Air France KLM World Elite

Earn 50,000 bonus miles and 100 Experience Points (XP) as a welcome offer. Spend $2,000 or more on purchases within the first 90 days of opening your account to unlock both rewards.

Earn 3 miles per $1 spent on Air France, KLM, and SkyTeam member airline purchases. Book directly with the airline or through eligible channels to ensure purchases qualify for the bonus rate.

Earn 3 miles per $1 spent on eligible dining purchases worldwide. Restaurants, cafes, and similar food-service merchants typically qualify — bars or food delivery apps may vary.

Earn 1.5 miles per $1 on every purchase that doesn't fall into a higher bonus category. This rate applies automatically to all other eligible spending with no cap on how much you can earn.

Earn an extra 80 XP on your account anniversary when you spend at least $15,000 during the anniversary year, bringing your total anniversary XP to 100. XP contribute to your Flying Blue status level.

Earn an additional 60 XP on your account anniversary when you spend at least $25,000 during the anniversary year, stacking to a total of 160 XP for the year. You must also hit the $15,000 tier to reach this total.

Get 20 Experience Points (XP) added to your Flying Blue account each year on your card anniversary. XP count toward Flying Blue status tiers, and this base amount posts automatically with no minimum spend required.

Get 5,000 bonus miles added to your account every year on your anniversary date. No action needed beyond normal card use — just spend at least $50 on purchases during your anniversary year to qualify.

This card charges an $89 annual fee, billed when you open your account and again each year at renewal. The fee is not waived in the first year.

The card adds no foreign transaction fees when you use it outside the U.S. or on international websites, so you avoid the extra 2–3% surcharge that many other cards tack on to international purchases.