTrackable

  Choose a Personal Perk from Virgin Atlantic, Virgin Hotels or Virgin Voyages after spending $15,000 on your card annually. Spend $30,000 in the same annual period to select one more. Your choice is limited to the available Personal Perks.

  Checked Oct 7, 2026
• Third Night Free at Virgin Hotels

  Book two consecutive nights at any Virgin Hotel and get the third night free. Book through Virgin Hotels using your card to qualify. This perk is available once per year.

  Checked Jul 4, 2026
• Big Spend Bonus - $15K Spend ChoiceTrackableMin spend $15,000

  Spend $15,000 annually and earn one Personal Perk of your choice from Virgin Atlantic, Virgin Hotels, or Virgin Voyages. Distinct from the additional perk unlocked after $30,000 spend. Modeled on calendar_year; marketing page says annually without defining anniversary vs calendar.

  Resets: Calendar yearChecked Sep 14, 2026

Airline Status

• Virgin Atlantic Tier Points for Monthly Spend25 pts / moTrackableMin spend $2,500

  Earn 25 Virgin Atlantic Tier Points for spending $2,500 per month on the card (aggregate monthly spend, not a single $2,500 charge). Maximum 50 Tier Points per month ($5,000 spend).

  Resets: MonthlyChecked Sep 14, 2026

Bonus Earnings

• 3x Virgin Points on Virgin Atlantic, Virgin Hotels, and Virgin Voyages Purchases3x points

  Earn 3 Virgin Points per $1 spent on purchases with Virgin Atlantic, Virgin Hotels, and Virgin Voyages. Pay directly with your card at any of these three Virgin brands to earn at this rate. All other purchases earn at a lower base rate.

  Checked Oct 1, 2026
• 2x Dining, Grocery, Streaming & EV Charging Earning Rate2x points

  You earn 2 Virgin Points per $1 spent at grocery stores, restaurants, on select streaming services, and at EV charging stations. No activation is needed - points are credited automatically. Check the card's terms to confirm which streaming platforms qualify.

  Checked Oct 1, 2026
• 1x Base Virgin Points on All Other Purchases1x points

  Earn 1 Virgin Point per $1 on every purchase that doesn't qualify for a higher earning category. Use your card anywhere Mastercard is accepted worldwide. There's no cap on points earned at this base rate.

  Checked Sep 14, 2026
• Additional Cardholder Bonus Points10,000 pts

  Earn 2,500 Virgin Points for each additional user you add to your account. Points are credited once per new user added. You can earn up to 10,000 bonus points total across all added users.

  Checked Oct 9, 2026

Fees & Miscellaneous

• No Foreign Transaction Fees

  Pay no foreign transaction fees when you use your card outside the US or for purchases billed in a foreign currency. The fee waiver applies automatically - nothing to activate. This covers both in-person and online international purchases.

  Checked Jul 4, 2026
• Anniversary Bonus Points5,000 pts / yr

  Each year your account renews, 5,000 Virgin Points are automatically added to your Virgin Red account. No special action or spending threshold is required - the points post within one to two statement periods after your anniversary date.

  Checked Jul 4, 2026