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Head to head

Amex Blue Cash Preferred vs United Club

Amex Blue Cash Preferred card art

American Express

Amex Blue Cash Preferred

$95 / yr (waived year 1)

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  • Disney Streaming Statement Credit$10 / mo
United Club card art

Chase

United Club

$695 / yr

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  • Global Entry / TSA PreCheck / NEXUS Application Fee Credit$120 / 4yr
  • Avis and Budget Car Rental TravelBank Credit$100 / yr
  • Renowned Hotels and Resorts Hotel Credit$200 / yr
  • Rideshare Credit$150 / yr
  • Instacart Statement Credit$130 / yr
  • JSX Statement Credit$200 / yr

Earning rates

CategoryAmex Blue Cash PreferredUnited Club
Dining2x
Flights11x
Hotels5x
Streaming6%
Everything else1%