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Head to head

Amex Blue Cash Preferred vs Chase Sapphire Reserve

Amex Blue Cash Preferred card art

American Express

Amex Blue Cash Preferred

$95 / yr (waived year 1)

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  • Disney Streaming Statement Credit$10 / mo
Chase Sapphire Reserve card art

Chase

Chase Sapphire Reserve

$795 / yr

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  • Annual Travel Credit$300 / yr
  • The Edit by Chase Travel Statement Credit$250 / 6mo
  • Select Chase Travel Hotels Credit$250 / yr
  • Apple TV+ and Apple Music Subscription$250 / yr
  • Monthly Lyft Credit$10 / mo
  • Sapphire Reserve Exclusive Tables Dining Credit$150 / 6mo
  • Monthly DoorDash Non-Restaurant Promo Credits$20 / mo
  • Big Spend Southwest Airlines Chase Travel Credit$500 / yr

Earning rates

CategoryAmex Blue Cash PreferredChase Sapphire Reserve
Dining3x
Rideshare5x
Streaming6%
Travel general8x
Everything else1%1x