Capital One
Kohl's Rewards Visa benefits and annual fee
No annual fee · Earns Cash Back
The Kohl's Rewards Visa is a no-annual-fee store-affiliated card best for frequent Kohl's shoppers, earning 7.5% back on Kohl's purchases, 3% on gas, 2% at grocery stores, and 1% everywhere else Visa is accepted.
Maintained by Creddy Editorial · Catalog checked Sep 14, 2026
Earning rates
Earning rates for this card are coming soon.
How to evaluate this card
Compare the annual fee with benefits you can realistically use. Check enrollment requirements, merchant restrictions, reset timing, and the issuer's current terms before applying. Creddy shows face values for planning, but usable value depends on your account and spending.
Benefits
Bonus Earnings
- 1% Rewards Everywhere Else1% / yr
Earn 1% in rewards everywhere else Visa is accepted with the Kohl's Rewards Visa.
Checked Sep 14, 2026 - 7.5% Rewards Earning at Kohl's7.5%
Earn 7.5% in rewards on eligible purchases at Kohl's every day when you pay with your Kohl's Card. Rewards are issued as Kohl's Cash.
Checked Sep 14, 2026 - 3% Rewards on Gas3% / yr
Earn 3% in rewards on gas purchases with the Kohl's Rewards Visa.
Checked Sep 14, 2026 - 2% Rewards at Grocery Stores2% / yr
Earn 2% in rewards at grocery stores with the Kohl's Rewards Visa.
Checked Sep 14, 2026
Concierge & Membership
- Visa Signature Concierge
Get 24/7 access to a personal concierge who can help with travel bookings, restaurant reservations, event tickets, and more. Call the Visa Signature Concierge line anytime, from anywhere. Emergency and travel assistance services are also included.
Checked Sep 3, 2026
Fees & Miscellaneous
- Special Anniversary Offer
Each year on your card anniversary, Kohl's sends you a special savings offer as a thank-you for being a cardholder. Watch your email or account for the offer around your anniversary date.
Checked Sep 3, 2026 - Monthly Exclusive Savings Opportunities
Get access to savings offers at Kohl's that are available only to Kohl's Card cardholders. New offers are available each month, giving you regular chances to pay less on purchases in-store or online.
Checked Sep 3, 2026 - Most Valued Customer (MVC) Status and Monthly Free ShippingTrackableMin spend $600
Spend $600 at Kohl's in a calendar year (January 1-December 31) to earn Most Valued Customer (MVC) status. MVCs get monthly free shipping opportunities on Kohl's orders. Spending resets each January 1, so you'll need to re-qualify annually.
Resets: Calendar yearChecked Sep 13, 2026 - No Annual Fee
Carrying the Kohl's Rewards Visa costs nothing in annual fees - ever. You keep all the rewards and benefits without paying a yearly membership charge.
Checked Sep 3, 2026
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Kohl's Rewards Visa questions
- Is the Kohl's Rewards Visa worth its annual fee?
- Compare the current annual fee with the benefits and rewards you would actually use. A listed credit has less value if its restrictions do not fit your spending.
- What benefits does the Kohl's Rewards Visa include?
- Creddy currently lists Most Valued Customer (MVC) Status and Monthly Free Shipping. Open the benefit details above and confirm eligibility with Capital One.
- What is the Kohl's Rewards Visa annual fee?
- Creddy's catalog currently lists no annual fee. Confirm current pricing with Capital One before applying or renewing.
- Does the Kohl's Rewards Visa have a welcome offer?
- Offers change and can depend on eligibility. Check Capital One's current application terms for the available bonus, spending requirement and deadline.
- Who might benefit from the Kohl's Rewards Visa?
- It may fit someone whose normal spending matches its earning rates and who can use enough listed benefits to justify the fee. Compare alternatives before applying.
- How does the Kohl's Rewards Visa compare with other Capital One cards?
- Compare annual fees, earning rates and benefits across the Capital One cards in Creddy's catalog. The right choice depends on your spending and which perks you can use.