Capital One VentureOne

Get 20,000 bonus miles as a one-time welcome offer. Spend at least $500 on purchases in the first 3 months after enrolling in the rewards program to qualify. The 3-month window starts on your rewards membership enrollment date, not your card open date.

Earn 1.25 miles for every dollar spent on everyday purchases. Miles accrue on net purchases, meaning returns and credits are subtracted before miles are calculated. This base rate applies to all eligible spending that doesn't qualify for a higher bonus category.

Earn 5 miles per dollar on hotels, vacation rentals, and rental cars when you book through Capital One Travel. Use your VentureOne card at checkout on the Capital One Travel portal to trigger the bonus rate. Flights and other travel categories booked there do not earn the 5x rate.

Set a price alert on Capital One Travel and get notified whenever fares drop on your chosen flight. Monitoring runs around the clock so you catch price changes at any time of day. Use it to decide the best time to book or rebook at a lower fare.

Add a cancel-for-any-reason option when booking a flight through Capital One Travel. If plans change, cancel up to 3 hours before your scheduled departure and get back most of your booking cost. This is an optional add-on at booking, not an automatic benefit.

As a World Elite Mastercard, this card comes with a suite of travel protections, shopping perks, and curated offers through the Mastercard network. You can browse and activate available benefits through the Mastercard World Elite portal, though specific offers may vary by merchant and change over time.

When you're away from home and something goes wrong, you can call a 24/7 assistance line for help with medical referrals, legal referrals, and other travel-related emergencies. The service connects you with resources — but any costs charged by third-party providers are your responsibility.

Pay 0% APR on purchases and balance transfers for the first 15 months your account is open. After the intro period ends, the standard variable APR applies to any remaining balance. Make sure to check the go-to rate before carrying a balance past the 15-month window.