Creddy

Creddy may earn a commission when you apply through our links. This does not affect our rankings, which are based on the published value of each card's benefits. Full disclosure

Head to head

Amex Blue Cash Preferred vs Citi Simplicity

Amex Blue Cash Preferred card art

American Express

Amex Blue Cash Preferred

$95 / yr (waived year 1)

Apply nowWe may earn a commission — see disclosure
  • Disney Streaming Statement Credit$10 / mo
Citi Simplicity card art

Citi

Citi Simplicity

No annual fee

Apply nowWe may earn a commission — see disclosure

Earning rates

CategoryAmex Blue Cash PreferredCiti Simplicity
Streaming6%
Everything else1%