Capital One Spark 1.5% Cash Select

Earn a one-time $750 cash bonus after spending $6,000 on purchases within the first 3 months of opening your account. The bonus posts after you meet the spending threshold. Spending must occur within that 3-month window to qualify.

Earn 5% cash back on hotels and rental cars when you book through the Capital One Business Travel portal. This rate applies only to bookings made through that portal — hotels or rentals booked elsewhere earn the standard 1.5% rate.

Earn 1.5% cash back on every purchase you make for your business. There are no category restrictions, spending caps, or limits on how much you can earn. Cash back is unlimited and applies everywhere the card is accepted.

Get roadside help when your vehicle breaks down, including jump-starts, tire changes, and towing. Call the number on the back of your card to request service. Coverage applies to auto-related emergencies while you're on the road.

Get an extended warranty on eligible items you buy with your card, adding coverage beyond the manufacturer's original warranty. Pay for the purchase with your card to activate the protection. Check your card benefits guide for eligible product categories and maximum coverage terms.

You're not responsible for unauthorized charges if your card is lost or stolen. Report the loss and get an emergency replacement card and a cash advance to cover immediate needs. Zero fraud liability applies as long as you report the issue promptly.

Pay no foreign transaction fees on purchases made outside the United States. This applies to all international purchases, so the price you see is the price you pay — no extra percentage added at checkout.

There is no annual fee to carry this card. You keep all the cash back you earn without an annual cost offsetting your rewards.