The Chase Ink Business Unlimited offer combines 100,000 points with no annual fee, but its reported application window is closing. As of September 17, 2026, the offer is expected to end at 9 a.m. EDT that day. Earning the bonus requires $8,000 in purchases within the first four months. Before reacting to the deadline, check both the offer displayed on your application and whether its requirements fit your business.
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What the Chase Ink Unlimited offer requires
The promotion is marketed as $1,000 cash back, corresponding to 100,000 points after the required purchases. Those are two descriptions of the same welcome reward, not separate rewards to add together. The purchase requirement and four-month window are central to evaluating the offer. A large headline number is useful only if the associated spending is something you can reasonably plan for rather than something the bonus persuades you to invent.
Begin with a list of business purchases you already expect to make during the relevant period. Compare that plan with the $8,000 requirement, and leave yourself room to assess the terms shown during application. If the numbers work only after adding unnecessary purchases, the size of the advertised reward does not solve that problem. This is a budgeting check, not a recommendation to accelerate spending or apply for a card merely because a promotion is ending.
Having no annual fee removes one explicit cost from this particular comparison. It does not answer every question about whether opening another account suits you. Review the current application materials for the other terms that matter to your circumstances. Separate the straightforward annual-fee fact from broader conclusions about affordability: a no-annual-fee card can still have a purchase requirement that is unsuitable for an individual applicant's plans.
The September 17 cutoff is a reported expectation
The latest report says the 100,000-point offer is expected to be pulled at 9 a.m. Eastern Daylight Time on September 17, 2026. Treat that wording as an expected cutoff, not a guarantee that every application link will display identical terms until the last moment. The terms actually presented to you matter. If the displayed reward or required purchases differ, do not assume that a saved article or an older screenshot overrides the application.
A short window is a reason to be organized, not a reason to skip the decision. Check the time zone, read the offer you are applying under and keep a record of the terms you see. If you cannot make a considered decision before the reported end time, letting the offer go is a legitimate choice. The deadline itself says nothing about whether this is the right account for your business or whether you qualify for the reward.
Check prior Chase business-card ownership
The new-cardmember bonus may not be available if you have ever held this card or another Chase for Business card without an annual fee. Chase may also consider factors pertinent to your business when determining bonus eligibility. The word 'may' matters: it should not be rewritten as either guaranteed eligibility or automatic rejection. The reported restriction is broader than simply asking whether you currently hold Ink Business Unlimited.
Before applying, review your own business-card history and the eligibility language in the current offer. Make a note of previous accounts rather than relying only on the cards currently in your wallet. Do not assume that a closed card is irrelevant, or that a business detail which mattered for someone else will produce the same result for you. This article cannot determine an individual applicant's eligibility or replace Chase's decision.
The practical decision has three parts: does your planned purchasing fit the four-month requirement, does your account history raise an eligibility question, and is the intended offer still displayed? A favorable answer to one is not a substitute for the other two. The 100,000-point headline and no annual fee make the offer worth understanding, but neither justifies ignoring the conditions. Use the reported deadline to prioritize a review, not to bypass it.
