As of November 3, 2026, several credit card transfer bonuses are reported to be live: Chase Ultimate Rewards to IHG One Rewards at 80%, Chase to Wyndham Rewards at 30%, Chase to three Avios programs at 30%, Capital One to Flying Blue at 20% and American Express Membership Rewards to Virgin Atlantic Flying Club at 30%. This guide lays out the reported end dates and how to decide whether any of these transfer bonuses is worth using.
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Chase transfer bonuses: IHG, Wyndham and Avios
Chase Ultimate Rewards holds three of the five reported offers. The biggest is the 80% bonus to IHG One Rewards, which turns 1,000 Chase points into 1,800 IHG points and is reported to run through December 3, 2026. The same date is reported for a 30% bonus to Wyndham Rewards. A separate 30% bonus applies to three Avios programs, British Airways Club, Iberia Club and Aer Lingus AerClub, and is reported to end a little earlier, on December 1, 2026.
Hotel points are generally worth less than Chase's own points, so even a headline 80% bonus can leave you with less value than you started with. The IHG and Wyndham offers make the most sense if you are already short of points for a stay you have planned. The Avios bonus is a better fit for people who already have an award flight in mind on one of those three airlines, since the bonus only helps if you will actually redeem the miles.
Capital One and Amex transfer bonuses to Flying Blue and Virgin Atlantic
Capital One Miles is reported to offer a 20% transfer bonus to Air France-KLM Flying Blue through November 30, 2026. American Express Membership Rewards is reported to offer a 30% bonus to Virgin Atlantic Flying Club through the same date. These are the earliest-ending of the five, so they are the ones to decide on first if you want to use them.
| From | To | Reported bonus | Reported end date |
|---|---|---|---|
| Chase Ultimate Rewards | IHG One Rewards | 80% | December 3, 2026 |
| Chase Ultimate Rewards | Wyndham Rewards | 30% | December 3, 2026 |
| Chase Ultimate Rewards | British Airways Club, Iberia Club, Aer Lingus AerClub | 30% | December 1, 2026 |
| Capital One Miles | Air France-KLM Flying Blue | 20% | November 30, 2026 |
| American Express Membership Rewards | Virgin Atlantic Flying Club | 30% | November 30, 2026 |
How to decide whether these transfer bonuses are worth using
Start with the redemption, not the bonus. Transfers are generally irreversible, and award availability can change quickly, so confirm that the flight or hotel night you want is bookable before you move points. Then compare what you would pay in points with and without the bonus, and consider whether the same points would go further in their original program. If you have no specific trip in mind, the safest choice is usually to keep your flexible points and let the bonuses pass.
These offers favor people who already hold Chase, Capital One or American Express points and have a near-term trip that fits one of these programs. They are a poor fit if you would transfer only to chase a large percentage, or if you hold points in a program that is not among the five listed.