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US Bank Shopper Cash Rewards card art

US Bank

US Bank Shopper Cash Rewards

$95 / yr (waived year 1)

The U.S. Bank Shopper Cash Rewards card is a cash-back card built for loyal shoppers, offering 6% back at two retailers you choose and 3% on a selected everyday category. It carries a $95 annual fee after the first year.

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Earning rates

CategoryRateNotes
Dining4x

Benefits

Welcome Bonus

  • Cash Back Welcome Bonus — U.S. Bank Cash+ Visa Signature20,000 pts

    Earn 20,000 bonus points when you open a new U.S. Bank Altitude Go Visa Signature Card. Spend $1,000 or more in eligible net purchases within 90 days of account opening to receive them. This is a one-time offer available only to new cardholders.

Bonus Earnings

  • 6% Cash Back at Chosen Retailers6% / qtr

    Select any two retailers through your account or the app, and earn 6% cash back when you shop there. The 6% rate covers up to $1,500 in combined purchases across both chosen retailers each quarter, so it's worth picking stores where you spend the most.

    Resets: Quarterly
  • 4X Points on Dining — U.S. Bank Altitude Go

    Earn 4X points on dining, takeout, and restaurant delivery with your Altitude Go card. The 4X rate applies to your first $2,000 in qualifying purchases each quarter, after which the standard earn rate kicks in.

    Resets: Quarterly
  • 3% Cash Back on Everyday Category3% / qtr

    Each quarter, pick one everyday spending category — options include wholesale clubs, gas and EV charging stations, or bills and utilities — and earn 3% cash back on purchases in that category. The bonus rate applies to the first $1,500 spent in that category per quarter.

    Resets: Quarterly

Statement Credits

  • Annual Streaming Service Credit — U.S. Bank Altitude Go Secured$15 / yrTrackable

    Get a $15 statement credit each year toward eligible streaming services like Netflix, Hulu, and Apple Music. Use your Altitude Go Secured card for 11 consecutive months of streaming purchases, and the credit posts automatically within 2 billing cycles. Your account must be in good standing (not past due or over limit) to qualify.

    Resets: Yearly
Cards with similar benefits:Streaming & Entertainment Credits
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