World of Hyatt

Earn 30,000 bonus points after spending $3,000 in your first 3 months. Then earn a second bonus point per $1 (2x instead of 1x) on eligible purchases for up to $15,000 in spend over the first 6 months, unlocking up to 30,000 more points — 60,000 total.

Earn 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels. This stacks with your base World of Hyatt member earnings when you pay with the card at participating properties.

Earn 2 points per $1 at restaurants, on airfare purchased directly through airlines, on local transit and commuting, and on fitness club or gym memberships. Note that airfare booked via third-party sites or travel portals earns only the base 1x rate.

Earn 1 World of Hyatt Bonus Point per $1 spent on all purchases that don't qualify for a higher bonus category. This rate applies automatically with no category registration required.

Get up to $10 off one non-restaurant DoorDash order each calendar quarter — think grocery, convenience, or pet supply deliveries. You must be an active DashPass member to use this discount. Valid through Dec 31, 2027.

Get one year of complimentary DashPass membership, covering unlimited deliveries with $0 delivery fees and lower service fees on eligible DoorDash and Caviar orders. Activate before Dec 31, 2027. After the free year, you're automatically enrolled at the current monthly rate unless you cancel.

Earn a second free night at any Category 1–4 Hyatt hotel or resort by spending $15,000 on the card in a calendar year. Redeem through World of Hyatt the same way as the annual anniversary award. The spending threshold resets each calendar year.

Get 5 World of Hyatt Tier-Qualifying Night credits added to your account automatically each calendar year, just for being a cardholder. These count toward reaching higher Hyatt elite tiers like Explorist or Globalist.

Earn 2 additional Tier-Qualifying Night credits toward Hyatt elite status for every $5,000 you spend on the card. There's no cap, so the more you spend, the faster you can climb to higher status tiers.

Get complimentary World of Hyatt Discoverist status, which includes perks like bonus points, preferred rooms, and late checkout at Hyatt properties. Status stays active for as long as your card account remains open.

Decline the rental company's collision damage waiver and charge the full rental to your card to get coverage for theft and collision damage on most rental vehicles. In the U.S., this is secondary coverage, meaning your personal auto insurance pays first.

Get 24/7 access to a personal Visa Signature Concierge who can help with event tickets, dinner reservations, gift sourcing, and more. Call anytime — the service is complimentary, though you pay for any goods or tickets arranged on your behalf.

Pay no foreign transaction fees on purchases made outside the United States. Use the card abroad without worrying about the typical 3% fee added by many other cards.