World of Hyatt Benefits, Credits & Annual Fee

• DoorDash Non-Restaurant Order Discount$10 / qtrTrackableEnrollment required

  Get $10 off one qualifying non-restaurant DoorDash order each calendar quarter. Activate your World of Hyatt Credit Card DashPass membership, then apply the discount at checkout. You must remain enrolled in DashPass to use it.

  Resets: QuarterlyChecked Sep 27, 2026
• DashPass Complimentary MembershipEnrollment required

  Get 12 months of complimentary DashPass for use on DoorDash and Caviar. Activate the membership with your World of Hyatt Credit Card for the first time between February 1, 2025, and December 31, 2027. The 12-month period starts on your first activation date.

  Checked Oct 7, 2026

Travel Benefits

• Additional Free Night with $15,000 SpendTrackableMin spend $15,000

  If you spend $15,000 in a calendar year, earn an extra Category 1-4 Free Night Award. Aggregate calendar-year spend (not a fixed 365-day window). Redeem through World of Hyatt like the anniversary free night.

  Resets: Calendar yearChecked Sep 14, 2026
• Anniversary Free Night AwardTrackable

  One Free Night Award at any Category 1-4 Hyatt hotel or resort each year after your cardmember anniversary. The award is added to your World of Hyatt account and is valid for 12 months from the date it is issued.

  Resets: Card anniversaryChecked Sep 3, 2026
• Free Night Award Resort Fee Waiver

  Get resort, destination or facility fees waived for a redeemed Free Night Award. Redeem the award for a stay at a participating hotel or resort; the waiver applies to that specific award night. Hyatt Residence Club resorts are excluded.

  Checked Sep 27, 2026

Hotel Status

• 5 Tier-Qualifying Night Credits Per Calendar Year

  Get 5 World of Hyatt Tier-Qualifying Night credits added to your account automatically each calendar year, just for being a cardholder. These count toward reaching higher Hyatt elite tiers like Explorist or Globalist.

  Checked May 22, 2026
• Additional Tier-Qualifying Nights for Every $5,000 SpentTrackableMin spend $5,000

  Earn 2 additional Tier-Qualifying Night credits toward Hyatt elite status for every $5,000 you spend on the card. There is no cap, so the more you spend, the faster you can climb to higher status tiers.

  Resets: Calendar yearChecked Sep 13, 2026
• World of Hyatt Discoverist Status

  Get complimentary World of Hyatt Discoverist status, which includes perks like bonus points, preferred rooms, and late checkout at Hyatt properties. Status stays active for as long as your card account remains open.

  Checked May 22, 2026

Rental Car

• Auto Rental Collision Damage Waiver

  Decline the rental company's collision damage waiver and charge the full rental to your card to get coverage for theft and collision damage on most rental vehicles. In the U.S., this is secondary coverage, meaning your personal auto insurance pays first.

  Checked Sep 27, 2026

Travel Insurance

• Trip Cancellation and Interruption Insurance

  Get reimbursed for prepaid, nonrefundable travel expenses if a covered event cancels or cuts short your trip. Covered reasons include sickness and severe weather; reimbursement is limited to $5,000 per covered traveler and $10,000 per trip.

  Checked Oct 7, 2026
• Baggage Delay Insurance

  Get reimbursed up to $100 a day for up to 5 days for essentials like toiletries and clothing if your bags are delayed more than 6 hours. Coverage applies to trips where you paid with your card. Keep your receipts to file a claim.

  Checked Oct 7, 2026
• Lost Luggage Reimbursement

  Get reimbursed for the cost to repair or replace lost, damaged or stolen baggage. Coverage applies to checked and carry-on bags during a covered trip, up to $3,000 per covered traveler.

  Checked Oct 7, 2026

Bonus Earnings

• Up to 5 Base Points per $1 at Hyatt as World of Hyatt Member

  Earn up to 5 base points per eligible $1 spent at Hyatt as a World of Hyatt member. Include your member number when you book or check in. These points are on top of the card's bonus points.

  Checked Oct 7, 2026
• 4x Hyatt Hotel Bonus Points Earning

  Earn 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels. This stacks with your base World of Hyatt member earnings when you pay with the card at participating properties.

  Checked Oct 7, 2026
• 2x Points on Restaurants, Airfare, Transit, and Gym Memberships2x points

  Earn 2 points per $1 at restaurants, on airfare purchased directly through airlines, on local transit and commuting, and on fitness club or gym memberships. Note that airfare booked via third-party sites or travel portals earns only the base 1x rate.

  Checked Sep 30, 2026
• Base Earn Rate on All Other Purchases

  Earn 1 World of Hyatt Bonus Point per $1 spent on all purchases that don't qualify for a higher bonus category. This rate applies automatically with no category registration required.

  Checked Oct 7, 2026

Purchase Protection

• Purchase Protection

  Get coverage against damage or theft for eligible new purchases. Coverage lasts 120 days from purchase and pays up to $500 per item; for New York residents, the coverage period is 90 days.

  Checked Oct 7, 2026

Concierge & Membership

• Visa Signature Concierge Service

  Get 24/7 access to a personal Visa Signature Concierge who can help with event tickets, dinner reservations, gift sourcing, and more. Call anytime - the service is complimentary, though you pay for any goods or tickets arranged on your behalf.

  Checked May 22, 2026

Fees & Miscellaneous

• Points Don't Expire While Account Open

  Your World of Hyatt points won't expire as long as your World of Hyatt Credit Card account stays open. No activity is needed to keep them active.

  Checked Oct 7, 2026
• No Foreign Transaction Fees

  Pay no foreign transaction fees on purchases made outside the United States. Use the card abroad without worrying about the typical 3% fee added by many other cards.

  Checked May 22, 2026