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Head to head

Amex Blue Cash Preferred vs Capital One Spark 2% Cash Plus

Amex Blue Cash Preferred card art

American Express

Amex Blue Cash Preferred

$95 / yr (waived year 1)

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  • Disney Streaming Statement Credit$10 / mo
Capital One Spark 2% Cash Plus card art

Capital One

Capital One Spark 2% Cash Plus

$150 / yr

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  • Annual Fee Refund for High Spend$150 / yr

Earning rates

CategoryAmex Blue Cash PreferredCapital One Spark 2% Cash Plus
Streaming6%
Travel general5x
Everything else1%2x